Michigan Compiled Laws

Mich. Comp. Laws § 550.622 (2026)

Rules; violation, notice of hearing, finding, order.

✓ current as of July 2026

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CREDIT INSURANCE ACT

Act 173 of 1958

550.622 Rules; violation, notice of hearing, finding, order.

Sec. 22.

The commissioner, after notice and hearing, may issue such rules and regulations in accordance with Act No. 88 of the Public Acts of 1943, as amended, being sections 24.71 to 24.82 of the Compiled Laws of 1948, and subject to Act No. 197 of the Public Acts of 1952, as amended, being sections 24.101 to 24.110 of the Compiled Laws of 1948, as he deems appropriate for the supervision of this act. Whenever the commissioner finds that there has been a violation of this act or any rules or regulations issued pursuant thereto, and after written notice thereof and hearing given to the insurer or other person authorized or licensed by the commissioner, he shall set forth the details of his findings together with an order for compliance by a specified date. The order shall be binding on the insurer and other person authorized or licensed by the commissioner on the date specified unless sooner withdrawn by the commissioner or a stay thereof has been ordered by a court of competent jurisdiction.

History: 1958, Act 173, Eff. Sept. 13, 1958

Compiler's Notes:

For transfer of authority, powers, duties, functions, and responsibilities of the insurance bureau and the commissioner of insurance to the commissioner of the office of financial and insurance services and the office of financial and insurance services, see E.R.O. No. 2000-2, compiled at MCL 445.2003 of the Michigan compiled laws.

AdminRule Notes:

R 500.2031 et seq. of the Michigan Administrative Code.

Notes of Decisions

Cited in 2 cases, 1983–1983 · leading case: Am. Way Life Ins. Co. v. Ins. Comm'r, 345 N.W.2d 634 (Mich. Ct. App. 1983).

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Am. Way Life Ins. Co. v. Ins. Comm'r, 345 N.W.2d 634 (Mich. Ct. App. 1983). “This principle is consistent with § 22 of the Credit Insurance Act, MCL 550.622; MSA 24.568(22), which places discretion in the commissioner to adopt rules and regulations "as he deems appropriate for the supervision of the act".”

Am. Way Life Ins. v. Comm'r of Ins., 345 N.W.2d 634 (Mich. Ct. App. 1983). “The commissioner was authorized pursuant to § 15 of the act to withdraw his approval of the premium upon a determination, arrived at through a contested case proceeding, that the premium rate charged by petitioner was excessive.”

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