Michigan Compiled Laws

Mich. Comp. Laws § 550.1418 (2026)

Emergency health services; medical coverage required; “stabilization” defined.

✓ current as of July 2026
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THE NONPROFIT HEALTH CARE CORPORATION REFORM ACT


Act 350 of 1980


550.1418 Emergency health services; medical coverage required; “stabilization” defined.

Sec. 418.

    (1) A health care corporation certificate that provides coverage for emergency health services shall provide coverage for medically necessary services provided to a member for the sudden onset of a medical condition that manifests itself by signs and symptoms of sufficient severity, including severe pain, such that the absence of immediate medical attention could reasonably be expected to result in serious jeopardy to the individual's health or to a pregnancy in the case of a pregnant woman, serious impairment to bodily functions, or serious dysfunction of any bodily organ or part. A health care corporation shall not require a physician to transfer a patient before the physician determines that the patient has reached the point of stabilization. A health care corporation shall not deny payment for emergency health services up to the point of stabilization provided to a member under this subsection because of either of the following:

    (a) The final diagnosis.

    (b) Prior authorization was not given by the health care corporation before emergency health services were provided.

    (2) As used in this section, "stabilization" means the point at which no material deterioration of a condition is likely, within reasonable medical probability, to result from or occur during transfer of the patient.

History: Add. 1998, Act 124, Imd. Eff. June 10, 1998 ;-- Am. 2004, Act 8, Imd. Eff. Feb. 20, 2004

PopularName Notes:

Blue Cross-Blue Shield

PopularName Notes:

Act 350
Notes of Decisions
Cited in 2 cases, 2005–2015 · leading case: Tinman v. Blue Cross & Blue Shield.
Tinman v. Blue Cross & Blue Shield (Mich. Ct. App. 2005). · cites it 13× “Shortly thereafter, on October 8, 1999, plaintiff filed a complaint in the Wayne Circuit Court on behalf of himself and other similarly situated individuals, alleg *550 ing in count one that defendant systematically violates MCL 550.1418 2 by denying coverage for emergency…”
Tzvih Tinman v. Blue Cross & Blue Shield of Michigan (Mich. Ct. App. 2015). · cites it 6× “Plaintiff sued Blue Cross after Blue Cross refused to pay for Tzvih’s emergency room visit, claiming that Blue Cross violated MCL 550.1418 by denying coverage based on Tzvih’s “final diagnosis” as opposed to his presenting symptoms.”
— Mich. Comp. Laws § 550.1418(1) — 2 cases
Tinman v. Blue Cross & Blue Shield (Mich. Ct. App. 2005). “Shortly thereafter, on October 8, 1999, plaintiff filed a complaint in the Wayne Circuit Court on behalf of himself and other similarly situated individuals, alleg *550 ing in count one that defendant systematically violates MCL 550.1418 2 by denying coverage for emergency…”
Tzvih Tinman v. Blue Cross & Blue Shield of Michigan (Mich. Ct. App. 2015). “Plaintiff sued Blue Cross after Blue Cross refused to pay for Tzvih’s emergency room visit, claiming that Blue Cross violated MCL 550.1418 by denying coverage based on Tzvih’s “final diagnosis” as opposed to his presenting symptoms.”
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