Kentucky Revised Statutes

Ky. Rev. Stat. § 304.2-110 (2026)

Rules and regulations

✓ current as of May 2026

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(1) The commissioner may make reasonable rules and regulations necessary for or as an aid to the effectuation of any provision of this code. No such rule or regulation shall extend, modify, or conflict with any law of this state or the reasonable implications thereof.

(2) No penalty shall apply to any act done or omitted in good faith in conformity with any such rule or regulation, notwithstanding that such rule or regulation may, after such act or omission, be amended or rescinded or determined by judicial or other authority to be invalid for any reason. Effective: July 15, 2010 History: Amended 2010 Ky. Acts ch. 24, sec. 926, effective July 15, 2010. -- Amended 1982 Ky. Acts ch. 320, sec. 3, effective July 15, 1982. -- Created 1970 Ky. Acts ch. 301, subtit. 2, sec. 11, effective June 18, 1970.

Notes of Decisions

Cited in 4 cases (2 in the last 5 years), 2000–2021 · leading case: Davidson v. Am. Freightways, Inc., 25 S.W.3d 94 (Ky. 2000).

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Davidson v. Am. Freightways, Inc., 25 S.W.3d 94 (Ky. 2000). · cites it 2× “KRS 304.2-110. To that purpose, the Commissioner has adopted 806 KAR 12:095 to implement the UCSPA.”

Am. Gen. Life Ins. Co. v. Jude (E.D. Ky. 2021). · cites it 4× “The Insurance Code grants the Commissioner of the Department of Insurance the power to “make reasonable rules and regulations necessary for or as an aid to the effectuation of any provision of this code,” KRS § 304.2-110, and 806 KAR 12:080 § 5(1)(e) in turn specifically…”

Am. Gen. Life Ins. v. Est. of Chad Jude (6th Cir. 2020). “806 Kentucky Administrative Regulations 12:080 §§ 5 and 8 are statutorily authorized if they are “necessary for or as an aid to the effectuation of any provision of [the Kentucky Insurance Code],” Ky. Rev. Stat. Ann. § 304.2-110 (1), but “[n]o such rule or regulation shall…”

Darwin Nat'l Assurance Co. N/K/A Allied World Specialty Ins. Co. v. Kentucky State Univ. (Ky. Ct. App. 2021). “KRS 304.2-110. Therefore, regardless of the terms of the insurance policy, an insurer cannot engage in unfair claims settlement practices 4 Kentucky Administrative Regulations.”

— Ky. Rev. Stat. § 304.2-110(1) — 1 case

Am. Gen. Life Ins. Co. v. Jude (E.D. Ky. 2021). “The Insurance Code grants the Commissioner of the Department of Insurance the power to “make reasonable rules and regulations necessary for or as an aid to the effectuation of any provision of this code,” KRS § 304.2-110, and 806 KAR 12:080 § 5(1)(e) in turn specifically…”

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