Maryland Code
Md. Code Ann., Ins. § 10-309 (2026)
§ 10-309
✓ current as of May 2026
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§10–309.
(a) This section applies to bail bondsmen licensed under this subtitle and to bail bondsmen that provide bail bondsman services under § 5–203 of the Criminal Procedure Article.
(b) A bail bondsman may arrange to accept payment for the premium charged for a bail bond in installments.
(c) If a bail bondsman arranges to accept payment for the premium charged for a bail bond in installments, the installment agreement:
(1) shall be in a form adopted by the Commissioner;
(2) shall include:
(i) the total amount of the premium owed;
(ii) the amount of any down payment made;
(iii) the balance amount owed to the bail bondsman or the bail bondsman’s insurer;
(iv) the amount and due date of each installment payment; and
(v) the total number of installment payments required to pay the amount due; and
(3) may not include a confessed judgment clause that waives a consumer’s right to assert a legal defense to an action.
(d) If a bail bondsman arranges to accept payment of the premium charged for a bail bond in installments, the bail bondsman shall:
(1) secure a signed affidavit of surety by the defendant or the insurer containing the information required under subsection (c) of this section and provide the affidavit of surety to the court;
(2) take all necessary steps to collect the total amount owed by the insured, including seeking remedies provided by law for the collection of debts; and
(3) keep and maintain records of all collection attempts, installment agreements, and affidavits of surety.
(e) (1) The bail bondsman shall keep and maintain the records required under this section in an office that is generally accessible to the public during normal business hours.
(2) The bail bondsman shall make the records required under this section available to the Commissioner for inspection.
(3) Each year, each bail bondsman shall certify to the Commissioner that the records required to be kept and maintained under this section are accurate and true.
(f) If a bail bondsman violates any provision of this section, the Commissioner may take any actions authorized under § 10–126 of this title.
(a) This section applies to bail bondsmen licensed under this subtitle and to bail bondsmen that provide bail bondsman services under § 5–203 of the Criminal Procedure Article.
(b) A bail bondsman may arrange to accept payment for the premium charged for a bail bond in installments.
(c) If a bail bondsman arranges to accept payment for the premium charged for a bail bond in installments, the installment agreement:
(1) shall be in a form adopted by the Commissioner;
(2) shall include:
(i) the total amount of the premium owed;
(ii) the amount of any down payment made;
(iii) the balance amount owed to the bail bondsman or the bail bondsman’s insurer;
(iv) the amount and due date of each installment payment; and
(v) the total number of installment payments required to pay the amount due; and
(3) may not include a confessed judgment clause that waives a consumer’s right to assert a legal defense to an action.
(d) If a bail bondsman arranges to accept payment of the premium charged for a bail bond in installments, the bail bondsman shall:
(1) secure a signed affidavit of surety by the defendant or the insurer containing the information required under subsection (c) of this section and provide the affidavit of surety to the court;
(2) take all necessary steps to collect the total amount owed by the insured, including seeking remedies provided by law for the collection of debts; and
(3) keep and maintain records of all collection attempts, installment agreements, and affidavits of surety.
(e) (1) The bail bondsman shall keep and maintain the records required under this section in an office that is generally accessible to the public during normal business hours.
(2) The bail bondsman shall make the records required under this section available to the Commissioner for inspection.
(3) Each year, each bail bondsman shall certify to the Commissioner that the records required to be kept and maintained under this section are accurate and true.
(f) If a bail bondsman violates any provision of this section, the Commissioner may take any actions authorized under § 10–126 of this title.
Notes of Decisions
Cited in 2
cases (1 in the last 5 years), 2020–2026 · leading case: Ross v. Twenty-Four/Seven Bail Bonds, LLC (D. Maryland 2020).
Ross v. Twenty-Four/Seven Bail Bonds, LLC (D. Maryland 2020). “If neither statutory violation occurred, then each of Plaintiffs’ claims fails, because Plaintiffs would have no basis to contend that the bail bond contracts were unenforceable, or that Twenty-Four/Seven had somehow misrepresented its licensing status.”
Ross (D. Maryland 2026). “Plaintiffs allege that Twenty-Four/Seven entered the contract for Sumpter’s bail bond while it was unlicensed in violation of Md. Code Ann. Ins. § 10-103(e) and failed to include information in the installment agreement that is required by Md.”
— Md. Code Ann., Ins. § 10-309(c) — 1 case
Ross (D. Maryland 2026). “Plaintiffs allege that Twenty-Four/Seven entered the contract for Sumpter’s bail bond while it was unlicensed in violation of Md. Code Ann. Ins. § 10-103(e) and failed to include information in the installment agreement that is required by Md.”
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