Me. Rev. Stat. tit. 9-A, § 9-101 (2026)

Scope

✓ current as of May 2026

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This Article applies to all consumer credit transactions made by creditors that are not supervised financial organizations, that are made to finance or refinance the acquisition of real estate or the initial construction of a dwelling or that are secured by a first-lien mortgage on real estate and applies to the servicing of those transactions. [PL 2017, c. 106, §10 (AMD).]

SECTION HISTORY

PL 1987, c. 396, §12 (NEW). PL 2007, c. 273, Pt. A, §24 (AMD). PL 2007, c. 273, Pt. A, §41 (AFF). PL 2017, c. 106, §10 (AMD).

Notes of Decisions

Cited in 3 cases (1 in the last 5 years), 1997–2021 · leading case: Lewis Lubar, Tr. of the Clover Trust v. Frederick W. Connelly, 2014 ME 17 (Me. 2014).

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Lewis Lubar, Tr. of the Clover Trust v. Frederick W. Connelly, 2014 ME 17 (Me. 2014). “§ 8-204; 15 and (4) the Trust failed to inform Connelly of his right to choose a title attorney, see 9-A M.R.S. §§ 9-101, 9-303 (2013). [¶ 49] Most, though not all, of these alleged defenses hinge on a determination that the Trust was, at the time of the closing, a “creditor” as…”

St. Jean v. Racal Mortg., 952 F. Supp. 22 (D. Me. 1997). “” 9-A M.R.S.A. § 9-101 (emphasis added). The requirements of Article 9, therefore, apply only to “creditors,” as that term is defined by the Code.”

Douglas v. Lalumiere (D. Me. 2021). “§§ 1961-1968 (West 2021), and Article 9 of Maine’s Consumer Credit Code, 9-A M.R.S.A. §§ 9-101 to 9-408 (West 2021).”

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