Michigan Compiled Laws

Mich. Comp. Laws § 550.613 (2026)

Papers filed with commissioner of issuing state; disapproval.

✓ current as of July 2026

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CREDIT INSURANCE ACT

Act 173 of 1958

550.613 Papers filed with commissioner of issuing state; disapproval.

Sec. 13.

The commissioner within 30 days after the filing of all policies, certificates of insurance, notices of proposed insurance, applications for insurance, binders, endorsements and riders, in addition to other requirements of law, may disapprove any such form if the benefits provided therein are not reasonable in relation to the premium charge or if it contains provisions which are unjust, unfair, inequitable, misleading, deceptive or encourage misrepresentation of such policy.

History: 1958, Act 173, Eff. Sept. 13, 1958

Compiler's Notes:

For transfer of authority, powers, duties, functions, and responsibilities of the insurance bureau and the commissioner of insurance to the commissioner of the office of financial and insurance services and the office of financial and insurance services, see E.R.O. No. 2000-2, compiled at MCL 445.2003 of the Michigan compiled laws.

Notes of Decisions

Cited in 1 case, 1999–1999 · leading case: Smith v. Globe Life Ins., 597 N.W.2d 28 (Mich. 1999).

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Smith v. Globe Life Ins., 597 N.W.2d 28 (Mich. 1999). · cites it 3× “[9] MCL 550.613; MSA 24.568(13) provides: The commissioner within 30 days after the filing of all policies, certificates of insurance, notices of proposed insurance, applications for insurance, binders, endorsements and riders, in addition to other requirements of law, may…”

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