Me. Rev. Stat. » Title 24-A
Maine Revised Statutes

Me. Rev. Stat. tit. 24-A, § 3003 (2026)

Combination coverages

✓ current as of May 2026
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Any policy or contract otherwise subject to section 3002 (standard fire policy required; exceptions), which includes either on an unspecified basis as to the coverage or for a single premium coverage against the peril of fire and substantial coverage against other perils need not comply with such provisions, provided:   [PL 1969, c. 132, §1 (NEW).]
1.  Such policy or contract shall afford coverage, with respect to the peril of fire, not less than the coverage afforded by such Maine standard fire policy;  
[PL 1969, c. 132, §1 (NEW).]
2.  That such coverage as to the peril of fire shall be made subject without change to the same general provisions and stipulations as those of such standard fire policy;  
[PL 1969, c. 132, §1 (NEW).]
3.  The provisions in relation to mortgagee interests and obligations in such standard fire policy shall be incorporated therein without change;  
[PL 1969, c. 132, §1 (NEW).]
4.  Such policy or contract is complete as to all of its terms without reference to the standard form of fire insurance policy or any other policy;  
[PL 1969, c. 132, §1 (NEW).]
5.  The superintendent is satisfied that such policy or contract complies with the provisions hereof.  
[PL 1969, c. 132, §1 (NEW); PL 1973, c. 585, §12 (AMD).]
SECTION HISTORY
PL 1969, c. 132, §1 (NEW). PL 1973, c. 585, §12 (AMD).
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Notes of Decisions
Cited in 1 case, 1983–1983 · leading case: L & a United Grocers, Inc. v. Safeguard Ins., 460 A.2d 587 (Me. 1983).
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L & a United Grocers, Inc. v. Safeguard Ins., 460 A.2d 587 (Me. 1983). “Neither party to this appeal has addressed the possibility that if 24-A M.R.S.A. § 3003 is applicable to the policy, that section might render applicable, in turn, the two-year limitation of section 3002 even though the loss is not fire-related.”
Annotations are extracted automatically from the opinions in the Syfert caselaw corpus and ranked by authority, recency, and treatment. Dots show Syfertize treatment of the citing case itself.