Ky. Rev. Stat. » Chapter 304
Kentucky Revised Statutes

Ky. Rev. Stat. § 304.1-020 (2026)

"Person" defined

✓ current as of May 2026
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"Person" includes an individual, insurer, company, association, organization, Lloyd's insurer, society, reciprocal insurer or inter-insurance exchange, partnership, syndicate, business trust or corporation, and every other related legal entity. Effective: June 18, 1970 History: Created 1970 Ky. Acts ch. 301, subtit. 1, sec. 2, effective June 18, 1970.

Notes of Decisions
Cited in 8 cases (1 in the last 5 years), 1990–2022 · leading case: Davidson v. Am. Freightways, Inc., 25 S.W.3d 94 (Ky. 2000).
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Davidson v. Am. Freightways, Inc., 25 S.W.3d 94 (Ky. 2000). · cites it 10× “" Appellants, however, assert that the phrase "any person" contained in the first sentence of the statute relates back to the definition of "person" set forth in KRS 304.1-020, which they *98 interpret to include every person except "an insured" person.”
Winburn v. Liberty Mut. Ins., 933 F. Supp. 664 (E.D. Ky. 1996). “” KRS 304.1-020. It seems apparent that Kernahan is an individual who would thus fall within the definition of person.”
Pie Mut. Ins. Co. v. Kentucky Med. Ins. Co., 782 S.W.2d 51 (Ky. Ct. App. 1990). “2-330(3), dealing with who should be given notice of a hearing and who should be permitted to become a party to a hearing by the Commissioner, indicate that when speaking of a “person aggrieved” the legislature had in mind a person or business entity, see KRS 304.1-020, whose…”
Stinson v. State Farm Mut. Auto. Ins. Co. (W.D. Ky. 2019). · cites it 2× “” Ky. Rev. Stat. § 304.1-020. The legislature limited this broad definition of “person” by passing KRS § 304.”
Wright v. State Farm Mut. Auto. Ins. Co. (W.D. Ky. 2019). · cites it 2× “” Ky. Rev. Stat. § 304.1-020. The legislature limited this broad definition of “person” by passing KRS § 304.”
Cordes v. United Specialty Ins. Co. (W.D. Ky. 2022). · cites it 2× “” KRS § 304.1-020. The Kentucky Supreme Court has interpreted this definition more narrowly than the ordinary meaning those terms might bear.”
Little v. Butler (E.D. Ky. 2020). “” KRS 304.1-020. An insurer is separately defined as “every person engaged as principal and as indemnitor, surety, or contractor in the business of entering into contracts of insurance.”
Albany Ins. Co. v. Stephens, 926 S.W.2d 460 (Ky. Ct. App. 1995). “[KRS 304.1-020]. From an examination of the applicable statutory provisions, it is apparent that the Petitioners’ contentions regarding the set-off provisions are erroneous.”
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