Massachusetts General Laws

Mass. Gen. Laws ch. 175, § 120 (2026)

Discrimination by life company in amount or payment of premiums or rate charged, in benefits payable, or in any other term of contract prohibited

✓ current as of July 2026

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Section 120. No life company and no officer or agent thereof shall make or permit any distinction or discrimination in favor of individuals between insurants of the same class and equal expectation of life in the amount or payment of premiums or rates charged for policies of life or endowment insurance, or annuity or pure endowment contracts, or in the dividends or other benefits payable thereon, or in any other of the terms and conditions of the contracts it makes.

Notes of Decisions

Cited in 3 cases, 1988–2018 · leading case: Telles v. Comm'r of Ins., 574 N.E.2d 359 (Mass. 1991).

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Telles v. Comm'r of Ins., 574 N.E.2d 359 (Mass. 1991). · cites it 6× “In September of 1988, when the unisex regulations first barred the use of separate mortality tables based on gender, insureds of different risk *563 classifications (men and women) were required to be grouped together. Given this, the unisex regulations are in direct conflict…”

Brown v. Sav. Bank Life Ins. Co. of Mass., 107 N.E.3d 1163 (Mass. App. Ct. 2018). “See G. L. c. 175, §§ 120 -120F, 122 -122A ; G.”

Life Ins. Ass'n of Massachusetts v. Commr. of Ins., 530 N.E.2d 168 (Mass. 1988). “See G. L. c. 175, § 120 (1986 ed.) (life insurance companies may not make a distinction between insureds of the same class and *416 equal expectation of life); G.”

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