Ky. Rev. Stat. » Chapter 304
Kentucky Revised Statutes

Ky. Rev. Stat. § 304.682 (2026)

Repealed, 1970

✓ current as of May 2026
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Catchline at repeal: Vehicle liability policy requirements; protection against insurer's insolvency; subrogation. History: Repealed 1970 Ky. Acts ch. 301, subtit. 99, sec. 3, effective June 18, 1970. -- Created 1966 Ky. Acts ch. 55, secs. 1 to 4.

Notes of Decisions
Cited in 12 cases, 1969–2003 · leading case: Meridian Mut. Ins. Co. v. Siddons, 451 S.W.2d 831 (Ky. Ct. App. 1970).
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Meridian Mut. Ins. Co. v. Siddons, 451 S.W.2d 831 (Ky. Ct. App. 1970). · cites it 4× “) The significant part of the statute, KRS 304.682, is as follows: “(1) No automobile liability or motor vehicle liability policy of insurance insuring against loss resulting from liability imposed by law for bodily injury or death suffered by any person arising out of the…”
Ohio Cas. Ins. Co. v. Stanfield, 581 S.W.2d 555 (Ky. 1979). · cites it 2× “In Siddons we declared that KRS 304.682(1) (reenacted as KRS 304.20-020) required each automobile liability insurance policy to contain uninsured motorist coverage of $10,000 for each person and $20,000 for each accident unless rejected in writing by the named insured.”
Nationwide Mut. Ins. Co v. Hatfield, 122 S.W.3d 36 (Ky. 2003). · cites it 2× “20-020, originally enacted in 1966 as KRS 304.682, provides in pertinent part as follows: (1) No automobile liability or motor vehicle liability policy of insurance .”
Burton v. Farm Bureau Ins. Co., 116 S.W.3d 475 (Ky. 2003). · cites it 2× “Except for minor technical amendments, the language of this statute has remained unchanged since it was enacted in 1966 and initially compiled as KRS 304.682. 1966 Ky. Acts, ch. 55 (eff.Oct.”
Butler v. Robinette, 614 S.W.2d 944 (Ky. 1981). · cites it 3× “We ruled that KRS 304.682(1) (subsequently reenacted as KRS 304.”
Puckett v. Liberty Mut. Ins. Co., 477 S.W.2d 811 (Ky. Ct. App. 1972). · cites it 3× “” The applicable Kentucky statute, KRS 304.682, provides: “(1) No automobile liability or motor vehicle liability policy of insurance insuring against loss resulting from liability imposed by law for bodily injury or death suffered by any person arising out of the ownership,…”
Wheeler v. Creekmore, 469 S.W.2d 559 (Ky. Ct. App. 1971). · cites it 2× “Wheeler as plaintiff from disclosing to the jury the fact that the insurance company was a party and that Mr. Rose was its counsel. We agree.”
Allen v. West Am. Ins. Co., 467 S.W.2d 123 (Ky. Ct. App. 1971). · cites it 2× “Basically, the question presented is whether the uninsured-motorist (UM) provisions of former KRS 304.682, now KRS 304.20-020, impose liability upon an insurance carrier in situations in which “household exclusion” provisions otherwise relieve the company from liability.”
Stevenson ex rel. Stevenson v. Anthem Cas. Ins. Grp., 15 S.W.3d 720 (Ky. 1999). “2d 831 (1970), because the UM statute, KRS 304.682 (now KRS 304.20-020), required each policy of automobile liability insurance to provide minimum limits UM coverage for “the protection of persons insured thereunder.”
Allstate Ins. Co. v. Napier, 505 S.W.2d 169 (Ky. Ct. App. 1974). “2d 831 , we held that KRS 304.682(1) required each automobile liability insurance policy to contain uninsured-motorist coverage of $10,000 each person and $20,000 each accident unless rejected in writing by the insured.”
Zurich Ins. Co. v. Hall, 516 S.W.2d 861 (Ky. Ct. App. 1974). “The first and principal argument is that the purpose of the uninsured-motorist statute, KRS 304.682(1), is to provide protection only up to the minimum statutory limits required by KRS 187.”
Allstate Ins. Co. v. Boston, 439 S.W.2d 65 (Ky. Ct. App. 1969). “Our only statutory reference to uninsured motorist coverage is found in KRS 304.682 and does not contain any such requirement.”
— Ky. Rev. Stat. § 304.682(1) — 5 cases
Ohio Cas. Ins. Co. v. Stanfield, 581 S.W.2d 555 (Ky. 1979). “In Siddons we declared that KRS 304.682(1) (reenacted as KRS 304.20-020) required each automobile liability insurance policy to contain uninsured motorist coverage of $10,000 for each person and $20,000 for each accident unless rejected in writing by the named insured.”
Meridian Mut. Ins. Co. v. Siddons, 451 S.W.2d 831 (Ky. Ct. App. 1970). “) The significant part of the statute, KRS 304.682, is as follows: “(1) No automobile liability or motor vehicle liability policy of insurance insuring against loss resulting from liability imposed by law for bodily injury or death suffered by any person arising out of the…”
Butler v. Robinette, 614 S.W.2d 944 (Ky. 1981). “We ruled that KRS 304.682(1) (subsequently reenacted as KRS 304.”
Allstate Ins. Co. v. Napier, 505 S.W.2d 169 (Ky. Ct. App. 1974). “2d 831 , we held that KRS 304.682(1) required each automobile liability insurance policy to contain uninsured-motorist coverage of $10,000 each person and $20,000 each accident unless rejected in writing by the insured.”
Zurich Ins. Co. v. Hall, 516 S.W.2d 861 (Ky. Ct. App. 1974). “The first and principal argument is that the purpose of the uninsured-motorist statute, KRS 304.682(1), is to provide protection only up to the minimum statutory limits required by KRS 187.”
— Ky. Rev. Stat. § 304.682(4) — 1 case
Puckett v. Liberty Mut. Ins. Co., 477 S.W.2d 811 (Ky. Ct. App. 1972). “” The applicable Kentucky statute, KRS 304.682, provides: “(1) No automobile liability or motor vehicle liability policy of insurance insuring against loss resulting from liability imposed by law for bodily injury or death suffered by any person arising out of the ownership,…”
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