An owner of a motor vehicle registered in this Commonwealth who ceases to maintain
security as required by the provisions on security may not operate or permit operation of
the vehicle in this Commonwealth until security has again been provided as required by
this subtitle. An owner who fails to maintain security as required by this subtitle shall
have his or her motor vehicle registration revoked in accordance with KRS 186A.040. All
other owners shall provide such security while operating a motor vehicle in this
Commonwealth.
Effective: July 15, 1998
History: Amended 1998 Ky. Acts ch. 442, sec. 4, effective July 15, 1998. -- Amended
1996 Ky. Acts ch. 341, sec. 8, effective July 15, 1996. -- Created 1974 Ky. Acts ch.
385, sec. 9, effective July 1, 1975.
Notes of Decisions
Progressive N. Ins. Co. v. Corder, 15 S.W.3d 381 (Ky. 2000).
· cites it 2× “KRS 304.39-090 prohibits a motor vehicle owner who ceases to maintain security from operating or permitting the vehicle to be operated in Kentucky.”
Nat'l Ins. Ass'n v. Peach, 926 S.W.2d 859 (Ky. Ct. App. 1996).
“KRS 304.39-090 prohibits an owner of a motor vehicle who ceases to maintain security from operating or permitting the operation of the vehicle in the Commonwealth.”
Calhoun v. Provence, 395 S.W.3d 476 (Ky. Ct. App. 2012).
“And finally, Legend Suzuki argues that under KRS 304.39-090, upon acceptance Yaden’s Auto Sales had the obligation to insure the vehicle as a matter of law.”
United States v. John Lawson (6th Cir. 2022).
“Ky. Rev. Stat §§ 304.39-090, 186A.065. In this case, Salyer’s sole basis for initiating the stop was an AVIS response indicating that the Suburban’s insurance should be verified.”
McNally v. Tabor (E.D. Ky. 2019).
“Kentucky law requires car owners and operators to maintain adequate car insurance, KRS 304.39-090, and the failure to do so may be punished by up to ninety days’ imprisonment, KRS 304.”
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