Mich. Comp. Laws » Michigan Compiled Laws / Chapter 500 / Act 218 of 1956

Mich. Comp. Laws § 500.3163

Automobile insurer; not required to provide personal and property protection insurance benefits to out-of-state residents; exception.

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THE INSURANCE CODE OF 1956


Act 218 of 1956


500.3163 Automobile insurer; not required to provide personal and property protection insurance benefits to out-of-state residents; exception.

Sec. 3163.

    An insurer authorized to transact automobile liability insurance and personal and property protection insurance in this state is not required to provide personal protection insurance or property protection insurance benefits under this chapter for accidental bodily injury or property damage occurring in this state arising from the ownership, operation, maintenance, or use of a motor vehicle as a motor vehicle by an out-of-state resident who is insured under the insurer's automobile liability insurance policies, unless the out-of-state resident is the owner of a motor vehicle that is registered and insured in this state.

History: Add. 1972, Act 294, Eff. Mar. 30, 1973 ;-- Am. 2002, Act 697, Eff. Mar. 31, 2003 ;-- Am. 2019, Act 21, Imd. Eff. June 11, 2019

PopularName Notes:

Act 218

PopularName Notes:

Essential Insurance

PopularName Notes:

No-Fault Insurance
Notes of Decisions
Cited in 60 cases (8 in the last 5 years), 1980–2024 · leading case: DIALLO v. LaROCHELLE
Sort: Relevance Newest Treatment
DIALLO v. LaROCHELLE (2015) michctapp · cites it 39× “3163(4) states in relevant part as follows: If an insurer of an out-of-state resident is required to provide benefits under [MCL 500.3163(1)] to (3) to that out-of-state resident for accidental bodily injury for an accident in which the out-of-state resident was not an occupant…”
Tevis v. AMEX ASSURANCE CO. (2009) michctapp · cites it 13× “On appeal, Amex’s sole argument is that the trial court erred in interpreting and applying of MCL 500.3163. The lower court’s ruling regarding this statute served as the basis for the determination that Amex was liable for PIP benefits payable to, or on behalf of, plaintiff and…”
Tienda v. Integon National Insurance (2013) michctapp · cites it 10× “The court first ruled that Lorenzo’s place of residence was irrelevant and that Integon was obligated to pay for plaintiffs’ injuries, stating that it “cannot endorse a decision in this case that makes the recovery of benefits by [plaintiffs] depend on Mr.”
Parks v. Detroit Automobile Inter-Insurance Exchange (1986) mich · cites it 6× “[MCL 500.3163; MSA 24.13163.] [10] MCL 500.”
Farm Bureau Insurance v. Allstate Insurance (1999) michctapp · cites it 10× “II The majority reaches an incongruous result by concluding that an automobile insurance policy issued to an out-of-state resident must be reformed to comply with Michigan law (MCL 500.3163[1]; MSA 24.13163[1]) while a policy issued to a Michigan resident need not.”
Kriko v. Allstate Insurance Co. of Canada (1984) michctapp · cites it 6× “That statute provides that: "(1) An insurer authorized to transact automobile liability insurance and personal and property protection insurance in this state shall file and maintain a written certification that any accidental bodily injury or property damage occurring in this…”
Bev Smith, Inc. v. Atwell (2013) michctapp · cites it 4× “This case presents what appears to be a question of first impression, namely whether a nonresident motorcyclist who is involved in an accident with a motor vehicle in this state is entitled to personal protection insurance (PIP) benefits when the insurer of the motorcycle…”
Besic v. Citizens Insurance (2010) michctapp · cites it 2× “Most likely, this section of the Lincoln policy enabled the coverage to comply with laws such as MCL 500.3163(1), which contains the following relevant language: An insurer authorized to transact automobile liability insurance and personal and property protection insurance in…”
United States Fidelity Insurance & Guaranty Co. v. Michigan Catastrophic Claims Ass'n (2008) mich · cites it 4× “Mut Ins Co v Michigan Catastrophic Claims Ass’n, 248 Mich App 35, 42 ; 638 NW2d 155 (2001) (holding that the MCCA was not obligated to indemnify a claim under a California automobile insurance policy that was reformed into a Michigan no-fault automobile insurance policy five…”
Liberty Mutual Insurance v. Michigan Catastrophic Claims Ass'n (2001) michctapp · cites it 7× “The MCCA stated that any pip benefits that plaintiff paid under the policy were paid pursuant to MCL 500.3163, which obligated plaintiff to pay pip benefits under policies issued outside Michigan under circumstances such as those involved in this case.”
Liberty Mut. Ins. Co. v. MCCA (2002) michctapp · cites it 8× “§ 500.3163, which obligated plaintiff to pay PIP benefits under policies issued outside Michigan under circumstances such as those involved in this case.”
Jones v. State Farm Mutual Automobile Insurance (1993) michctapp · cites it 2× “However, by amendment, in March 1992, plaintiff pleaded an additional ground arising under MCL 500.3163(1); MSA 24.13163(1): An insurer authorized to transact automobile liability insurance and personal and property protection insurance in this state shall file and maintain a…”
Show all 60 citing cases →
— Mich. Comp. Laws § 500.3163(1) — 34 cases
DIALLO v. LaROCHELLE (2015) michctapp “3163(4) states in relevant part as follows: If an insurer of an out-of-state resident is required to provide benefits under [MCL 500.3163(1)] to (3) to that out-of-state resident for accidental bodily injury for an accident in which the out-of-state resident was not an occupant…”
Tevis v. AMEX ASSURANCE CO. (2009) michctapp “On appeal, Amex’s sole argument is that the trial court erred in interpreting and applying of MCL 500.3163. The lower court’s ruling regarding this statute served as the basis for the determination that Amex was liable for PIP benefits payable to, or on behalf of, plaintiff and…”
Parks v. Detroit Automobile Inter-Insurance Exchange (1986) mich “[MCL 500.3163; MSA 24.13163.] [10] MCL 500.”
Besic v. Citizens Insurance (2010) michctapp “Most likely, this section of the Lincoln policy enabled the coverage to comply with laws such as MCL 500.3163(1), which contains the following relevant language: An insurer authorized to transact automobile liability insurance and personal and property protection insurance in…”
Jones v. State Farm Mutual Automobile Insurance (1993) michctapp “However, by amendment, in March 1992, plaintiff pleaded an additional ground arising under MCL 500.3163(1); MSA 24.13163(1): An insurer authorized to transact automobile liability insurance and personal and property protection insurance in this state shall file and maintain a…”
— Mich. Comp. Laws § 500.3163(2) — 5 cases
Kriko v. Allstate Insurance Co. of Canada (1984) michctapp “That statute provides that: "(1) An insurer authorized to transact automobile liability insurance and personal and property protection insurance in this state shall file and maintain a written certification that any accidental bodily injury or property damage occurring in this…”
Gersten v. Blackwell (1981) michctapp
Safeco Ins. Co. v. ECONOMY FIRE & CASUALTY COMPANY (1990) michctapp
Gary Michael Martin v. Walter John Smela (2016) michctapp
Mary Free Bed Rehab Hosp v. Farmers Ins Group of Companies (2015) michctapp
— Mich. Comp. Laws § 500.3163(3) — 8 cases
Tevis v. AMEX ASSURANCE CO. (2009) michctapp “On appeal, Amex’s sole argument is that the trial court erred in interpreting and applying of MCL 500.3163. The lower court’s ruling regarding this statute served as the basis for the determination that Amex was liable for PIP benefits payable to, or on behalf of, plaintiff and…”
DIALLO v. LaROCHELLE (2015) michctapp “3163(4) states in relevant part as follows: If an insurer of an out-of-state resident is required to provide benefits under [MCL 500.3163(1)] to (3) to that out-of-state resident for accidental bodily injury for an accident in which the out-of-state resident was not an occupant…”
Tienda v. Integon National Insurance (2013) michctapp “The court first ruled that Lorenzo’s place of residence was irrelevant and that Integon was obligated to pay for plaintiffs’ injuries, stating that it “cannot endorse a decision in this case that makes the recovery of benefits by [plaintiffs] depend on Mr.”
Clute v. GENERAL ACCIDENT ASSURANCE COMPANY (1989) michctapp
Mary Free Bed Rehab Hosp v. Farmers Ins Group of Companies (2015) michctapp
— Mich. Comp. Laws § 500.3163(4) — 7 cases
DIALLO v. LaROCHELLE (2015) michctapp “3163(4) states in relevant part as follows: If an insurer of an out-of-state resident is required to provide benefits under [MCL 500.3163(1)] to (3) to that out-of-state resident for accidental bodily injury for an accident in which the out-of-state resident was not an occupant…”
Kaitlin Hahn v. Geico Indemnity Company (2018) michctapp
Kaitlin Hahn v. Geico Indemnity Company (2018) michctapp
Montgomery v. Gore Mutual Insurance Company (2019) mied
Mary Free Bed Rehab Hosp v. Farmers Ins Group of Companies (2015) michctapp
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