THE INSURANCE CODE OF 1956
Act 218 of 1956
500.3112 Persons to whom personal protection insurance benefits payable; claim to recover overdue benefits; discharge of insurer's liability.
Sec. 3112.
Personal protection insurance benefits are payable to or for the benefit of an injured person or, in case of his or her death, to or for the benefit of his or her dependents. A health care provider listed in section 3157 may make a claim and assert a direct cause of action against an insurer, or under the assigned claims plan under sections 3171 to 3175, to recover overdue benefits payable for charges for products, services, or accommodations provided to an injured person. Payment by an insurer in good faith of personal protection insurance benefits, to or for the benefit of a person who it believes is entitled to the benefits, discharges the insurer's liability to the extent of the payments unless the insurer has been notified in writing of the claim of some other person. If there is doubt about the proper person to receive the benefits or the proper apportionment among the persons entitled to the benefits, the insurer, the claimant, or any other interested person may apply to the circuit court for an appropriate order. The court may designate the payees and make an equitable apportionment, taking into account the relationship of the payees to the injured person and other factors as the court considers appropriate. In the absence of a court order directing otherwise the insurer may pay:
(a) To the dependents of the injured person, the personal protection insurance benefits accrued before his or her death without appointment of an administrator or executor.
(b) To the surviving spouse, the personal protection insurance benefits due any dependent children living with the spouse.
History: Add. 1972, Act 294, Eff. Mar. 30, 1973 ;-- Am. 2019, Act 21, Imd. Eff. June 11, 2019
Compiler's Notes:
Enacting section 1 of Act 21 of 2019 provides:
"Enacting section 1. Section 3112 of the insurance code of 1956, 1956 PA 218, MCL 500.3112, as amended by this amendatory act, applies to products, services, or accommodations provided after the effective date of this amendatory act."
PopularName Notes:
Act 218
PopularName Notes:
Essential Insurance
PopularName Notes:
No-Fault Insurance
Notes of Decisions
W a Foote Mem'l Hosp. v. Michigan Assigned Claims Plan, 909 N.W.2d 38 (Mich. Ct. App. 2017).
· cites it 16× “THE COVENANT DECISION MCL 500.3112 states in pertinent part that “[p]ersonal protection insurance benefits are payable to or for the benefit of an injured person or, in case of his death, to or for the benefit of his dependents.”
Allstate Ins. Co v. State Farm Mut. Auto. Ins. Co, 909 N.W.2d 495 (Mich. Ct. App. 2017).
· cites it 9× “MCL 500.3112. This provision provides, in part: Personal protection insurance benefits are payable to or for the benefit of an injured person or, in case of his death, to or for the benefit of his dependents.”
Ali Bazzi v. Sentinel Ins. Co., 919 N.W.2d 20 (Mich. 2018).
· cites it 4× “" MCL 500.3112. Because "PIP benefits are mandated by statute under the no-fault act, .”
Dawoud v. State Farm Mut. Auto. Ins. Co., 317 Mich. App. 517 (Mich. Ct. App. 2016).
· cites it 6× “The service providers rely only on MCL 500.3112 and Wyoming Chiropractic Health Clinic, PC v Auto-Owners Ins Co, 308 Mich App 389 ; 864 NW2d 598 (2014), to support their argument that the lower court’s decision should be reversed.”
Chiropractors Rehab. Grp., PC v. State Farm Mut. Auto. Ins. Co., 313 Mich. App. 113 (Mich. Ct. App. 2015).
· cites it 8× “) 2 Similarly, a healthcare provider’s right to reimbursement for medical expenses in a first-party no-fault action is evident in the statutory language of MCL 500.3112, *124 especially when the language is considered in context with MCL 500.”
Miller v. State Farm Mut. Auto. Ins., 302 N.W.2d 537 (Mich. 1981).
· cites it 4× “13110; for a "safe" method of payment of benefits by insurers, MCL 500.3112; MSA 24.13112; and for prompt access to earnings records of an injured person in order to facilitate determination of the amount of benefits due, MCL 500.”
Henry Ford Health Sys. v. Everest Nat'l Ins. Co., 927 N.W.2d 717 (Mich. Ct. App. 2018).
· cites it 2× “Furthermore, MCL 500.3112 contemplates that an insurer may discharge its obligation to the insured with respect to particular benefits that have been incurred by directing payment of those benefits to the party providing services to the injured party.”
Covenant Med. Ctr., Inc. v. State Farm Mut. Auto. Ins. Co., 880 N.W.2d 294 (Mich. Ct. App. 2015).
· cites it 5× “On appeal, Covenant Medical argues that because it provided written notice to State Farm regarding the medical services provided to Stockford, it is entitled to pursue the $43,484.”
Michigan Head & Spine Inst., PC v. State Farm Mut. Auto. Ins., 830 N.W.2d 781 (Mich. Ct. App. 2013).
· cites it 4× “116(0(10), arguing that the release did not bar its independent cause of action against defendant for the recoupment of no-fault benefits pursuant to MCL 500.3112. In response, defendant moved for summary disposition under MCR 2.”
Auto-Owners Ins. Co. v. Compass Healthcare Plc, 928 N.W.2d 726 (Mich. Ct. App. 2018).
· cites it 2× “” MCL 500.3112. This means, as is undisputed, that the no-fault act allows an injured person to bring suit against an appropriate insurer for benefits due under the act.”
Lakeland Neurocare Centers v. State Farm Mut. Auto. Ins., 645 N.W.2d 59 (Mich. Ct. App. 2002).
· cites it 3× “” MCL 500.3112 provides, in pertinent part: Personal protection insurance benefits are payable to or for the benefit of an injured person or, in the case of his death, to or for the benefit of his dependents.”
Belcher v. Aetna Cas. & Sur. Co., 293 N.W.2d 594 (Mich. 1980).
· cites it 3× “MCL 500.3112; MSA 24.13112 provides in part: "Personal protection insurance benefits are payable to or for the benefit of an injured person or, in case of his death, to or for the benefit of his dependents.”
— Mich. Comp. Laws § 500.3112(1) — 2 cases
— Mich. Comp. Laws § 500.3112(a) — 1 case
Belcher v. Aetna Cas. & Sur. Co., 293 N.W.2d 594 (Mich. 1980).
“MCL 500.3112; MSA 24.13112 provides in part: "Personal protection insurance benefits are payable to or for the benefit of an injured person or, in case of his death, to or for the benefit of his dependents.”
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