Mass. Gen. Laws » Part I Title XXII Chapter 175
Massachusetts General Laws

Mass. Gen. Laws ch. 175, § 193 (2026)

Policies issued contrary to this chapter; validity

✓ text as last checked Sept. 2026 (this copy records no edition or section history)
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Section 193. Any policy of insurance or any annuity or pure endowment contract issued in violation of any provision of this chapter shall be valid and binding upon the company issuing it, and the rights, duties and obligations of the parties thereto shall be determined by this chapter.

Notes of Decisions
Cited in 6 cases, 1932–2012 · leading case: Passatempo v. McMenimen, 960 N.E.2d 275 (Mass. 2012).
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Passatempo v. McMenimen, 960 N.E.2d 275 (Mass. 2012). “G. L. c. 175, § 193. Section 181 permits a party to such a contract to rescind the contract for fraud.”
Barrett v. Transformer Serv., Inc., 374 N.E.2d 1325 (Mass. 1978). “137, § 1, provides: “Any policy of insurance issued in violation of this section or of any other provision of this chapter shall nevertheless be valid and binding upon the company issuing it, and the rights, duties and obligations of the parties thereto shall be determined by…”
DeCesare v. Metro. Life Ins., 180 N.E. 154 (Mass. 1932). “” They do not purport to affect the validity of temporary contracts to insure pending the issuance and delivery of the policy or other formal contract of insurance.”
Berger v. H.P. Hood, Inc., 424 Mass. 144 (1997). “175, § 113L, and (2) G. L. c. 175, § 193, provides that “[a]ny policy of insurance .”
Clarendon Nat'l Ins. v. Amica Mut. Ins., 805 N.E.2d 8 (Mass. 2004). · cites it 3× “We affirm the judgment, but hold that G. L. c. 175, § 193, treats the illegally issued endorsements as valid for- the limited purpose of protecting Clarendon’s insureds from an interruption in coverage, and it requires that coverage thereunder be consistent with the requirements…”
Murphy v. Nat'l Union Fire Ins., 15 Mass. L. Rptr. 751 (Mass. Super. Ct. 2003). “The legislature, however, provided for that possibility, in G.L.c. 175, §193, as follows: “Any policy of insurance.”
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