Mich. Comp. Laws » Michigan Compiled Laws / Chapter 600 / Act 236 of 1961
Michigan Compiled Laws

Mich. Comp. Laws § 600.3212 (2026)

Notice of foreclosure by advertisement; contents.

✓ current as of July 2026
Find cases: SyfertCases citing this section MI-LEGlegislature.mi.gov JustiaChapter on Justia CornellLII Search CasesGoogle Scholar

REVISED JUDICATURE ACT OF 1961


Act 236 of 1961


600.3212 Notice of foreclosure by advertisement; contents.

Sec. 3212.

    (1) A notice of foreclosure by advertisement must include all of the following:

    (a) The names of the mortgagor, the original mortgagee, and the foreclosing assignee, if any.

    (b) The date of the mortgage and the date the mortgage was recorded.

    (c) The amount claimed to be due on the mortgage on the date of the notice.

    (d) A description of the mortgaged premises that substantially conforms with the description contained in the mortgage.

    (e) A description of the property by giving its street address, if any. The validity of the notice and the validity of any eventual sale under this chapter are not affected by the fact that the street address in the notice is erroneous or that the street address is omitted.

    (f) For a mortgage executed after December 31, 1964, the length of the redemption period as determined under section 3240.

    (g) A statement that if the property is sold at a foreclosure sale under this chapter, under section 3278 the borrower will be held responsible to the person who buys the property at the mortgage foreclosure sale or to the mortgage holder for damaging the property during the redemption period.

    (h) The name, address, and telephone number of the attorney for the party foreclosing the mortgage.

    (i) For a residential mortgage, a statement in the following form: "Attention homeowner: If you are a military service member on active duty, if your period of active duty has concluded less than 90 days ago, or if you have been ordered to active duty, please contact the attorney for the party foreclosing the mortgage at the telephone number stated in this notice.".

    (j) A statement in the following form: "Notice of foreclosure by advertisement. Notice is given under section 3212 of the revised judicature act of 1961, 1961 PA 236, MCL 600.3212, that the following mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at a public auction sale to the highest bidder for cash or cashier's check at the place of holding the circuit court in ________ County, starting promptly at (time), on (date). The amount due on the mortgage may be greater on the day of the sale. Placing the highest bid at the sale does not automatically entitle the purchaser to free and clear ownership of the property. A potential purchaser is encouraged to contact the county register of deeds office or a title insurance company, either of which may charge a fee for this information.".

    (2) The party foreclosing the mortgage shall not publish a notice of foreclosure under this chapter in a newspaper in which the party foreclosing, or its agent, has a majority ownership interest.

    

    

History: 1961, Act 236, Eff. Jan. 1, 1963 ;-- Am. 1964, Act 102, Eff. Aug. 28, 1964 ;-- Am. 1994, Act 397, Imd. Eff. Dec. 29, 1994 ;-- Am. 2004, Act 186, Imd. Eff. July 1, 2004 ;-- Am. 2011, Act 301, Imd. Eff. Dec. 22, 2011 ;-- Am. 2019, Act 142, Eff. Jan. 11, 2020

Compiler's Notes:

    Enacting section 1 of Act 301 of 2011 provides:

    "Enacting section 1. Sections 3204(4), 3205, and 3212 of the revised judicature act of 1961, 1961 PA 236, MCL 600.3204, 600.3205, and 600.3212, as amended by this amendatory act, and section 3278 of the revised judicature act of 1961, 1961 PA 236, as added by this amendatory act, apply to foreclosure proceedings in which the first notice under section 3205a of the revised judicature act of 1961, 1961 PA 236, MCL 600.3205a, is mailed to the mortgagor on or after February 1, 2012."

Notes of Decisions
Cited in 19 cases (5 in the last 5 years), 1979–2025 · leading case: Bank of Am. Na v. First Am. Title Ins. Co., 878 N.W.2d 816 (Mich. 2016).
Sort: Relevance Newest Treatment
Bank of Am. Na v. First Am. Title Ins. Co., 878 N.W.2d 816 (Mich. 2016). “3280 reads in pertinent part: When, in the foreclosure of a mortgage by advertisement, any sale of real property has been made after February 11, 1933, or shall be hereafter made by a mortgagee, trustee, or other person authorized to make the same pursuant to the power of sale…”
Battah v. Resmae Mortg. Corp., 746 F. Supp. 2d 869 (E.D. Mich. 2010). · cites it 2× “Plaintiffs complaint includes the following claims: Count I: Request for temporary injunction of the state law claims Count II: Violation of Michigan’s Foreclosure by Advertisement Statute-MCL 600.3212 Count III: Declaratory relief that the named Defendants are not holders of…”
Worthy v. World Wide Fin. Servs., Inc., 347 F. Supp. 2d 502 (E.D. Mich. 2004). “§ 600.3212(a)-(e). Plaintiff alleges that the notice of the foreclosure published in the Detroit Legal News only incorrectly described Plaintiffs gender and, therefore, the notice of foreclosure was invalid.”
Arnold v. DMR Fin. Servs., Inc., 532 N.W.2d 852 (Mich. 1995). · cites it 2× “She argued that the notice was defective because defendant did not notify her or her interests in the real estate as required by MCL 600.3212; MSA 27A.3212, and that the proceedings did not comport with MCL 600.”
Jackson Inv. Corp. v. Pittsfield Prods., Inc., 413 N.W.2d 99 (Mich. Ct. App. 1987). “By holding that a defect renders a foreclosure sale voidable, rather than void, more security is given to the title of real property.”
Bolone v. Wells Fargo Home Mortg., Inc., 858 F. Supp. 2d 825 (E.D. Mich. 2012). “§ 600.3212 sets forth the information that must be in a foreclosure notice.”
Robert Goss, Jr. v. ABN AMRO Mortg. Grp., 549 F. App'x 466 (6th Cir. 2013). “Not only does Goss allege that ABN was the original mortgagee in the complaint, but also it is a requirement of Mich. Comp. Laws § 600.3212 that “[ejvery notice of foreclosure by advertisement shall include .”
Thompke v. Fabrizio & Brook, P.C., 261 F. Supp. 3d 798 (E.D. Mich. 2017). · cites it 2× “Mich. Comp. Laws § 600.3212 . The notice must be published for four consecutive weeks “in a newspaper published in the county where the premises included in the mortgage .”
Calvert Assocs. v. Harris, 469 F. Supp. 922 (E.D. Mich. 1979). · cites it 5× “§ 600.3212. The facts relevant to this claim, as deduced from the record, are as follows.”
George Dernis v. Amos Fin. LLC (Mich. Ct. App. 2025). · cites it 7× “Notices of foreclosure must list specific items set forth in MCL 600.3212. A defect in a notice of foreclosure for failing to include the required items under this statute renders the foreclosure sale voidable.”
Rau v. Calvert Investments LLC (E.D. Mich. 2019). · cites it 6× “See Mich. Comp. Laws § 600.3212 . Mchrenzie cites no other statutory authority requiring lenders to provide consumers a notice of default and an opportunity to cure within thirty days.”
Niki Knight v. Bank of Am. Corp. (Mich. Ct. App. 2019). · cites it 2× “MCL 600.3212(c) requires that a notice of foreclosure by advertisement state “[t]he amount claimed to be due on the mortgage on the date of the notice.”
Show all 19 citing cases →
— Mich. Comp. Laws § 600.3212(1) — 1 case
Calvert Assocs. v. Harris, 469 F. Supp. 922 (E.D. Mich. 1979). “§ 600.3212. The facts relevant to this claim, as deduced from the record, are as follows.”
— Mich. Comp. Laws § 600.3212(1)(a) — 1 case
George Dernis v. Amos Fin. LLC (Mich. Ct. App. 2025). “Notices of foreclosure must list specific items set forth in MCL 600.3212. A defect in a notice of foreclosure for failing to include the required items under this statute renders the foreclosure sale voidable.”
— Mich. Comp. Laws § 600.3212(1)(b) — 1 case
George Dernis v. Amos Fin. LLC (Mich. Ct. App. 2025). “Notices of foreclosure must list specific items set forth in MCL 600.3212. A defect in a notice of foreclosure for failing to include the required items under this statute renders the foreclosure sale voidable.”
— Mich. Comp. Laws § 600.3212(1)(c) — 1 case
George Dernis v. Amos Fin. LLC (Mich. Ct. App. 2025). “Notices of foreclosure must list specific items set forth in MCL 600.3212. A defect in a notice of foreclosure for failing to include the required items under this statute renders the foreclosure sale voidable.”
— Mich. Comp. Laws § 600.3212(5) — 1 case
Calvert Assocs. v. Harris, 469 F. Supp. 922 (E.D. Mich. 1979). “§ 600.3212. The facts relevant to this claim, as deduced from the record, are as follows.”
— Mich. Comp. Laws § 600.3212(a) — 2 cases
Worthy v. World Wide Fin. Servs., Inc., 347 F. Supp. 2d 502 (E.D. Mich. 2004). “§ 600.3212(a)-(e). Plaintiff alleges that the notice of the foreclosure published in the Detroit Legal News only incorrectly described Plaintiffs gender and, therefore, the notice of foreclosure was invalid.”
the Angela Sinacola Living Trust v. Pnc Bank Na (Mich. Ct. App. 2014).
— Mich. Comp. Laws § 600.3212(c) — 1 case
Niki Knight v. Bank of Am. Corp. (Mich. Ct. App. 2019). “MCL 600.3212(c) requires that a notice of foreclosure by advertisement state “[t]he amount claimed to be due on the mortgage on the date of the notice.”
— Mich. Comp. Laws § 600.3212(d) — 2 cases
Robert Miehlke v. Bayview Condo. Ass'n (Mich. Ct. App. 2017).
Robert Miehlke v. Bayview Condo. Ass'n (Mich. Ct. App. 2017).
Annotations are extracted automatically from the opinions in the Syfert caselaw corpus and ranked by authority, recency, and treatment. Dots show Syfertize treatment of the citing case itself.