Iowa Code

Iowa Code § 654A.1 (2026)

Definitions

✓ current as of July 2026

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As used in this chapter, unless the context otherwise requires:

1. “Agricultural property” means agricultural land that is principally used for farming as defined in section 9H.1, and personal property that is used as security to finance a farm operation or used as part of a farm operation including equipment, crops, livestock, and proceeds of the security.

2. “Coordinator” means the farm assistance program coordinator provided in section 13.13.

3. “Creditor” means the holder of a mortgage on agricultural property, a vendor of a real estate contract for agricultural property, a person with a lien or security interest in agricultural property, or a judgment creditor with a judgment against a debtor with agricultural property.

4. “Farm mediation service” means the organization selected pursuant to section 13.13.

5. “File” means to deliver by the required date by certified mail or another method acknowledging receipt.

6. “Mediation release” means an agreement or statement signed by all parties or by less than all the parties and the mediator pursuant to section 654A.11.

7. “Participate” or “participation” means attending a mediation meeting, and discussing issues, stating a position regarding restructuring, and exchanging information, relating to any of the following: a debt against agricultural property which is real estate under chapter 654; a forfeiture of a contract to purchase agricultural property under chapter 656; a secured interest in agricultural property under chapter 554; or a garnishment, levy, execution, seizure, or attachment of agricultural property; all as referenced in section 654A.6. 86 Acts, ch 1214, §14; 90 Acts, ch 1143, §9, 10 Referred to in §654.2C, 654A.6, 656.8\n\n 654A.2 and 654A.3 Repealed by 90 Acts, ch 1143, §30. See §13.13. \n

Notes of Decisions

Cited in 5 cases, 1992–2018 · leading case: Larry D. Schaefer & Elaine M. Schaefer v. Dale L. Putnam, Putnam Law Off., & SMP, L.L.C., 841 N.W.2d 68 (Iowa 2013).

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Larry D. Schaefer & Elaine M. Schaefer v. Dale L. Putnam, Putnam Law Off., & SMP, L.L.C., 841 N.W.2d 68 (Iowa 2013). · cites it 3× “§ 654A.1(3) (emphasis omitted). The mandatory mediation provision, Iowa Code section 654A.”

Qualley v. State Fed. Sav. & Loan, 487 N.W.2d 353 (Iowa Ct. App. 1992). · cites it 4× “Iowa Code section 654A.1 defines: 1. “Agricultural property” means agricultural land that is principally used for farming as defined in section 172C.”

Kent Feeds, Inc. v. Manthei, 646 N.W.2d 87 (Iowa 2002). · cites it 2× “The guarantees at issue were not secured by “agricultural property,” real or personal, as defined by section 654A.1. Based on the record under review, statutory mediation cannot be compelled.”

Diaz v. Thompson, 691 N.W.2d 744 (Iowa Ct. App. 2004). · cites it 6× “Iowa Code section 654A.1 defines the terms used in chapter 654A and provides that a “creditor” may be a “judgment creditor with a judgment against a debtor with agricultural property.”

Sibley State Bank v. Dale W. Braaksma, Danna S. Braaksma, Jesse Dale Braaksma, & Braaksma Grain Farms, Inc., 922 N.W.2d 105 (Iowa Ct. App. 2018). · cites it 2× “2 This section provides: A person shall not initiate a proceeding under this chapter to foreclose a deed of trust or mortgage on agricultural property, as defined in section 654A.1, which is subject to chapter 654A and which is subject to a debt of twenty thousand dollars or…”

— Iowa Code § 654A.1(3) — 3 cases

Larry D. Schaefer & Elaine M. Schaefer v. Dale L. Putnam, Putnam Law Off., & SMP, L.L.C., 841 N.W.2d 68 (Iowa 2013). “§ 654A.1(3) (emphasis omitted). The mandatory mediation provision, Iowa Code section 654A.”

Qualley v. State Fed. Sav. & Loan, 487 N.W.2d 353 (Iowa Ct. App. 1992). “Iowa Code section 654A.1 defines: 1. “Agricultural property” means agricultural land that is principally used for farming as defined in section 172C.”

Diaz v. Thompson, 691 N.W.2d 744 (Iowa Ct. App. 2004). “Iowa Code section 654A.1 defines the terms used in chapter 654A and provides that a “creditor” may be a “judgment creditor with a judgment against a debtor with agricultural property.”

— Iowa Code § 654A.1(5) — 1 case

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