Massachusetts General Laws

Mass. Gen. Laws ch. 183C, § 5 (2026)

Prepayment fees and penalties

✓ current as of July 2026

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Section 5. A high-cost home mortgage loan shall not contain any provision for prepayment fees or penalties.

Notes of Decisions

Cited in 2 cases, 2008–2010 · leading case: Commonwealth v. Fremont Inv. & Loan, 897 N.E.2d 548 (Mass. 2008).

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Commonwealth v. Fremont Inv. & Loan, 897 N.E.2d 548 (Mass. 2008). “G. L. c. 183C, § 5. Chapter 183C expressly provides that a violation of the statute constitutes a violation of G.”

Darden v. Noyes, 27 Mass. L. Rptr. 448 (Mass. Super. Ct. 2010). “” G.L.c. 183C, §5. It is undisputed that Fremont could have charged Darden a fee “for the privilege of prepayment.”

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