Michigan Compiled Laws

Mich. Comp. Laws § 500.3208 (2026)

Inapplicability of chapter; termination of coverage at end of policy period.

✓ current as of July 2026

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THE INSURANCE CODE OF 1956

Act 218 of 1956

500.3208 Inapplicability of chapter; termination of coverage at end of policy period.

Sec. 3208.

This chapter shall not be applicable with respect to termination of coverage at the end of any policy period or at any annual anniversary date of any policy which specifies no term, nor shall it be applicable with respect to any cancellation for failure of the named insured to discharge when due any of his obligations in connection with the payment of premiums for the policy, or any installment thereof, whether payable directly to the insurer or his agent indirectly under any premium finance plan.

History: Add. 1966, Act 342, Eff. Nov. 1, 1966

PopularName Notes:

Act 218

Notes of Decisions

Cited in 2 cases, 1981–1988 · leading case: Gutierrez v. Dairyland Ins., 312 N.W.2d 187 (Mich. Ct. App. 1981).

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Gutierrez v. Dairyland Ins., 312 N.W.2d 187 (Mich. Ct. App. 1981). · cites it 2× “At his deposition, Smith testified that when he purchased the insurance he was aware that at the most it was good for only six months.”

Slaughter v. Smith, 421 N.W.2d 702 (Mich. Ct. App. 1988). “We note, however, that this provision appears in that portion of the statute dealing with cancellation of automobile liability policies (Chapter 32 of the Insurance Code), §3208 of which specifically makes the chapter not applicable to termination of coverage at the end of any…”

Annotations are extracted automatically from the opinions in the Syfert caselaw corpus and ranked by authority, recency, and treatment. Dots show Syfertize treatment of the citing case itself.