Michigan Compiled Laws

Mich. Comp. Laws § 500.2110a (2026)

Premium discount plan.

✓ current as of July 2026
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THE INSURANCE CODE OF 1956


Act 218 of 1956


500.2110a Premium discount plan.

Sec. 2110a.

    If uniformly applied to all its insureds, an insurer may use factors in addition to those permitted by section 2111 for insurance if the plan is consistent with the purposes of this act and reflects reasonably anticipated reductions or increases in losses or expenses. This section does not affect benefits or obligations required under chapter 31. This section does not authorize an insurer to offer or prohibit an insurer from offering premium discount plans concerning any of the following:

    (a) Health care services, health care providers, or health care facilities.

    (b) Automobile repair providers.

    (c) Materials used in the repair of an automobile.

History: Add. 1996, Act 514, Imd. Eff. Jan. 13, 1997 ;-- Am. 2012, Act 441, Imd. Eff. Dec. 27, 2012

PopularName Notes:

Act 218

PopularName Notes:

Essential Insurance

PopularName Notes:

No-Fault Insurance
Notes of Decisions
Cited in 4 cases, 2006–2010 · leading case: Ins. Inst. v. Com'r, Fin. & Ins., 785 N.W.2d 67 (Mich. 2010).
Ins. Inst. v. Com'r, Fin. & Ins., 785 N.W.2d 67 (Mich. 2010). · cites it 21× “In 1997, the Legislature enacted MCL 500.2110a, which allows insurers to establish and maintain a premium discount plan without prior approval by the Legislature or the insurance commissioner.”
Ins. Inst. v. Comm'r of the Off. of Fin. & Ins. Servs., 486 Mich. 370 (Mich. 2010). · cites it 21× “In 1997, the Legislature enacted MCL 500.2110a, which allows insurers to establish and maintain a premium discount plan without prior approval by the Legislature or the insurance commissioner.”
McLiechey v. Bristol West Ins., 408 F. Supp. 2d 516 (W.D. Mich. 2006). · cites it 2× “The pertinent language of 2110a reads as follows: If uniformly applied to all its insureds, an insurer may establish and maintain a premium discount plan utilizing factors in addition to those permitted by section 2111 for insurance if the plan is consistent with the purposes of…”
Ins. Inst. v. Comm'r of the Off. of Fin. & Ins. Servs., 761 N.W.2d 184 (Mich. Ct. App. 2008). · cites it 8× “Plaintiffs assert that insurance scoring is permissible under MCL 500.2110a, which provides, in pertinent part: If uniformly applied to all its insureds, an insurer may establish and maintain a premium discount plan utilizing factors in addition to those permitted by section…”
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