Michigan Compiled Laws

Mich. Comp. Laws § 500.3212 (2026)

Inapplicability of chapter; nonpayment of premiums.

✓ current as of July 2026

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THE INSURANCE CODE OF 1956

Act 218 of 1956

500.3212 Inapplicability of chapter; nonpayment of premiums.

Sec. 3212.

The provisions of this chapter are not applicable to cancellations occasioned by nonpayment of premiums and no hearings on appeals or other statutory provisions within this chapter are to be binding on any policy of insurance coverage that lapses due to nonpayment of premium.

History: Add. 1966, Act 342, Eff. Nov. 1, 1966

PopularName Notes:

Act 218

Notes of Decisions

Cited in 3 cases, 1979–2015 · leading case: Lewis v. Farmers Ins. Grp., 397 N.W.2d 297 (Mich. Ct. App. 1986).

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Lewis v. Farmers Ins. Grp., 397 N.W.2d 297 (Mich. Ct. App. 1986). “MCL 500.3212; MSA 24.13212. Since plaintiff’s policy, if valid, would have nevertheless lapsed before the accident due to nonpayment, his argument is meritless.”

Koopman v. Logan, 286 N.W.2d 872 (Mich. Ct. App. 1979). “13224 is specifically made nonapplicable in cases such as this one, in which the cancellation is based on nonpayment of premiums, by MCL 500.3212; MSA 24.13212. The applicable statute in this case is MCL 500.”

Russell a Reed v. Starr Indem. & Liab. Co. (Mich. Ct. App. 2015). “As of April 15, 2011 Mary did not owe Starr money for the original policy. On April 15, 2011, Mary added her son Jacob and a Pontiac Grand Am to her insurance policy with Starr.”

Annotations are extracted automatically from the opinions in the Syfert caselaw corpus and ranked by authority, recency, and treatment. Dots show Syfertize treatment of the citing case itself.