Mich. Comp. Laws » Michigan Compiled Laws / Chapter 500 / Act 218 of 1956
Michigan Compiled Laws

Mich. Comp. Laws § 500.3101 (2026)

Security for payment of benefits required; period security required to be in effect; definitions; policy of insurance or other method of providing security; filing proof of security; exclusion.

✓ current as of July 2026
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THE INSURANCE CODE OF 1956


Act 218 of 1956


500.3101 Security for payment of benefits required; period security required to be in effect; definitions; policy of insurance or other method of providing security; filing proof of security; exclusion.

Sec. 3101.

    (1) Except as provided in sections 3107d and 3109a, the owner or registrant of a motor vehicle required to be registered in this state shall maintain security for payment of benefits under personal protection insurance and property protection insurance as required under this chapter, and residual liability insurance. Security is only required to be in effect during the period the motor vehicle is driven or moved on a highway.

    (2) Except as provided in section 3107d, all automobile insurance policies offered in this state must include benefits under personal protection insurance, and property protection insurance as provided in this chapter, and residual liability insurance. Notwithstanding any other provision in this act, an insurer that has issued an automobile insurance policy may only delete portions of the coverages under the policy and maintain the comprehensive coverage portion on a motor vehicle that is not driven or moved on a highway in accordance with section 3009(4).

    (3) As used in this chapter:

    (a) "Automobile insurance" means that term as defined in section 2102.

    (b) "Commercial quadricycle" means a vehicle to which all of the following apply:

    (i) The vehicle has fully operative pedals for propulsion entirely by human power.

    (ii) The vehicle has at least 4 wheels and is operated in a manner similar to a bicycle.

    (iii) The vehicle has at least 6 seats for passengers.

    (iv) The vehicle is designed to be occupied by a driver and powered either by passengers providing pedal power to the drive train of the vehicle or by a motor capable of propelling the vehicle in the absence of human power.

    (v) The vehicle is used for commercial purposes.

    (vi) The vehicle is operated by the owner of the vehicle or an employee of the owner of the vehicle.

    (c) "Electric bicycle" means that term as defined in section 13e of the Michigan vehicle code, 1949 PA 300, MCL 257.13e.

    (d) "Golf cart" means a vehicle designed for transportation while playing the game of golf.

    (e) "Highway" means highway or street as that term is defined in section 20 of the Michigan vehicle code, 1949 PA 300, MCL 257.20.

    (f) "Moped" means that term as defined in section 32b of the Michigan vehicle code, 1949 PA 300, MCL 257.32b.

    (g) "Motorcycle" means a vehicle that has a saddle or seat for the use of the rider, is designed to travel on not more than 3 wheels in contact with the ground, and is equipped with a motor that exceeds 50 cubic centimeters piston displacement. For purposes of this subdivision, the wheels on any attachment to the vehicle are not considered as wheels in contact with the ground. Motorcycle does not include a moped or an ORV.

    (h) "Motorcycle accident" means a loss that involves the ownership, operation, maintenance, or use of a motorcycle as a motorcycle, but does not involve the ownership, operation, maintenance, or use of a motor vehicle as a motor vehicle.

    (i) "Motor vehicle" means a vehicle, including a trailer, that is operated or designed for operation on a public highway by power other than muscular power and has more than 2 wheels. Motor vehicle does not include any of the following:

    (i) A motorcycle.

    (ii) A moped.

    (iii) A farm tractor or other implement of husbandry that is not subject to the registration requirements of the Michigan vehicle code under section 216 of the Michigan vehicle code, 1949 PA 300, MCL 257.216.

    (iv) An ORV.

    (v) A golf cart.

    (vi) A power-driven mobility device.

    (vii) A commercial quadricycle.

    (viii) An electric bicycle.

    (j) "Motor vehicle accident" means a loss that involves the ownership, operation, maintenance, or use of a motor vehicle as a motor vehicle regardless of whether the accident also involves the ownership, operation, maintenance, or use of a motorcycle as a motorcycle.

    (k) "ORV" means a motor-driven recreation vehicle designed for off-road use and capable of cross-country travel without benefit of road or trail, on or immediately over land, snow, ice, marsh, swampland, or other natural terrain. ORV includes, but is not limited to, a multitrack or multiwheel drive vehicle, a motorcycle or related 2-wheel, 3-wheel, or 4-wheel vehicle, an amphibious machine, a ground effect air cushion vehicle, an ATV as defined in section 81101 of the natural resources and environmental protection act, 1994 PA 451, MCL 324.81101, or other means of transportation deriving motive power from a source other than muscle or wind. ORV does not include a vehicle described in this subdivision that is registered for use on a public highway and has the security required under subsection (1) or section 3103 in effect.

    (l) "Owner" means any of the following:

    (i) A person renting a motor vehicle or having the use of a motor vehicle, under a lease or otherwise, for a period that is greater than 30 days.

    (ii) A person renting a motorcycle or having the use of a motorcycle under a lease for a period that is greater than 30 days, or otherwise for a period that is greater than 30 consecutive days. A person who borrows a motorcycle for a period that is less than 30 consecutive days with the consent of the owner is not an owner under this subparagraph.

    (iii) A person that holds the legal title to a motor vehicle or motorcycle, other than a person engaged in the business of leasing motor vehicles or motorcycles that is the lessor of a motor vehicle or motorcycle under a lease that provides for the use of the motor vehicle or motorcycle by the lessee for a period that is greater than 30 days.

    (iv) A person that has the immediate right of possession of a motor vehicle or motorcycle under an installment sale contract.

    (m) "Power-driven mobility device" means a wheelchair or other mobility device powered by a battery, fuel, or other engine and designed to be used by an individual with a mobility disability for the purpose of locomotion.

    (n) "Registrant" does not include a person engaged in the business of leasing motor vehicles or motorcycles that is the lessor of a motor vehicle or motorcycle under a lease that provides for the use of the motor vehicle or motorcycle by the lessee for a period that is longer than 30 days.

    (4) Security required by subsection (1) may be provided under a policy issued by an authorized insurer that affords insurance for the payment of benefits described in subsection (1). A policy of insurance represented or sold as providing security is considered to provide insurance for the payment of the benefits.

    (5) Security required by subsection (1) may be provided by any other method approved by the secretary of state as affording security equivalent to that afforded by a policy of insurance, if proof of the security is filed and continuously maintained with the secretary of state throughout the period the motor vehicle is driven or moved on a highway. The person filing the security has all the obligations and rights of an insurer under this chapter. When the context permits, "insurer" as used in this chapter, includes a person that files the security as provided in this section.

    (6) An insurer that issues a policy that provides the security required under subsection (1) may exclude coverage under the policy as provided in section 3017 or 3018.

    

    

History: Add. 1972, Act 294, Eff. Mar. 30, 1973 ;-- Am. 1975, Act 329, Eff. Mar. 31, 1976 ;-- Am. 1977, Act 54, Imd. Eff. July 6, 1977 ;-- Am. 1980, Act 445, Imd. Eff. Jan. 15, 1981 ;-- Am. 1984, Act 84, Imd. Eff. Apr. 19, 1984 ;-- Am. 1987, Act 168, Imd. Eff. Nov. 9, 1987 ;-- Am. 1988, Act 126, Imd. Eff. May 23, 1988 ;-- Am. 2008, Act 241, Imd. Eff. July 17, 2008 ;-- Am. 2014, Act 492, Imd. Eff. Jan. 13, 2015 ;-- Am. 2016, Act 346, Eff. Mar. 21, 2017 ;-- Am. 2017, Act 140, Imd. Eff. Oct. 30, 2017 ;-- Am. 2019, Act 21, Imd. Eff. June 11, 2019 ;-- Am. 2024, Act 224, Eff. Oct. 17, 2025

Constitutionality Notes:

    Subsection (1) of this section is unconstitutional but subsection (2) does not violate the due process and equal protection clauses. Shavers v Attorney General, 402 Mich 554; 267 NW2d 72 (1978).

Compiler's Notes:

    Act 143 of 1993, which amended this section, was submitted to the people by referendum petition (as Proposal C) and rejected by a majority of the votes cast at the November 8, 1994, general election.

    Enacting section 1 of Act 492 of 2014 provides:

    "Enacting section 1. Section 3101(2)(h)(vi) of the insurance code of 1956, 1956 PA 218, MCL 500.3101, as added by this amendatory act, shall be applied retroactively."

PopularName Notes:

Act 218

PopularName Notes:

Essential Insurance

PopularName Notes:

No-Fault Insurance
Notes of Decisions
Cited in 1,561 cases (491 in the last 5 years), 1973–2026 · leading case: Shinn v. Michigan Assigned Claims Facility, 887 N.W.2d 635 (Mich. Ct. App. 2016).
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Shinn v. Michigan Assigned Claims Facility, 887 N.W.2d 635 (Mich. Ct. App. 2016). · cites it 18× “In this action brought under the no-fault act, MCL 500.3101 et seq., plaintiff, Kelli Shinn, appeals as of right the trial court’s order granting summary disposition of her claim for personal protection insurance (PIP) benefits, MCL 500.”
Twichel v. MIC Gen. Ins. Corp., 676 N.W.2d 616 (Mich. 2004). · cites it 20× “§ 500.3101(2)(g) as follows: (i) A person renting a motor vehicle or having the use thereof, under a lease or otherwise, for a period that is greater than 30 days.”
Ali Bazzi v. Sentinel Ins. Co., 919 N.W.2d 20 (Mich. 2018). · cites it 10× “PIP benefits arise out of the no-fault act (alternatively, the Act), MCL 500.3101 et seq ., and we must construe a no-fault policy and the Act together as though the statutes were a part of the contract.”
Iqbal v. Bristol West Ins. Grp., 748 N.W.2d 574 (Mich. Ct. App. 2008). · cites it 25× “Therefore, according to Bristol, plaintiff was required to maintain insurance on the vehicle under the no-fault act, MCL 500.3101 et seq., despite the fact that *33 plaintiffs brother already had the vehicle insured by Auto Club.”
Mccormick v. Carrier, 795 N.W.2d 517 (Mich. 2010). · cites it 8× “3135 In 1973, the Michigan Legislature adopted the no-fault insurance act, MCL 500.3101 et seq. The act created a compulsory motor vehicle insurance program under which insureds may recover directly from their insurers, without regard to fault, for qualifying economic losses…”
Bronson Methodist Hosp. v. Michigan Assigned Claims Facility, 298 Mich. App. 192 (Mich. Ct. App. 2012). · cites it 11× “: (b) The person was the owner or registrant of a motor vehicle or motorcycle involved in the accident with respect to which the security required by [MCL 500.3101] or [MCL 500.3103] was not in effect.”
Rachel Amy Maurer v. Fremont Ins. Co., 926 N.W.2d 848 (Mich. Ct. App. 2018). · cites it 13× “Plaintiff sought a declaratory judgment stating that she was entitled to personal protection insurance (PIP) benefits from Fremont under the no-fault act, MCL 500.3101 et seq . Fremont filed a counterclaim for rescission.”
Shavers v. Attorney Gen., 267 N.W.2d 72 (Mich. 1978). · cites it 8× “I would uphold the constitutionality of the challenged provisions of 1972 PA 294 , MCL 500.3101 et seq.; MSA 24.13101 et seq.”
Titan Ins. Co. v. Hyten, 491 Mich. 547 (Mich. 2012). · cites it 6× “Similarly, in certain circumstances, the financial responsibility act, MCL 257.501 et seq., limits the ability of an insurer to avoid liability on the ground of fraud in obtaining a motor vehicle liability policy with respect to insurance required by the financial responsibility…”
Johnson v. Recca, 821 N.W.2d 520 (Mich. 2012). · cites it 6× “PIP benefits are payable for four general categories of expenses and losses: survivor’s loss, allowable expenses, work loss, and replacement services.”
Parks v. Detroit Auto. Inter-Ins. Exch., 393 N.W.2d 833 (Mich. 1986). · cites it 17× “[1] MCL 500.3101 et seq.; MSA 24.13101 et seq.”
Corwin v. DaimlerChrysler Ins., 819 N.W.2d 68 (Mich. Ct. App. 2012). · cites it 9× “CHRYSLER INSURANCE’S PRIORITY WHEN CHRYSLER LLC AND ITS UNITED STATES SUBSIDIARIES ARE THE NAMED INSUREDS “The Michigan no-fault act, MCL 500.3101 et seq., requires Michigan drivers to maintain automobile insurance.”
Show all 1,561 citing cases →
— Mich. Comp. Laws § 500.3101(1) — 274 cases
Shinn v. Michigan Assigned Claims Facility, 887 N.W.2d 635 (Mich. Ct. App. 2016). “In this action brought under the no-fault act, MCL 500.3101 et seq., plaintiff, Kelli Shinn, appeals as of right the trial court’s order granting summary disposition of her claim for personal protection insurance (PIP) benefits, MCL 500.”
Ali Bazzi v. Sentinel Ins. Co., 919 N.W.2d 20 (Mich. 2018). “PIP benefits arise out of the no-fault act (alternatively, the Act), MCL 500.3101 et seq ., and we must construe a no-fault policy and the Act together as though the statutes were a part of the contract.”
Iqbal v. Bristol West Ins. Grp., 748 N.W.2d 574 (Mich. Ct. App. 2008). “Therefore, according to Bristol, plaintiff was required to maintain insurance on the vehicle under the no-fault act, MCL 500.3101 et seq., despite the fact that *33 plaintiffs brother already had the vehicle insured by Auto Club.”
Corwin v. DaimlerChrysler Ins., 819 N.W.2d 68 (Mich. Ct. App. 2012). “CHRYSLER INSURANCE’S PRIORITY WHEN CHRYSLER LLC AND ITS UNITED STATES SUBSIDIARIES ARE THE NAMED INSUREDS “The Michigan no-fault act, MCL 500.3101 et seq., requires Michigan drivers to maintain automobile insurance.”
Meemic Ins. Co v. Michigan Millers Mut. Ins., 880 N.W.2d 327 (Mich. Ct. App. 2015).
— Mich. Comp. Laws § 500.3101(1)(h) — 2 cases
David L Kull v. United Servs. Auto. Ass'n (Mich. Ct. App. 2017).
David L Kull v. United Servs. Auto. Ass'n (Mich. Ct. App. 2017).
— Mich. Comp. Laws § 500.3101(1)(k) — 2 cases
Spectrum Health Hospitals v. Auto-Owners Ins. Co. (Mich. Ct. App. 2017).
Spectrum Health Hospitals v. Auto-Owners Ins. Co. (Mich. Ct. App. 2017).
— Mich. Comp. Laws § 500.3101(2) — 32 cases
Shavers v. Attorney Gen., 267 N.W.2d 72 (Mich. 1978). “I would uphold the constitutionality of the challenged provisions of 1972 PA 294 , MCL 500.3101 et seq.; MSA 24.13101 et seq.”
Porter v. Michigan Mut. Liab. Co., 263 N.W.2d 318 (Mich. Ct. App. 1977).
Rachel Amy Maurer v. Fremont Ins. Co., 926 N.W.2d 848 (Mich. Ct. App. 2018). “Plaintiff sought a declaratory judgment stating that she was entitled to personal protection insurance (PIP) benefits from Fremont under the no-fault act, MCL 500.3101 et seq . Fremont filed a counterclaim for rescission.”
Ardt v. Titan Ins., 593 N.W.2d 215 (Mich. Ct. App. 1999).
Hill v. Aetna Life & Cas. Co., 263 N.W.2d 27 (Mich. Ct. App. 1977).
— Mich. Comp. Laws § 500.3101(2)(a) — 6 cases
Bianchi v. Auto Club of Mich., 467 N.W.2d 17 (Mich. 1991).
Nelson v. Transamerica Ins. Servs., 495 N.W.2d 370 (Mich. 1992).
Auto-Owners Ins. v. Ellegood, 386 N.W.2d 640 (Mich. Ct. App. 1986).
Mich. Millers Mut. Ins. Co. v. Farm Bureau Gen. Ins. Co., 402 N.W.2d 96 (Mich. Ct. App. 1986).
Michigan Millers Mut. Ins. v. Farm Bureau Gen. Ins., 402 N.W.2d 96 (Mich. Ct. App. 1986).
— Mich. Comp. Laws § 500.3101(2)(b) — 3 cases
Morris v. Allstate Ins., 584 N.W.2d 340 (Mich. Ct. App. 1998).
Allstate Ins. v. Dep't of Mgmt. & Budget, 675 N.W.2d 857 (Mich. Ct. App. 2004).
Montez Hill v. Nationwide Mut. Fire Ins. Co. (Mich. Ct. App. 2022).
— Mich. Comp. Laws § 500.3101(2)(c) — 38 cases
Parks v. Detroit Auto. Inter-Ins. Exch., 393 N.W.2d 833 (Mich. 1986). “[1] MCL 500.3101 et seq.; MSA 24.13101 et seq.”
PIONEER INS. CO. v. Allstate Ins. Co., 339 N.W.2d 470 (Mich. 1983).
Jones v. Employers Ins. of Wausau, 403 N.W.2d 130 (Mich. Ct. App. 1987).
Borgess Med. Ctr. v. Resto, 730 N.W.2d 738 (Mich. Ct. App. 2007).
State Farm Mut. Auto. Ins. v. Wyant, 398 N.W.2d 517 (Mich. Ct. App. 1986).
— Mich. Comp. Laws § 500.3101(2)(d) — 3 cases
Johnston v. Hartford Ins., 346 N.W.2d 549 (Mich. Ct. App. 1984).
Stanley v. State Auto. Mut. Ins., 408 N.W.2d 467 (Mich. Ct. App. 1987).
LaMotte v. Millers Nat'l Ins., 475 N.W.2d 13 (Mich. 1991).
— Mich. Comp. Laws § 500.3101(2)(e) — 26 cases
Stanton v. City of Battle Creek, 647 N.W.2d 508 (Mich. 2002).
Rohlman v. Hawkeye-Sec. Ins., 502 N.W.2d 310 (Mich. 1993).
McKenzie v. Auto Club Ins. Ass'n, 580 N.W.2d 424 (Mich. 1998).
Mcpherson v. Mcpherson, 831 N.W.2d 219 (Mich. 2013).
Allstate Ins. v. Dep't of Mgmt. & Budget, 675 N.W.2d 857 (Mich. Ct. App. 2004).
— Mich. Comp. Laws § 500.3101(2)(f) — 8 cases
Mann v. St Clair Cnty. Road Comm'n, 681 N.W.2d 653 (Mich. 2004).
Greater Flint HMO v. Allstate Ins., 432 N.W.2d 439 (Mich. Ct. App. 1988).
Jonathon Emmendorfer v. Pioneer State Mut. Ins. Co. (Mich. Ct. App. 2020).
Ebony Abrams v. Home-Owners Ins. Co. (Mich. Ct. App. 2014).
Elliot Rutherford v. Geico Gen. Ins. Co. (Mich. Ct. App. 2017).
— Mich. Comp. Laws § 500.3101(2)(g) — 15 cases
Twichel v. MIC Gen. Ins. Corp., 676 N.W.2d 616 (Mich. 2004). “§ 500.3101(2)(g) as follows: (i) A person renting a motor vehicle or having the use thereof, under a lease or otherwise, for a period that is greater than 30 days.”
Iqbal v. Bristol West Ins. Grp., 748 N.W.2d 574 (Mich. Ct. App. 2008). “Therefore, according to Bristol, plaintiff was required to maintain insurance on the vehicle under the no-fault act, MCL 500.3101 et seq., despite the fact that *33 plaintiffs brother already had the vehicle insured by Auto Club.”
Ardt v. Titan Ins., 593 N.W.2d 215 (Mich. Ct. App. 1999).
Amerisure Ins. v. Plumb, 766 N.W.2d 878 (Mich. Ct. App. 2009).
Hill v. Gen. Motors Acceptance Corp., 525 N.W.2d 905 (Mich. Ct. App. 1994).
— Mich. Comp. Laws § 500.3101(2)(g)(i) — 20 cases
Twichel v. MIC Gen. Ins. Corp., 676 N.W.2d 616 (Mich. 2004). “§ 500.3101(2)(g) as follows: (i) A person renting a motor vehicle or having the use thereof, under a lease or otherwise, for a period that is greater than 30 days.”
Iqbal v. Bristol West Ins. Grp., 748 N.W.2d 574 (Mich. Ct. App. 2008). “Therefore, according to Bristol, plaintiff was required to maintain insurance on the vehicle under the no-fault act, MCL 500.3101 et seq., despite the fact that *33 plaintiffs brother already had the vehicle insured by Auto Club.”
Bronson Methodist Hosp. v. Michigan Assigned Claims Facility, 298 Mich. App. 192 (Mich. Ct. App. 2012). “: (b) The person was the owner or registrant of a motor vehicle or motorcycle involved in the accident with respect to which the security required by [MCL 500.3101] or [MCL 500.3103] was not in effect.”
Chop v. Zielinski, 624 N.W.2d 539 (Mich. Ct. App. 2001).
Ardt v. Titan Ins., 593 N.W.2d 215 (Mich. Ct. App. 1999).
— Mich. Comp. Laws § 500.3101(2)(g)(ii) — 1 case
Iqbal v. Bristol West Ins. Grp., 748 N.W.2d 574 (Mich. Ct. App. 2008). “Therefore, according to Bristol, plaintiff was required to maintain insurance on the vehicle under the no-fault act, MCL 500.3101 et seq., despite the fact that *33 plaintiffs brother already had the vehicle insured by Auto Club.”
— Mich. Comp. Laws § 500.3101(2)(g)(iii) — 2 cases
Twichel v. MIC Gen. Ins. Corp., 676 N.W.2d 616 (Mich. 2004). “§ 500.3101(2)(g) as follows: (i) A person renting a motor vehicle or having the use thereof, under a lease or otherwise, for a period that is greater than 30 days.”
Twichel v. Mic Gen. Ins. Corp., 650 N.W.2d 428 (Mich. Ct. App. 2002).
— Mich. Comp. Laws § 500.3101(2)(h) — 19 cases
Corwin v. DaimlerChrysler Ins., 819 N.W.2d 68 (Mich. Ct. App. 2012). “CHRYSLER INSURANCE’S PRIORITY WHEN CHRYSLER LLC AND ITS UNITED STATES SUBSIDIARIES ARE THE NAMED INSUREDS “The Michigan no-fault act, MCL 500.3101 et seq., requires Michigan drivers to maintain automobile insurance.”
Roberts v. Titan Ins. Co.(on Recon.), 764 N.W.2d 304 (Mich. Ct. App. 2009).
Bronson Methodist Hosp. v. Michigan Assigned Claims Facility, 298 Mich. App. 192 (Mich. Ct. App. 2012). “: (b) The person was the owner or registrant of a motor vehicle or motorcycle involved in the accident with respect to which the security required by [MCL 500.3101] or [MCL 500.3103] was not in effect.”
Fuller v. Geico Indem. Co, 872 N.W.2d 504 (Mich. Ct. App. 2015).
Adanalic v. Harco Nat'l Ins. Co., 870 N.W.2d 731 (Mich. Ct. App. 2015).
— Mich. Comp. Laws § 500.3101(2)(h)(i) — 13 cases
Detroit Med. Ctr. v. Titan Ins., 775 N.W.2d 151 (Mich. Ct. App. 2009).
Clayton Cline v. Allstate Ins. Co. (Mich. Ct. App. 2018).
Detroit Med. Ctr. v. Titan Ins. Co., 781 N.W.2d 574 (Mich. 2010).
Matthew Lanter v. Kevin Jay Stephens (Mich. Ct. App. 2015).
Stephen Lacey v. Auto Club Ins. Ass'n (Mich. Ct. App. 2018).
— Mich. Comp. Laws § 500.3101(2)(h)(ii) — 4 cases
Est. of Swick v. Farm Bureau Ins. Co. (Mich. Ct. App. 2016).
Doda Nicaj v. State Farm Mut. Auto. Ins. Co. (Mich. Ct. App. 2017).
Doda Nicaj v. State Farm Mut. Auto. Ins. Co. (Mich. Ct. App. 2017).
Citizens Ins. Co. of Am. v. Auto-Owners Ins. Co (Mich. Ct. App. 2016).
— Mich. Comp. Laws § 500.3101(2)(h)(iii) — 1 case
Clayton Cline v. Allstate Ins. Co. (Mich. Ct. App. 2018).
— Mich. Comp. Laws § 500.3101(2)(i) — 6 cases
Tracy C Brickey v. Vincent Lavon McCarver, 919 N.W.2d 412 (Mich. Ct. App. 2018).
Titan Ins. v. State Farm Mut. Auto. Ins., 817 N.W.2d 621 (Mich. Ct. App. 2012).
Fuller v. Geico Indem. Co, 872 N.W.2d 504 (Mich. Ct. App. 2015).
Tracy C Brickey v. Vincent Lavon McCarver (Mich. Ct. App. 2018).
Maegan Turner v. Farmers Ins. Exch. (Mich. Ct. App. 2019).
— Mich. Comp. Laws § 500.3101(2)(i)(i) — 3 cases
Tracy C Brickey v. Vincent Lavon McCarver (Mich. Ct. App. 2018).
Tiffany Clark v. Auto. Club Ins. Co. (Mich. Ct. App. 2018).
People of Michigan v. Heather Lynn Castillo (Mich. Ct. App. 2021).
— Mich. Comp. Laws § 500.3101(2)(i)(iv) — 1 case
Est. of Kodi Vawters v. Auto Club Ins. Ass'n (Mich. Ct. App. 2019).
— Mich. Comp. Laws § 500.3101(2)(j) — 1 case
Jonathon Emmendorfer v. Pioneer State Mut. Ins. Co. (Mich. Ct. App. 2020).
— Mich. Comp. Laws § 500.3101(2)(k) — 15 cases
Rachel Amy Maurer v. Fremont Ins. Co., 926 N.W.2d 848 (Mich. Ct. App. 2018). “Plaintiff sought a declaratory judgment stating that she was entitled to personal protection insurance (PIP) benefits from Fremont under the no-fault act, MCL 500.3101 et seq . Fremont filed a counterclaim for rescission.”
Gold v. Harper (In re Ambrose-Burbank), 563 B.R. 820 (Bankr. E.D. Mich. 2017).
Matthew Dye v. Esurance Prop. & Cas. Ins Co (Mich. Ct. App. 2017).
Matthew Dye v. Esurance Prop. & Cas. Ins Co (Mich. Ct. App. 2017).
Special Tree Rehab. Sys. v. Frankenmuth Mut. Insur Co (Mich. Ct. App. 2017).
— Mich. Comp. Laws § 500.3101(2)(k)(i) — 21 cases
Special Tree Rehab. Sys. v. Frankenmuth Mut. Insur Co (Mich. Ct. App. 2017).
Special Tree Rehab. Sys. v. Frankenmuth Mut. Insur Co (Mich. Ct. App. 2017).
Spectrum Health Hospitals v. Auto-Owners Ins. Co. (Mich. Ct. App. 2017).
Spectrum Health Hospitals v. Auto-Owners Ins. Co. (Mich. Ct. App. 2017).
Matthew Dye v. Esurance Prop. & Cas. Ins Co (Mich. Ct. App. 2017).
— Mich. Comp. Laws § 500.3101(2)(k)(iii) — 6 cases
Citizens Ins. Co. of Am. v. Auto-Owners Ins. Co (Mich. Ct. App. 2016).
St John Hosp & Med Ctr. v. Nationwide Mut. Fire Ins. Co (Mich. Ct. App. 2021).
Raman Vojnika v. State Farm Mut. Auto. Ins. Co. (Mich. Ct. App. 2017).
Raman Vojnika v. State Farm Mut. Auto. Ins. Co. (Mich. Ct. App. 2017).
Special Tree Rehab. Sys. v. Frankenmuth Mut. Insur Co (Mich. Ct. App. 2017).
— Mich. Comp. Laws § 500.3101(2)(l) — 7 cases
Rachel Amy Maurer v. Fremont Ins. Co., 926 N.W.2d 848 (Mich. Ct. App. 2018). “Plaintiff sought a declaratory judgment stating that she was entitled to personal protection insurance (PIP) benefits from Fremont under the no-fault act, MCL 500.3101 et seq . Fremont filed a counterclaim for rescission.”
Stephen Lacey v. Auto Club Ins. Ass'n (Mich. Ct. App. 2018).
Stephen Lacey v. Auto Club Ins. Ass'n (Mich. Ct. App. 2018).
Pamela Johnson v. Michigan Auto. Ins. Placement Facility (Mich. Ct. App. 2018).
Memberselect Ins. Co v. State Farm Mut. Auto. Ins Co (Mich. Ct. App. 2018).
— Mich. Comp. Laws § 500.3101(2)(l)(i) — 12 cases
Chris Milianis v. John Doe (Mich. Ct. App. 2019).
Michael Anthony Sappington v. John Shoemake (Mich. Ct. App. 2018).
Erika Easter v. Progressive Marathon Ins. Co. (Mich. Ct. App. 2018).
Erika Easter v. Progressive Marathon Ins. Co. (Mich. Ct. App. 2018).
Clayton Cline v. Allstate Ins. Co. (Mich. Ct. App. 2018).
— Mich. Comp. Laws § 500.3101(2)(l)(iii) — 3 cases
Arthur Booker v. Hartford Cas. Ins. Co. (Mich. Ct. App. 2020).
Erika Easter v. Progressive Marathon Ins. Co. (Mich. Ct. App. 2018).
Erika Easter v. Progressive Marathon Ins. Co. (Mich. Ct. App. 2018).
— Mich. Comp. Laws § 500.3101(2Xc) — 1 case
Wright v. League Gen. Ins., 421 N.W.2d 647 (Mich. Ct. App. 1988).
— Mich. Comp. Laws § 500.3101(2Xe) — 1 case
Rice v. Auto Club Ins. Ass'n, 651 N.W.2d 188 (Mich. Ct. App. 2002).
— Mich. Comp. Laws § 500.3101(3) — 13 cases
State Farm Mut. Auto. Ins. v. Ruuska, 314 N.W.2d 184 (Mich. 1982).
Parks v. Detroit Auto. Inter-Ins. Exch., 393 N.W.2d 833 (Mich. 1986). “[1] MCL 500.3101 et seq.; MSA 24.13101 et seq.”
Auto Club Ins. Ass'n v. Hill, 430 N.W.2d 636 (Mich. 1988).
Allstate Ins. v. Elassal, 512 N.W.2d 856 (Mich. Ct. App. 1994).
Zotos v. United States, 654 F. Supp. 36 (E.D. Mich. 1986).
— Mich. Comp. Laws § 500.3101(3)(f) — 2 cases
Jonathon Emmendorfer v. Pioneer State Mut. Ins. Co. (Mich. Ct. App. 2020).
Trevon Johnson v. Michigan Assigned Claims Plan (Mich. Ct. App. 2024).
— Mich. Comp. Laws § 500.3101(3)(g) — 2 cases
Trevon Johnson v. Michigan Assigned Claims Plan (Mich. Ct. App. 2024).
Jonathon Emmendorfer v. Pioneer State Mut. Ins. Co. (Mich. Ct. App. 2020).
— Mich. Comp. Laws § 500.3101(3)(i) — 2 cases
Jonathon Emmendorfer v. Pioneer State Mut. Ins. Co. (Mich. Ct. App. 2020).
Neal J Campbell v. State Farm Mut. Auto. Ins. Co. (Mich. Ct. App. 2026).
— Mich. Comp. Laws § 500.3101(3)(i)(i) — 2 cases
Miracle Hands Homecare Inc v. Geico Gen. Ins. Co. (Mich. Ct. App. 2025).
Neal J Campbell v. State Farm Mut. Auto. Ins. Co. (Mich. Ct. App. 2026).
— Mich. Comp. Laws § 500.3101(3)(i)(ii) — 1 case
Allstate Ins. Co. v. Fremont Ins. Co. (Mich. Ct. App. 2024).
— Mich. Comp. Laws § 500.3101(3)(k) — 2 cases
Trevon Johnson v. Michigan Assigned Claims Plan (Mich. Ct. App. 2024).
Jonathon Emmendorfer v. Pioneer State Mut. Ins. Co. (Mich. Ct. App. 2020).
— Mich. Comp. Laws § 500.3101(3)(l) — 13 cases
Harris Cheema v. Progressive Marathon Ins. Co. (Mich. Ct. App. 2022).
Amber Marie Abraham v. State Farm Mut. Auto. Ins. Co (Mich. Ct. App. 2022).
Amber Marie Abraham v. State Farm Mut. Auto. Ins. Co (Mich. Ct. App. 2022).
Harris Cheema v. Progressive Marathon Ins. Co. (Mich. Ct. App. 2022).
Beaumont Health v. Progressive Michigan Ins. Co. (Mich. Ct. App. 2023).
— Mich. Comp. Laws § 500.3101(3)(l)(i) — 22 cases
Amber Marie Abraham v. State Farm Mut. Auto. Ins. Co (Mich. Ct. App. 2022).
Amber Marie Abraham v. State Farm Mut. Auto. Ins. Co (Mich. Ct. App. 2022).
D Spectrum Health Hospitals v. Farmers Ins. Exch. (Mich. Ct. App. 2023).
Est. of James Jenkins v. Darquoise McCarver (Mich. Ct. App. 2023).
Harris Cheema v. Progressive Marathon Ins. Co. (Mich. Ct. App. 2022).
— Mich. Comp. Laws § 500.3101(3)(l)(ii) — 2 cases
Beaumont Health v. Progressive Michigan Ins. Co. (Mich. Ct. App. 2023).
Est. of James Jenkins v. Darquoise McCarver (Mich. Ct. App. 2023).
— Mich. Comp. Laws § 500.3101(3)(l)(iii) — 9 cases
Amber Marie Abraham v. State Farm Mut. Auto. Ins. Co (Mich. Ct. App. 2022).
Amber Marie Abraham v. State Farm Mut. Auto. Ins. Co (Mich. Ct. App. 2022).
Beaumont Health v. Progressive Michigan Ins. Co. (Mich. Ct. App. 2023).
Alaa Alshara v. Acceptance Indem. Ins. Co. (Mich. Ct. App. 2024).
Harris Cheema v. Progressive Marathon Ins. Co. (Mich. Ct. App. 2022).
— Mich. Comp. Laws § 500.3101(3)(n) — 3 cases
Amber Marie Abraham v. State Farm Mut. Auto. Ins. Co (Mich. Ct. App. 2022).
Amber Marie Abraham v. State Farm Mut. Auto. Ins. Co (Mich. Ct. App. 2022).
Alaa Alshara v. Acceptance Indem. Ins. Co. (Mich. Ct. App. 2024).
— Mich. Comp. Laws § 500.3101(4) — 17 cases
Parks v. Detroit Auto. Inter-Ins. Exch., 393 N.W.2d 833 (Mich. 1986). “[1] MCL 500.3101 et seq.; MSA 24.13101 et seq.”
Allstate Ins. v. Elassal, 512 N.W.2d 856 (Mich. Ct. App. 1994).
Ottenwess v. Hawkeye Sec. Ins., 269 N.W.2d 570 (Mich. Ct. App. 1978).
Crawford Cnty. v. Sec'y of State, 408 N.W.2d 112 (Mich. Ct. App. 1987).
AMY v. MIC Gen. Ins., 670 N.W.2d 228 (Mich. Ct. App. 2003).
— Mich. Comp. Laws § 500.3101(5) — 5 cases
Ali Bazzi v. Sentinel Ins. Co., 919 N.W.2d 20 (Mich. 2018). “PIP benefits arise out of the no-fault act (alternatively, the Act), MCL 500.3101 et seq ., and we must construe a no-fault policy and the Act together as though the statutes were a part of the contract.”
Keith Bronner v. City of Detroit (Mich. 2021).
Keith Bronner v. City of Detroit (Mich. 2021).
Maegan Turner v. Farmers Ins. Exch. (Mich. 2021).
Ameen Al-Gahmi v. Sadik Al-Jahmi (Mich. Ct. App. 2023).
— Mich. Comp. Laws § 500.3101(c) — 4 cases
Autry v. Allstate Ins., 344 N.W.2d 588 (Mich. Ct. App. 1983).
Clute v. Gen. Accident Assur. Co., 369 N.W.2d 864 (Mich. Ct. App. 1985).
Clute v. Gen. Accident Assurance Co. of Canada, 142 Mich. App. 640 (Mich. Ct. App. 1985).
James v. Toder v. Progressive Michigan Ins. Co. (Mich. Ct. App. 2017).
— Mich. Comp. Laws § 500.3101(e) — 1 case
James v. Toder v. Progressive Michigan Ins. Co. (Mich. Ct. App. 2017).
— Mich. Comp. Laws § 500.3101(h)(i) — 4 cases
Geico Indem. Co. v. Belinda Goldstein (Mich. 2010).
Geico Indem. Co. v. Belinda Goldstein (Mich. 2010).
Geico Indem. Co. v. Belinda Goldstein (Mich. 2010).
Geico Indem. Co. v. Belinda Goldstein (Mich. 2010).
— Mich. Comp. Laws § 500.3101(k) — 1 case
Donald Robinson v. Progressive Michigan Ins. Co. (Mich. Ct. App. 2021).
— Mich. Comp. Laws § 500.3101(k)(i) — 1 case
Pamela Johnson v. Michigan Auto. Ins. Placement Facility (Mich. Ct. App. 2018).
— Mich. Comp. Laws § 500.3101(l) — 1 case
Donald Robinson v. Progressive Michigan Ins. Co. (Mich. Ct. App. 2021).
— Mich. Comp. Laws § 500.3101(l)(i) — 3 cases
Rachel Amy Maurer v. Fremont Ins. Co. (Mich. Ct. App. 2018).
Pete's Auto & Truck Parts Inc v. Greg Hibbitts Transp. Co. (Mich. Ct. App. 2022).
Hannah Tabroski v. Auto-Owners Ins. Co. (Mich. Ct. App. 2023).
— Mich. Comp. Laws § 500.3101(l)(iii) — 1 case
Pete's Auto & Truck Parts Inc v. Greg Hibbitts Transp. Co. (Mich. Ct. App. 2022).
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