Mich. Comp. Laws » Michigan Compiled Laws / Chapter 500 / Act 218 of 1956

Mich. Comp. Laws § 500.3131

Residual liability insurance; coverage.

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THE INSURANCE CODE OF 1956


Act 218 of 1956


500.3131 Residual liability insurance; coverage.

Sec. 3131.

    (1)  Residual liability insurance shall cover bodily injury and property damage which occurs within the United States, its territories and possessions, or in Canada. This insurance shall afford coverage equivalent to that required as evidence of automobile liability insurance under the financial responsibility laws of the place in which the injury or damage occurs. In this state this insurance shall afford coverage for automobile liability retained by section 3135.

    (2) This section shall not require coverage in this state other than that required by section 3009(1). This section shall apply to all insurance contracts in force as of October 1, 1973, or entered into after that date.

History: Add. 1972, Act 294, Eff. Mar. 30, 1973 ;-- Am. 1978, Act 460, Imd. Eff. Oct. 16, 1978

PopularName Notes:

Act 218

PopularName Notes:

Essential Insurance

PopularName Notes:

No-Fault Insurance
Notes of Decisions
Cited in 55 cases (4 in the last 5 years), 1973–2024 · leading case: State Farm Mutual Automobile Insurance v. Ruuska
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State Farm Mutual Automobile Insurance v. Ruuska (1979) michctapp · cites it 10× “He further noted that residual liability coverage is covered by MCL 500.3131; MSA 24.13131 which reads: "Residual liability insurance shall cover bodily injury and property damage which occurs within the United States, its territories and possessions or in Canada.”
State Farm Mutual Automobile Insurance v. Ruuska (1982) mich · cites it 6× “) MCL 500.3131; MSA 24.13131. Subsections 3135(1) and (2) of the no-fault act, which concern the circumstances under which a person remains subject to tort liability, provided as follows at the time of the accident: "A person remains subject to tort liability for noneconomic…”
Tebo v. Havlik (1984) mich · cites it 2× “It thus appears that unless the injured person's income from work he would have performed exceeds approximately $29,000, the work-loss benefits will fully compensate him for his lost wages.”
Powers v. Detroit Automobile Inter-Insurance Exchange (1986) mich · cites it 2× “, requires residual liability coverage, MCL 500.3131; MSA 24.13131, the exclusion is repugnant to the statute and must be struck down.”
State Farm Mutual Automobile Insurance v. Enterprise Leasing Co. (1996) mich · cites it 2× “§§ 500.3131, 500.3135; M.S.A. §§ 24.13131, 24.”
Advisory Opinion Re Constitutionality of 1972 PA 294 (1973) mich · cites it 2× “Under § 3131 of the act; MCLA 500.3131; MSA 24.13131, we find that "residual liability insurance" must cover bodily injury and property damage occurring anywhere in the United States, its territories and possessions or in Canada.”
Clevenger v. Allstate Insurance (1993) mich · cites it 2× “[4] MCL 500.3131 et seq.; MSA 24.13131 et seq.”
Mate v. Wolverine Mutual Insurance (1999) michctapp · cites it 2× “The dissent writes "Jeanette Mate had no knowledge that, in reality, neither she nor her son, as her resident relative, had any no-fault coverage at all because of the Buiten agency's placing her vehicle under James Mate's policy." Post at 388.”
Bazzi v. Sentinel Insurance Company (2016) michctapp “And under MCL 500.3131 and MCL 500.3009, the minimum limits are similar to that required under the financial responsibility act.”
Citizens Insurance Co. of America v. Federated Mutual Insurance (1995) mich · cites it 2× “” MCL 500.3131, 500.3135; MSA 24.13131, 24.”
Husted v. Auto-Owners Insurance (1999) mich · cites it 2× “MCL 500.3131(1); MSA 24.13131(1) describes residual liability coverage.”
Farm Bureau Insurance v. Abalos (2007) michctapp · cites it 2× “MCL 500.3131(1) provides: Residual liability insurance shall cover bodily injury and property damage which occurs within the United States, its territories and possessions, or in Canada.”
Show all 55 citing cases →
— Mich. Comp. Laws § 500.3131(1) — 9 cases
Husted v. Auto-Owners Insurance (1999) mich “MCL 500.3131(1); MSA 24.13131(1) describes residual liability coverage.”
Farm Bureau Insurance v. Abalos (2007) michctapp “MCL 500.3131(1) provides: Residual liability insurance shall cover bodily injury and property damage which occurs within the United States, its territories and possessions, or in Canada.”
Perry v. Sied (2000) mich
Husted v. Auto-Owners Insurance (1995) michctapp
Kleit v. Saad (1985) michctapp
— Mich. Comp. Laws § 500.3131(2) — 10 cases
Auto-Owners Insurance v. Martin (2009) michctapp
Citizens Insurance Co. of America v. Federated Mutual Insurance (1995) mich “” MCL 500.3131, 500.3135; MSA 24.13131, 24.”
State Farm Mutual Automobile Insurance Co. v. Michigan Municipal Risk Management Authority (2016) michctapp
Husted v. Auto-Owners Insurance (1995) michctapp
Ryder Truck Rental, Inc. v. AUTO-OWNERS INS. CO. INC. (1999) michctapp
— Mich. Comp. Laws § 500.3131(5) — 1 case
Terence David Leavy v. Vinson Floyd Carter (2023) michctapp
— Mich. Comp. Laws § 500.3131(5)(c) — 1 case
Terence David Leavy v. Vinson Floyd Carter (2023) michctapp
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