Massachusetts General Laws

Mass. Gen. Laws ch. 140, § 72 (2026)

Interest rate; penalty

✓ current as of July 2026

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Section 72. The authorities which issue such licenses may fix the rate of interest which such pawnbrokers may receive on loans, and may fix different rates which may be received for different amounts of money lent; and no licensed pawnbroker shall charge or receive a greater rate of interest than that so fixed. Any such pawnbroker who violates any provision of this or the preceding section shall be punished by a fine of not more than fifty dollars.

Notes of Decisions

Cited in 3 cases, 1924–1995 · leading case: Opinion of the Justices to the Senate, 247 Mass. 589 (Mass. 1924).

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Opinion of the Justices to the Senate, 247 Mass. 589 (Mass. 1924). “140, §§ 43, 44, interest to be charged by pawnbrokers, G. L. c. 140, § 72, interest to be charged on loans of less than $1,000, G.”

Barnes v. State Tax Comm'n, 296 N.E.2d 510 (Mass. 1973). “140, §§ 70, 85-96, and may differ from them on allowable rates of interest, see G. L. c. 140, §§ 72, 100, and on other scores.”

Drapkin v. Comm'r of Revenue, 649 N.E.2d 1094 (Mass. 1995). “140, §§ 70, 85-96, and may differ from them on allowable rates of interest, see G. L. c. 140, §§ 72, 100, and on other scores.”

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