THE INSURANCE CODE OF 1956
Act 218 of 1956
500.3151 Submission to mental or physical examination; physician requirements.
Sec. 3151.
(1) If the mental or physical condition of a person is material to a claim that has been or may be made for past or future personal protection insurance benefits, at the request of an insurer the person shall submit to mental or physical examination by physicians. A personal protection insurer may include reasonable provisions that are in accord with this section in a personal protection insurance policy for mental and physical examination of persons claiming personal protection insurance benefits.
(2) A physician who conducts a mental or physical examination under this section must be licensed as a physician in this state or another state and meet the following criteria, as applicable:
(a) If care is being provided to the person to be examined by a specialist, the examining physician must specialize in the same specialty as the physician providing the care, and if the physician providing the care is board certified in the specialty, the examining physician must be board certified in that specialty.
(b) During the year immediately preceding the examination, the examining physician must have devoted a majority of his or her professional time to either or both of the following:
(i) The active clinical practice of medicine and, if subdivision (a) applies, the active clinical practice relevant to the specialty.
(ii) The instruction of students in an accredited medical school or in an accredited residency or clinical research program for physicians and, if subdivision (a) applies, the instruction of students is in the specialty.
History: Add. 1972, Act 294, Eff. Mar. 30, 1973 ;-- Am. 2019, Act 21, Imd. Eff. June 11, 2019 ;-- Am. 2019, Act 22, Imd. Eff. June 11, 2019
PopularName Notes:
Act 218
PopularName Notes:
Essential Insurance
PopularName Notes:
No-Fault Insurance
Notes of Decisions
Muci v. State Farm Mut. Auto. Ins., 732 N.W.2d 88 (Mich. 2007).
· cites it 42× “[1] In such a situation State Farm, also operating under the procedures of the no-fault act, would have usually demanded, pursuant to MCL 500.3151 and the relevant section of the State Farm insurance policy, [2] that Muci submit to an independent medical examination.”
Muci v. State Farm Mut. Auto. Ins., 705 N.W.2d 151 (Mich. Ct. App. 2005).
· cites it 36× “§ 500.3151 of the no-fault act. Defendant alleged that it had "made many attempts to schedule the Plaintiff to undergo medical examinations, but the Plaintiff declined unless the Defendant agreed to enter into a Stipulation with numerous limitations that are contrary to the…”
Roberts v. Farmers Ins. Exch., 737 N.W.2d 332 (Mich. Ct. App. 2007).
· cites it 6× “Farmers alleged that under the terms of the automobile insurance policy and the no-fault act, MCL 500.3151, 3 Roberts “became obligated to submit minor plaintiff Brittany Underwood to mental or physical examinations by physicians,” and that as a result of Roberts’s failure to…”
Chiropractors Rehab. Grp., PC v. State Farm Mut. Auto. Ins. Co., 313 Mich. App. 113 (Mich. Ct. App. 2015).
· cites it 4× “Consequently, in response to Jackson’s claim for PIP benefits, State Farm requested that Jackson submit to a medical examination (ME) as permitted under MCL 500.3151 and an examination under oath (EUO).”
MacDonald v. State Farm Mut. Ins., 350 N.W.2d 233 (Mich. 1984).
· cites it 2× “13142(1), MCL 500.3151; MSA 24.13151. Section 3151 provides as follows: "When the mental or physical condition of a person is material to a claim that has been or may be made for past or future personal protection insurance benefits, *158 the person shall submit to mental or…”
Durmishi v. Nat'l Cas. Co., 720 F. Supp. 2d 862 (E.D. Mich. 2010).
· cites it 7× “The plaintiff wanted a showing of good cause and conditions imposed on the examinations as required by Rule 35; the defendant contends it has an unconditional right under a Michigan statute, see Mich. Comp. Laws § 500.3151 , to examine the plaintiff.”
Cruz v. State Farm Mut. Auto. Ins., 614 N.W.2d 689 (Mich. Ct. App. 2000).
· cites it 2× “MCL 500.3151; MSA 24.13151. This section of the no-fault act also allows a personal protection insurer to “include reasonable provisions in a personal protection insurance policy for mental and physical examination of persons claiming personal protection insurance benefits.”
Indep. Bank v. Hammel Assocs., LLC, 836 N.W.2d 737 (Mich. Ct. App. 2013).
“311(A) and MCL 500.3151). This Court reviews the trial court’s exercise of its discretion for an abuse of discretion.”
Mager Drew v. Nationwide Mut. Fire Ins. Co. (Mich. Ct. App. 2022).
· cites it 11× “On December 8, 2020, defendant moved to dismiss, arguing that plaintiff’s failure to appear for multiple scheduled IMEs was in violation of MCL 500.3151. Plaintiff opposed the motion, arguing that the dismissal of his claim was not proper because he had answered defendant’s…”
Malick Gueye v. State Farm Mut. Auto. Ins. Co. (Mich. Ct. App. 2022).
· cites it 9× “Plaintiff’s failure to submit to an IME or to an EUO as required by MCL 500.3151 and MCL 500.3153 respectively, preclude Plaintiff from receiving benefits.”
— Mich. Comp. Laws § 500.3151(1) — 7 cases
Mager Drew v. Nationwide Mut. Fire Ins. Co. (Mich. Ct. App. 2022).
“On December 8, 2020, defendant moved to dismiss, arguing that plaintiff’s failure to appear for multiple scheduled IMEs was in violation of MCL 500.3151. Plaintiff opposed the motion, arguing that the dismissal of his claim was not proper because he had answered defendant’s…”
— Mich. Comp. Laws § 500.3151(2) — 2 cases
— Mich. Comp. Laws § 500.3151(2)(a) — 2 cases
— Mich. Comp. Laws § 500.3151(2)(b) — 5 cases
— Mich. Comp. Laws § 500.3151(2)(b)(i) — 1 case
— Mich. Comp. Laws § 500.3151(3) — 1 case
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