Louisiana Revised Statutes & Codes
La. Rev. Stat. § 32:900 (2026)
✓ current as of May 2026
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§900. "Motor Vehicle Liability Policy" defined
Notes of Decisions
Cited in 292
cases (14 in the last 5 years), 1954–2025 · leading case: Hearty v. Harris, 574 So. 2d 1234 (La. 1991).
Hearty v. Harris, 574 So. 2d 1234 (La. 1991). “The plaintiffs fail to discern the distinction between a "motor vehicle liability policy" and an "automobile liability policy.”
Sensebe v. Canal Indem. Co., 58 So. 3d 441 (La. 2011). “Also, the legislature has allowed insurance policies to “exclude from coverage the named insured and the spouse of the named insured.”
Hawkins v. Redmon, 42 So. 3d 360 (La. 2010). “WEIMER, Justice, 1 | TWe granted a writ in this matter to resolve the res nova issue of who, in purchasing a Motor Vehicle Liability Policy as defined in LSA-R.S. 32:900, may execute an excluded driver endorsement which results in a resident of the household being excluded…”
State Farm Mut. Auto. Ins. Co. v. Noyes, 872 So. 2d 1133 (La. Ct. App. 2004). “2d at 731 , the issue before the supreme court was whether, by enacting the 1992 amendment to LSA-R.S. 32:900, the legislature intended to permit a named insured to exclude from coverage, not only members of his household, but also the *1137 person who owned the policy and the…”
Williams v. Watson, 798 So. 2d 55 (La. 2001). “R.S. 32:900: B. Such owner's policy of liability insurance: * * * * * (2) Shall insure the person named therein and any other person, as insured, using any such motor vehicle or motor vehicles with the express or implied permission of such named insured against loss from the…”
Kahl v. Chevalier, 188 So. 3d 449 (La. Ct. App. 2016). “R.S. 32:900, 3 Ms. Kahl opposed Safeway’s motion for summary *452 judgment, arguing that “[ajccording to the mandatory provisions of the | ¡¡Motor Vehicle Safety Responsibility Law, Safeway is statutorily bound to provide coverage to [her].”
Alexander v. Cornett, 961 So. 2d 622 (La. Ct. App. 2007). “R.S. 32:900, [2] et seq. In short, because State National's garage liability policy definition of an insured "excludes" one class of permissive users, namely, insured customers of an auto dealership, appellees contend that this constitutes an "exclusion" to the omnibus coverage…”
Abshire v. Desmoreaux, 970 So. 2d 1188 (La. Ct. App. 2007). “R.S. 32:900 does not necessarily apply to all automobile liability insurance policies.”
Am. Deposit Ins. Co. v. Myles, 783 So. 2d 1282 (La. 2001). “The Named Driver Exclusion Louisiana law requires that liability insurance policies issued in this state shall insure the named insured and any other person using the motor vehicle with the insured's permission, whether express or implied, for damages resulting from the…”
Simms v. Butler, 702 So. 2d 686 (La. 1997). “R.S. 32:900 applies to "motor vehicle liability policies.”
Bernard v. Ellis, 111 So. 3d 995 (La. 2012). “R.S. 32:900, and this Court’s interpretation of the language will apply not only to the Imperial policy, but to all guest passengers under any insurance policy.”
Treadaway v. Progressive Nw. Ins., 720 So. 2d 693 (La. Ct. App. 1998). “LSA-R.S. 32:900, which defines "Motor Vehicle Liability Policy, states, in pertinent part, as follows: B.”
— La. Rev. Stat. § 32:900(0) — 1 case
Lemoine v. Illinois Nat'l Ins. Co., 868 So. 2d 304 (La. Ct. App. 2004).
— La. Rev. Stat. § 32:900(2) — 1 case
Leflore v. Coburn, 665 So. 2d 1323 (La. Ct. App. 1995).
— La. Rev. Stat. § 32:900(8)(2) — 2 cases
Ardoin v. State Farm Mut. Auto. Ins. Co., 261 So. 3d 81 (La. Ct. App. 2018).
Ardoin v. State Farm Mut. Auto. Ins. Co., 261 So. 3d 81 (La. Ct. App. 2018).
— La. Rev. Stat. § 32:900(A) — 12 cases
Hearty v. Harris, 574 So. 2d 1234 (La. 1991). “The plaintiffs fail to discern the distinction between a "motor vehicle liability policy" and an "automobile liability policy.”
Collins v. Randall, 836 So. 2d 352 (La. Ct. App. 2002).
Lemoine v. Illinois Nat'l Ins. Co., 868 So. 2d 304 (La. Ct. App. 2004).
Abshire v. Desmoreaux, 970 So. 2d 1188 (La. Ct. App. 2007). “R.S. 32:900 does not necessarily apply to all automobile liability insurance policies.”
Simms v. Butler, 702 So. 2d 686 (La. 1997). “R.S. 32:900 applies to "motor vehicle liability policies.”
— La. Rev. Stat. § 32:900(B) — 22 cases
Hawkins v. Redmon, 42 So. 3d 360 (La. 2010). “WEIMER, Justice, 1 | TWe granted a writ in this matter to resolve the res nova issue of who, in purchasing a Motor Vehicle Liability Policy as defined in LSA-R.S. 32:900, may execute an excluded driver endorsement which results in a resident of the household being excluded…”
RPM Pizza, Inc. v. Auto. Cas. Ins. Co., 601 So. 2d 1366 (La. 1992).
Hearty v. Harris, 574 So. 2d 1234 (La. 1991). “The plaintiffs fail to discern the distinction between a "motor vehicle liability policy" and an "automobile liability policy.”
Joseph v. Inter-Ocean Ins. Agency, Inc., 59 V.I. 820 (2013).
Adams v. Thomas, 729 So. 2d 1041 (La. 1999).
— La. Rev. Stat. § 32:900(B)(1) — 2 cases
Collins v. Farris, 897 So. 2d 634 (La. Ct. App. 2004).
Atkinson v. Boyne, 178 F. Supp. 2d 670 (E.D. La. 2001).
— La. Rev. Stat. § 32:900(B)(2) — 115 cases
Sensebe v. Canal Indem. Co., 58 So. 3d 441 (La. 2011). “Also, the legislature has allowed insurance policies to “exclude from coverage the named insured and the spouse of the named insured.”
Hearty v. Harris, 574 So. 2d 1234 (La. 1991). “The plaintiffs fail to discern the distinction between a "motor vehicle liability policy" and an "automobile liability policy.”
Alexander v. Cornett, 961 So. 2d 622 (La. Ct. App. 2007). “R.S. 32:900, [2] et seq. In short, because State National's garage liability policy definition of an insured "excludes" one class of permissive users, namely, insured customers of an auto dealership, appellees contend that this constitutes an "exclusion" to the omnibus coverage…”
State Farm Mut. Auto. Ins. Co. v. Noyes, 872 So. 2d 1133 (La. Ct. App. 2004). “2d at 731 , the issue before the supreme court was whether, by enacting the 1992 amendment to LSA-R.S. 32:900, the legislature intended to permit a named insured to exclude from coverage, not only members of his household, but also the *1137 person who owned the policy and the…”
Bernard v. Ellis, 111 So. 3d 995 (La. 2012). “R.S. 32:900, and this Court’s interpretation of the language will apply not only to the Imperial policy, but to all guest passengers under any insurance policy.”
— La. Rev. Stat. § 32:900(B)(2)(D) — 1 case
— La. Rev. Stat. § 32:900(B)(2)(a) — 4 cases
Babinski v. Am. Fam. Ins. Grp., 569 F.3d 349 (8th Cir. 2009).
Sensebe v. Canal Indem. Co., 58 So. 3d 441 (La. 2011). “Also, the legislature has allowed insurance policies to “exclude from coverage the named insured and the spouse of the named insured.”
Garcia v. Certified Lloyds Ins. Co., 598 So. 2d 1278 (La. Ct. App. 1992).
Donald Babinski v. Am. Fam. Ins. (8th Cir. 2009).
— La. Rev. Stat. § 32:900(B)(2)(d) — 8 cases
Boutte v. Fireman's Fund Cnty. Mut. Ins., 930 So. 2d 305 (La. Ct. App. 2006).
Sensebe v. Canal Indem. Co., 58 So. 3d 441 (La. 2011). “Also, the legislature has allowed insurance policies to “exclude from coverage the named insured and the spouse of the named insured.”
Barousse v. W. World Ins. Co., 978 So. 2d 1129 (La. Ct. App. 2008).
Harrell v. Currie, 975 So. 2d 777 (La. Ct. App. 2008).
— La. Rev. Stat. § 32:900(C) — 6 cases
Lemoine v. Illinois Nat'l Ins. Co., 868 So. 2d 304 (La. Ct. App. 2004).
Hearty v. Harris, 574 So. 2d 1234 (La. 1991). “The plaintiffs fail to discern the distinction between a "motor vehicle liability policy" and an "automobile liability policy.”
Simms v. Butler, 702 So. 2d 686 (La. 1997). “R.S. 32:900 applies to "motor vehicle liability policies.”
Walker v. Hebert, 155 So. 3d 114 (La. Ct. App. 2014).
Jarrell E. Godfrey, Jr. v. GoAuto Ins. Co. & Craig Dewayne Jones (La. Ct. App. 2024).
— La. Rev. Stat. § 32:900(D) — 1 case
Marcus v. Hanover Ins. Co., Inc., 740 So. 2d 603 (La. 1999).
— La. Rev. Stat. § 32:900(E) — 2 cases
Lewis v. GEICO Cas. Co., 246 So. 3d 815 (La. Ct. App. 2018).
Jarrell E. Godfrey, Jr. v. Go Auto Ins. Co. & Craig Dewayne Jones (La. Ct. App. 2021).
— La. Rev. Stat. § 32:900(F) — 3 cases
Crockett v. Collins, 308 So. 2d 391 (La. Ct. App. 1975).
Thibeaux v. Goauto Ins. Co., 269 So. 3d 843 (La. Ct. App. 2019).
Thibeaux v. Goauto Ins. Co., 269 So. 3d 843 (La. Ct. App. 2019).
— La. Rev. Stat. § 32:900(F)(1) — 7 cases
Abshire v. Desmoreaux, 970 So. 2d 1188 (La. Ct. App. 2007). “R.S. 32:900 does not necessarily apply to all automobile liability insurance policies.”
RPM Pizza, Inc. v. Auto. Cas. Ins. Co., 601 So. 2d 1366 (La. 1992).
Kahl v. Chevalier, 188 So. 3d 449 (La. Ct. App. 2016). “R.S. 32:900, 3 Ms. Kahl opposed Safeway’s motion for summary *452 judgment, arguing that “[ajccording to the mandatory provisions of the | ¡¡Motor Vehicle Safety Responsibility Law, Safeway is statutorily bound to provide coverage to [her].”
Progressive N. Ins. Co. v. Corder, 15 S.W.3d 381 (Ky. 2000).
Torres Vs. Nev. Direct Ins. Co. c/w 61640, 2015 NV 54 (Nev. 2015).
— La. Rev. Stat. § 32:900(F)(2) — 1 case
Isaac v. Guardian Ins. Co., 65 V.I. 137 (2016).
— La. Rev. Stat. § 32:900(G) — 4 cases
Collins v. Randall, 836 So. 2d 352 (La. Ct. App. 2002).
RPM Pizza, Inc. v. Auto. Cas. Ins. Co., 601 So. 2d 1366 (La. 1992).
Adams v. Thomas, 729 So. 2d 1041 (La. 1999).
Harvey v. Found. Experts, Inc., 555 So. 2d 509 (La. Ct. App. 1989).
— La. Rev. Stat. § 32:900(H) — 1 case
Joseph v. Inter-Ocean Ins. Agency, Inc., 59 V.I. 820 (2013).
— La. Rev. Stat. § 32:900(J) — 2 cases
Garcia v. Certified Lloyds Ins. Co., 598 So. 2d 1278 (La. Ct. App. 1992).
Walker v. Hebert, 155 So. 3d 114 (La. Ct. App. 2014).
— La. Rev. Stat. § 32:900(L) — 43 cases
Hawkins v. Redmon, 42 So. 3d 360 (La. 2010). “WEIMER, Justice, 1 | TWe granted a writ in this matter to resolve the res nova issue of who, in purchasing a Motor Vehicle Liability Policy as defined in LSA-R.S. 32:900, may execute an excluded driver endorsement which results in a resident of the household being excluded…”
Williams v. Watson, 798 So. 2d 55 (La. 2001). “R.S. 32:900: B. Such owner's policy of liability insurance: * * * * * (2) Shall insure the person named therein and any other person, as insured, using any such motor vehicle or motor vehicles with the express or implied permission of such named insured against loss from the…”
State Farm Mut. Auto. Ins. Co. v. Noyes, 872 So. 2d 1133 (La. Ct. App. 2004). “2d at 731 , the issue before the supreme court was whether, by enacting the 1992 amendment to LSA-R.S. 32:900, the legislature intended to permit a named insured to exclude from coverage, not only members of his household, but also the *1137 person who owned the policy and the…”
Filipski v. Imperial Fire & Cas. Ins. Co., 25 So. 3d 742 (La. 2009).
Treadaway v. Progressive Nw. Ins., 720 So. 2d 693 (La. Ct. App. 1998). “LSA-R.S. 32:900, which defines "Motor Vehicle Liability Policy, states, in pertinent part, as follows: B.”
— La. Rev. Stat. § 32:900(L)(1) — 12 cases
Sensebe v. Canal Indem. Co., 58 So. 3d 441 (La. 2011). “Also, the legislature has allowed insurance policies to “exclude from coverage the named insured and the spouse of the named insured.”
Martin v. Safeway Ins. Co. of Louisiana, 26 So. 3d 777 (La. Ct. App. 2009).
Hawkins v. Redmon, 42 So. 3d 360 (La. 2010). “WEIMER, Justice, 1 | TWe granted a writ in this matter to resolve the res nova issue of who, in purchasing a Motor Vehicle Liability Policy as defined in LSA-R.S. 32:900, may execute an excluded driver endorsement which results in a resident of the household being excluded…”
Boutte v. Fireman's Fund Cnty. Mut. Ins., 930 So. 2d 305 (La. Ct. App. 2006).
Medina v. Woods, 944 So. 2d 697 (La. Ct. App. 2006).
— La. Rev. Stat. § 32:900(L)(2) — 4 cases
Hawkins v. Redmon, 42 So. 3d 360 (La. 2010). “WEIMER, Justice, 1 | TWe granted a writ in this matter to resolve the res nova issue of who, in purchasing a Motor Vehicle Liability Policy as defined in LSA-R.S. 32:900, may execute an excluded driver endorsement which results in a resident of the household being excluded…”
Smith v. Williams, 879 So. 2d 233 (La. Ct. App. 2004).
Fields v. Am. Cent. Ins. Co., 923 So. 2d 967 (La. Ct. App. 2006).
Bourg v. Southall, 186 So. 3d 1185 (La. Ct. App. 2016).
— La. Rev. Stat. § 32:900(M) — 1 case
Ferguson v. Plummer's Towing & Recovery, 753 So. 2d 398 (La. Ct. App. 2000).
— La. Rev. Stat. § 32:900(M)(1)(b) — 1 case
Elmore v. Kelly, 889 So. 2d 1173 (La. Ct. App. 2004).
— La. Rev. Stat. § 32:900(c) — 2 cases
Eason v. Fin. Indem. Co., 721 So. 2d 528 (La. Ct. App. 1998).
Brett Lirette v. Jason C. Adams, State Farm Mut. Auto. Ins. Co., Geico Cas. Co. & Axis Ventures, LLC (La. Ct. App. 2023).
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