Massachusetts General Laws

Mass. Gen. Laws ch. 174A, § 2 (2026)

Purpose; construction

✓ current as of July 2026

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Section 2. The purpose of this chapter is to promote the public welfare by regulating insurance rates to the end that they shall not be excessive, inadequate or unfairly discriminatory, and to authorize and regulate co-operative action among insurers in rate making and in other matters within the scope of this chapter. Nothing in this chapter is intended (1) to prohibit or discourage reasonable competition, or (2) to prohibit, or encourage, except to the extent necessary to accomplish the aforementioned purpose, uniformity in insurance rates, rating systems, rating plans or practices. This chapter shall be liberally interpreted to carry into effect the provisions of this section.

Notes of Decisions

Cited in 3 cases, 1977–2009 · leading case: Mass. Assoc. of Ind. Ins. Agents v. Commr. of Ins., 367 N.E.2d 796 (Mass. 1977).

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Mass. Assoc. of Ind. Ins. Agents v. Commr. of Ins., 367 N.E.2d 796 (Mass. 1977). · cites it 2× “See G.L.c. 174A, § 2; G.L.c. 175, § 113B; G.L.”

Warfield v. Beth Israel Deaconess Med. Ctr., Inc., 910 N.E.2d 317 (Mass. 2009). “…its municipalities, counties and districts”). As to liberal construction, see, e.g., G. L. c. 175A, § 2; G. L. c. 174A, § 2.”

Massachusetts Ass'n of Indep. Ins. Agents & Brokers, Inc. v. Comm'r of Ins., 373 Mass. 290 (Mass. 1977). · cites it 2× “See G. L. c. 174A, § 2; G. L. c. 175, § 113B; G.”

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