Ky. Rev. Stat. » Chapter 187
Kentucky Revised Statutes

Ky. Rev. Stat. § 187.490 (2026)

Repealed, 1978

✓ current as of May 2026
Find cases: SyfertCases citing this section KY-LRCapps.legislature.ky.gov JustiaChapter on Justia CornellLII Search CasesGoogle Scholar

Catchline at repeal: Motor vehicle liability policy -- Definitions -- Requirements -- Coverage -- Implied provisions. History: Repealed 1978 Ky. Acts ch. 434, sec. 9, effective June 17, 1978. -- Amended 1966 Ky. Acts ch. 255, sec. 176. -- Created 1946 Ky. Acts ch. 118, sec. 21, effective January 1, 1947.

Notes of Decisions
Cited in 16 cases, 1947–2008 · leading case: Progressive N. Ins. Co. v. Corder, 15 S.W.3d 381 (Ky. 2000).
Sort: Relevance Newest Treatment
Progressive N. Ins. Co. v. Corder, 15 S.W.3d 381 (Ky. 2000). · cites it 8× “14-110, the recission statute, and repealed KRS 187.490(6), the "frozen liability" statute.”
Tharp v. Sec. Ins. Co. of New Haven, 405 S.W.2d 760 (Ky. Ct. App. 1966). · cites it 6× “The legislature has expressed its intent by providing in KRS 187.490 that: “ (6) Every motor vehicle liability policy shall be subject to the following provisions which need not be contained therein: (a) The liability of the insurance carrier with respect to the insurance…”
Stevenson ex rel. Stevenson v. Anthem Cas. Ins. Grp., 15 S.W.3d 720 (Ky. 1999). · cites it 4× “Stevenson argues that Butler should be revisited and overruled, because the liability insurance statute interpreted in that case, KRS 187.490, was subsequently repealed. 1978 Ky.”
Butler v. Robinette, 614 S.W.2d 944 (Ky. 1981). · cites it 5× “” KRS 187.490(1) (emphasis added). Both the owner’s policy and the operator’s policy insured the person, not the vehicle.”
Mitchell v. Allstate Ins. Co., 244 S.W.3d 59 (Ky. 2008). · cites it 2× “]" Former KRS 187.490(2)(b). In other words, omnibus clauses for others using the car with the owner/insured's permission were required by the law years before the MVRA.”
Reeves, Com'r of Revenue v. Wright Taylor, 220 S.W.2d 1007 (Ky. Ct. App. 1949). · cites it 4× “Section 21 :of the Act, now KRS 187.490, defines a “motor vehicle liability policy,” and subsections 1 and 2 of section 34 of the Act, now KRS 187.”
Allen v. West Am. Ins. Co., 467 S.W.2d 123 (Ky. Ct. App. 1971). · cites it 2× “” Its permissible terms are delineated in KRS 187.490. The policy involved in Tharp v.”
Nat'l Union Indem. Co. v. Miniard, 310 S.W.2d 793 (Ky. Ct. App. 1958). · cites it 3× “He argues vigorously that an exclusion clause such as the one under consideration is in conflict with the Financial Responsibility Law, and especially with KRS 187.490(2) (b), KRS 187.490(4) and KRS 187.”
Commonwealth, Dep't of Pub. Saf. v. Robinson, 435 S.W.2d 447 (Ky. Ct. App. 1968). · cites it 4× “KRS 187.490 defines “motor vehicle liability policy” and sets forth the coverages required in order to comply with the Financial Responsibility Law.”
State Farm Mut. Auto. Ins. Co. v. Register, 583 S.W.2d 705 (Ky. Ct. App. 1979). “State Farm Mutual contends that such an exclusion runs afoul of KRS 187.490 or KRS 190.033. The purpose of these statutes is to protect members of the public and when that protection is provided the purpose of the statute is satisfied.”
Ohio Cas. Ins. Co. v. State Farm Mut. Auto. Ins. Co., 511 S.W.2d 671 (Ky. Ct. App. 1974). “(a) KRS 187.490 (2) (b) provides that the amounts fixed in the Ohio Casualty policy establish financial responsibility.”
Allen v. Canal Ins. Co., Greenville, Sc, 433 S.W.2d 352 (Ky. Ct. App. 1968). “However, KRS 187.490(6) (a) specifically provides, “* * no violation of said policy shall defeat or void said policy.”
Show all 16 citing cases →
— Ky. Rev. Stat. § 187.490(1) — 3 cases
Butler v. Robinette, 614 S.W.2d 944 (Ky. 1981). “” KRS 187.490(1) (emphasis added). Both the owner’s policy and the operator’s policy insured the person, not the vehicle.”
Tharp v. Sec. Ins. Co. of New Haven, 405 S.W.2d 760 (Ky. Ct. App. 1966). “The legislature has expressed its intent by providing in KRS 187.490 that: “ (6) Every motor vehicle liability policy shall be subject to the following provisions which need not be contained therein: (a) The liability of the insurance carrier with respect to the insurance…”
Commonwealth, Dep't of Pub. Saf. v. Robinson, 435 S.W.2d 447 (Ky. Ct. App. 1968). “KRS 187.490 defines “motor vehicle liability policy” and sets forth the coverages required in order to comply with the Financial Responsibility Law.”
— Ky. Rev. Stat. § 187.490(2) — 2 cases
Butler v. Robinette, 614 S.W.2d 944 (Ky. 1981). “” KRS 187.490(1) (emphasis added). Both the owner’s policy and the operator’s policy insured the person, not the vehicle.”
Nat'l Union Indem. Co. v. Miniard, 310 S.W.2d 793 (Ky. Ct. App. 1958). “He argues vigorously that an exclusion clause such as the one under consideration is in conflict with the Financial Responsibility Law, and especially with KRS 187.490(2) (b), KRS 187.490(4) and KRS 187.”
— Ky. Rev. Stat. § 187.490(2)(b) — 3 cases
Mitchell v. Allstate Ins. Co., 244 S.W.3d 59 (Ky. 2008). “]" Former KRS 187.490(2)(b). In other words, omnibus clauses for others using the car with the owner/insured's permission were required by the law years before the MVRA.”
Stevenson ex rel. Stevenson v. Anthem Cas. Ins. Grp., 15 S.W.3d 720 (Ky. 1999). “Stevenson argues that Butler should be revisited and overruled, because the liability insurance statute interpreted in that case, KRS 187.490, was subsequently repealed. 1978 Ky.”
Butler v. Robinette, 614 S.W.2d 944 (Ky. 1981). “” KRS 187.490(1) (emphasis added). Both the owner’s policy and the operator’s policy insured the person, not the vehicle.”
— Ky. Rev. Stat. § 187.490(3) — 2 cases
Tharp v. Sec. Ins. Co. of New Haven, 405 S.W.2d 760 (Ky. Ct. App. 1966). “The legislature has expressed its intent by providing in KRS 187.490 that: “ (6) Every motor vehicle liability policy shall be subject to the following provisions which need not be contained therein: (a) The liability of the insurance carrier with respect to the insurance…”
Butler v. Robinette, 614 S.W.2d 944 (Ky. 1981). “” KRS 187.490(1) (emphasis added). Both the owner’s policy and the operator’s policy insured the person, not the vehicle.”
— Ky. Rev. Stat. § 187.490(4) — 1 case
Nat'l Union Indem. Co. v. Miniard, 310 S.W.2d 793 (Ky. Ct. App. 1958). “He argues vigorously that an exclusion clause such as the one under consideration is in conflict with the Financial Responsibility Law, and especially with KRS 187.490(2) (b), KRS 187.490(4) and KRS 187.”
— Ky. Rev. Stat. § 187.490(5) — 1 case
Commonwealth, Dep't of Pub. Saf. v. Robinson, 435 S.W.2d 447 (Ky. Ct. App. 1968). “KRS 187.490 defines “motor vehicle liability policy” and sets forth the coverages required in order to comply with the Financial Responsibility Law.”
— Ky. Rev. Stat. § 187.490(6) — 5 cases
Progressive N. Ins. Co. v. Corder, 15 S.W.3d 381 (Ky. 2000). “14-110, the recission statute, and repealed KRS 187.490(6), the "frozen liability" statute.”
Tharp v. Sec. Ins. Co. of New Haven, 405 S.W.2d 760 (Ky. Ct. App. 1966). “The legislature has expressed its intent by providing in KRS 187.490 that: “ (6) Every motor vehicle liability policy shall be subject to the following provisions which need not be contained therein: (a) The liability of the insurance carrier with respect to the insurance…”
Allen v. Canal Ins. Co., Greenville, Sc, 433 S.W.2d 352 (Ky. Ct. App. 1968). “However, KRS 187.490(6) (a) specifically provides, “* * no violation of said policy shall defeat or void said policy.”
Nat'l Union Indem. Co. v. Miniard, 310 S.W.2d 793 (Ky. Ct. App. 1958). “He argues vigorously that an exclusion clause such as the one under consideration is in conflict with the Financial Responsibility Law, and especially with KRS 187.490(2) (b), KRS 187.490(4) and KRS 187.”
State Auto. Mut. Ins. Co. v. Sinclair, 96 F. Supp. 267 (W.D. Ky. 1950).
— Ky. Rev. Stat. § 187.490(6)(a) — 1 case
Progressive N. Ins. Co. v. Corder, 15 S.W.3d 381 (Ky. 2000). “14-110, the recission statute, and repealed KRS 187.490(6), the "frozen liability" statute.”
— Ky. Rev. Stat. § 187.490(8) — 1 case
Tharp v. Sec. Ins. Co. of New Haven, 405 S.W.2d 760 (Ky. Ct. App. 1966). “The legislature has expressed its intent by providing in KRS 187.490 that: “ (6) Every motor vehicle liability policy shall be subject to the following provisions which need not be contained therein: (a) The liability of the insurance carrier with respect to the insurance…”
Annotations are extracted automatically from the opinions in the Syfert caselaw corpus and ranked by authority, recency, and treatment. Dots show Syfertize treatment of the citing case itself.