Mich. Comp. Laws » Michigan Compiled Laws / Chapter 445 / Act 454 of 2004
Michigan Compiled Laws

Mich. Comp. Laws § 445.86 (2026)

Violation of MCL 445.83 as misdemeanor; penalty; recovery of damages in civil action.

✓ current as of July 2026
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SOCIAL SECURITY NUMBER PRIVACY ACT


Act 454 of 2004


445.86 Violation of MCL 445.83 as misdemeanor; penalty; recovery of damages in civil action.

Sec. 6.

    (1) A person who violates section 3 with knowledge that the person's conduct violates this act is guilty of a misdemeanor punishable by imprisonment for not more than 93 days or a fine of not more than $1,000.00, or both.

    (2) An individual may bring a civil action against a person who violates section 3 and may recover actual damages. If the person knowingly violates section 3, an individual may recover actual damages or $1,000.00, whichever is greater. If the person knowingly violates section 3, an individual may also recover reasonable attorney fees. Except for good cause, not later than 60 days before filing a civil action, an individual must make a written demand to the person for a violation of section 3 for the amount of his or her actual damages with reasonable documentation of the violation and the actual damages caused by the violation. This subsection does not apply to a person for conduct by an employee or agent of the person in violation of a privacy policy created pursuant to section 4 or in compliance with the fair credit reporting act, 15 USC 1681 to 1681v, or subtitle A of title V of the Gramm-Leach-Bliley act, 15 USC 6801 to 6809, if the person has taken reasonable measures to enforce its policy and to correct and prevent the reoccurrence of any known violations.

History: 2004, Act 454, Eff. Mar. 1, 2005

Notes of Decisions
Cited in 3 cases, 2018–2019 · leading case: Adam Nyman v. Thomson Reuters Holdings Inc (Mich. Ct. App. 2019).
Sort: Relevance Newest Treatment
Adam Nyman v. Thomson Reuters Holdings Inc (Mich. Ct. App. 2019). · cites it 17× “Under MCL 445.86(1), the knowing and intentional violation of MCL 445.”
Dow Chem. Employees' Credit Union v. Brenda Geiling (Mich. Ct. App. 2018). “[MCL 445.86(2).] Defendant’s counterclaim alleged that plaintiff violated the SSNPA when, during the course of the Wilson litigation, it transmitted to counsel for Wilson Motorsports copies of defendant’s loan application and credit reports containing her unredacted Social…”
Dow Chem. Employees' Credit Union v. Brenda Geiling (Mich. Ct. App. 2018). “[MCL 445.86(2).] Defendant’s counterclaim alleged that plaintiff violated the SSNPA when, during the course of the Wilson litigation, it transmitted to counsel for Wilson Motorsports copies of defendant’s loan application and credit reports containing her unredacted Social…”
— Mich. Comp. Laws § 445.86(1) — 1 case
Adam Nyman v. Thomson Reuters Holdings Inc (Mich. Ct. App. 2019). “Under MCL 445.86(1), the knowing and intentional violation of MCL 445.”
— Mich. Comp. Laws § 445.86(2) — 3 cases
Adam Nyman v. Thomson Reuters Holdings Inc (Mich. Ct. App. 2019). “Under MCL 445.86(1), the knowing and intentional violation of MCL 445.”
Dow Chem. Employees' Credit Union v. Brenda Geiling (Mich. Ct. App. 2018). “[MCL 445.86(2).] Defendant’s counterclaim alleged that plaintiff violated the SSNPA when, during the course of the Wilson litigation, it transmitted to counsel for Wilson Motorsports copies of defendant’s loan application and credit reports containing her unredacted Social…”
Dow Chem. Employees' Credit Union v. Brenda Geiling (Mich. Ct. App. 2018). “[MCL 445.86(2).] Defendant’s counterclaim alleged that plaintiff violated the SSNPA when, during the course of the Wilson litigation, it transmitted to counsel for Wilson Motorsports copies of defendant’s loan application and credit reports containing her unredacted Social…”
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