Maine Revised Statutes

Me. Rev. Stat. tit. 24-A, § 4 (2026)

"Insurer" defined

✓ current as of May 2026
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"Insurer" includes every person engaged as principal and as indemnitor, surety or contractor in the business of entering into contracts of insurance.   [PL 1969, c. 132, §1 (NEW).]
SECTION HISTORY
PL 1969, c. 132, §1 (NEW).
Notes of Decisions
Cited in 6 cases (2 in the last 5 years), 1980–2025 · leading case: Guarantee Trust Life Ins. Co. v. Superintendent of Ins., 2013 ME 102 (Me. 2013).
Guarantee Trust Life Ins. Co. v. Superintendent of Ins., 2013 ME 102 (Me. 2013). “” 24-A M.R.S. § 4 (2012). 10 . Title 24-A M.”
Bankers Life & Cas. Co. v. Superintendent of Ins., 2013 ME 7 (Me. 2013). “§ 1445(1)(C), (D); see also 24-A M.R.S. § 4 (2012). [¶ 4] The regulations of the Bureau of Insurance require producers and insurers to take steps to ensure the “suitability” of recommendations made to individuals about offered annuities “so that the insurance needs and financial…”
Baker v. Associated Transp., Inc., 411 A.2d 384 (Me. 1980). “Moreover, it would appear that an employer who is an individual “self-insurer” under the Workers’ Compensation Act is not an “insurer” within the definition of 24-A M.R.S.A. § 4 to bring into play the protections afforded by the Maine Insurance Guaranty Association Act (24-A M.”
Boyne USA Inc v. Starr Surplus Lines Ins. Co. (D. Me. 2025). · cites it 6× “Francis, involved a bonding agency which provided surety bonds and thus the agency fell within the definition of “insurer” provided by 24-A M.R.S. § 4. Id. at 5 (citing Tom Brown & Co.”
Arbo v. Tower Grp., Inc. (Me. Super. Ct 2019). · cites it 2× “ed the insurer to the extent of its obligation on covered claims, and to such extent the insurer shall have all rights, 1 While a finder offact may ultimately find that alter ego liability applies in the present case, it strikes the Court that there is a distinction between the…”
Hansen v. Homesite Ins. Co. of the Midwest (D. Me. 2025). “at 6 (quoting 24-A M.R.S. § 4). Further, they say, Mr. Hansen has not alleged either Berkshire or GEICO was involved in the handling of his property insurance claim; rather, all allegations of unfair claims practices in the amended complaint are made against Homesite, AFICS, and…”
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