Michigan Compiled Laws

Mich. Comp. Laws § 500.3101a (2026)

Providing certificate of insurance to secretary of state and policy information to the Michigan automobile insurance placement facility; vehicle identification number as proof of vehicle insurance; confidentiality of policy information; prohibited acts; misdemeanor; penalty; report; "automobile insurance" and "private passenger nonfleet automobile" defined.

✓ current as of July 2026

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THE INSURANCE CODE OF 1956

Act 218 of 1956

500.3101a Providing certificate of insurance to secretary of state and policy information to the Michigan automobile insurance placement facility; vehicle identification number as proof of vehicle insurance; confidentiality of policy information; prohibited acts; misdemeanor; penalty; report; "automobile insurance" and "private passenger nonfleet automobile" defined.

Sec. 3101a.

(1) An insurer, in conjunction with the issuance of an automobile insurance policy, shall provide to the insured 1 certificate of insurance for each insured vehicle and for private passenger nonfleet automobiles listed on the policy shall supply to the secretary of state the automobile insurer's name, the name of the named insured, the named insured's address, the vehicle identification number for each vehicle listed on the policy, and the policy number. The insurer shall transmit the information required under this subsection in a format as required by the secretary of state. The secretary of state shall not require the information to be transmitted more frequently than every 14 days.

(2) The secretary of state shall provide policy information received under subsection (1) to the Michigan automobile insurance placement facility as required for the Michigan automobile insurance placement facility to comply with this act. Information received by the Michigan automobile insurance placement facility under this subsection is confidential and is not subject to the freedom of information act, 1976 PA 442, MCL 15.231 to 15.246. The Michigan automobile insurance placement facility shall only use the information for purposes of administering the assigned claims plan under this chapter and shall not disclose the information to any person unless it is for the purpose of administering the assigned claims plan or in compliance with an order by a court of competent jurisdiction in connection with a fraud investigation or prosecution.

(3) The secretary of state shall provide policy information received under subsection (1) to the department of health and human services as required for the department of health and human services to comply with 2006 PA 593, MCL 550.281 to 550.289.

(4) The secretary of state shall accept as proof of vehicle insurance a transmission of the insured vehicle's vehicle identification number. Policy information submitted by an insurer and received by the secretary of state under this section is confidential, is not subject to the freedom of information act, 1976 PA 442, MCL 15.231 to 15.246, and must not be disclosed to any person except the department of health and human services for purposes of 2006 PA 593, MCL 550.281 to 550.289, or pursuant to an order by a court of competent jurisdiction in connection with a claim or fraud investigation or prosecution. The transmission to the secretary of state of a vehicle identification number is proof of insurance to the secretary of state for motor vehicle registration purposes only and is not evidence that a policy of insurance actually exists between an insurer and an individual.

(5) A person who supplies false information to the secretary of state under this section or who issues or uses an altered, fraudulent, or counterfeit certificate of insurance is guilty of a misdemeanor punishable by imprisonment for not more than 1 year or a fine of not more than $1,000.00, or both.

(6) The department of health and human services shall report to the senate and house of representatives appropriations committees and standing committees concerning insurance issues on the number of claims and total dollar amount recovered from automobile insurers under 2006 PA 593, MCL 550.281 to 550.289. The reports required by this subsection must be given to the appropriations committees and standing committees concerning insurance issues by December 30 of each year and must cover the preceding 12-month period.

(7) As used in this section:

(a) "Automobile insurance" means that term as defined in section 3303.

(b) "Private passenger nonfleet automobile" means that term as defined in section 3303.

History: Add. 1980, Act 461, Eff. Apr. 1, 1981 ;-- Am. 1995, Act 288, Imd. Eff. Jan. 9, 1996 ;-- Am. 1996, Act 456, Imd. Eff. Dec. 23, 1996 ;-- Am. 2011, Act 91, Imd. Eff. July 15, 2011 ;-- Am. 2014, Act 419, Imd. Eff. Dec. 30, 2014 ;-- Am. 2018, Act 510, Imd. Eff. Dec. 28, 2018 ;-- Am. 2019, Act 21, Imd. Eff. June 11, 2019

Compiler's Notes:

Act 143 of 1993, which amended this section, was submitted to the people by referendum petition (as Proposal C) and rejected by a majority of the votes cast at the November 8, 1994, general election.

PopularName Notes:

Act 218

PopularName Notes:

Essential Insurance

PopularName Notes:

No-Fault Insurance

Notes of Decisions

Cited in 7 cases (4 in the last 5 years), 1995–2025 · leading case: People of Michigan v. Patrick Mazzie, 926 N.W.2d 359 (Mich. Ct. App. 2018).

Sort: Relevance Newest Treatment

People of Michigan v. Patrick Mazzie, 926 N.W.2d 359 (Mich. Ct. App. 2018). · cites it 4× “227 or MCL 500.3101a indicates a legislative intent that the drastic remedy of *291 the exclusion of evidence should be applied for violations of these statutes.”

Goins v. Greenfield Jeep Eagle, Inc, 534 N.W.2d 467 (Mich. 1995). “[MCL 500.3101a; MSA 24.13101(1).] Plaintiff contends that defendant’s duty to supply a copy of the purchaser’s insurance coverage can be found in a manual that is issued by the Secretary of State to all automotive dealerships.”

Sandra Jean Owen v. Bristol West Preferred Ins. Co. (Mich. Ct. App. 2016). “2 MCL 500.3101a provides that certificates of insurance shall be provided “in conjunction with issuance of an automobile insurance policy” and that issuance of fraudulent certificate is a misdemeanor.”

People of Michigan v. Terrell Javon Carter (Mich. Ct. App. 2023). “1 MCL 500.3101a(2) of the Insurance Code of 1956, MCL 500.”

People of Michigan v. John Albert Christianson Jr (Mich. Ct. App. 2023). “227 or MCL 500.3101a indicates a legislative intent that the drastic remedy of the exclusion of evidence should be applied for violations of these statutes.”

People of Michigan v. Michael Allen Grassnick (Mich. Ct. App. 2025). “227 or MCL 500.3101a indicates a legislative intent that the drastic remedy of the exclusion of evidence should be applied for violations of these statutes.”

People of Michigan v. Emilio Rey Hernandez (Mich. Ct. App. 2025). “227(4) and MCL 500.3101a(3) were violated when the Secretary of State provided insurance information to officers who stopped the defendant’s vehicle because, even if the statutes were violated, the exclusionary rule did not apply to “this perceived statutory violation”).”

— Mich. Comp. Laws § 500.3101a(2) — 1 case

People of Michigan v. Terrell Javon Carter (Mich. Ct. App. 2023). “1 MCL 500.3101a(2) of the Insurance Code of 1956, MCL 500.”

— Mich. Comp. Laws § 500.3101a(3) — 2 cases

People of Michigan v. Patrick Mazzie, 926 N.W.2d 359 (Mich. Ct. App. 2018). “227 or MCL 500.3101a indicates a legislative intent that the drastic remedy of *291 the exclusion of evidence should be applied for violations of these statutes.”

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