THE MICHIGAN PENAL CODE
Act 328 of 1931
750.76 Arson of insured property.
Sec. 76.
(1) A person who willfully or maliciously burns, damages, or destroys by fire or explosive any of the following or the contents of any of the following is guilty of arson of insured property:
(a) Any dwelling that is insured against loss from fire or explosion if the person caused the fire or explosion with the intent to defraud the insurer.
(b) Except as provided in subdivision (a), any building, structure, or other real property that is insured against loss from fire or explosion if the person caused the fire or explosion with the intent to defraud the insurer.
(c) Any personal property that is insured against loss by fire or explosion if the person caused the fire or explosion with the intent to defraud the insurer.
(2) Subsection (1) applies regardless of whether the person owns the dwelling, building, structure, other real property, or personal property.
(3) Arson of insured property is a felony punishable as follows:
(a) If the person violates subsection (1)(a), imprisonment for life or any term of years or a fine of not more than $20,000.00 or 3 times the value of the property damaged or destroyed, whichever is greater, or both imprisonment and a fine.
(b) If the person violates subsection (1)(b), imprisonment for not more than 20 years or a fine of not more than $20,000.00 or 3 times the value of the property damaged or destroyed, whichever is greater, or both imprisonment and a fine.
(c) If the person violates subsection (1)(c), imprisonment for not more than 10 years or a fine of not more than $20,000.00 or 3 times the value of the property damaged or destroyed, whichever is greater, or both imprisonment and a fine.
History: 1931, Act 328, Eff. Sept. 18, 1931 ;-- CL 1948, 750.76 ;-- Am. 2012, Act 532, Eff. Apr. 3, 2013
FormerLaw Notes:
See section 6 of Act 38 of 1927, being CL 1929, § 16939.
Notes of Decisions
People of Michigan v. Yas Yatoma (Mich. Ct. App. 2019).
· cites it 5× “” But even assuming the accuracy of this contention, Bell, beyond testifying about the individual conspiracies and individual fires, stated that he and Dabish were in a “partnership” with regard to setting fires.”
People of Michigan v. Steve Ellis Karacson (Mich. Ct. App. 2020).
· cites it 5× “Defendant initially claimed he was in Kentucky at the time of the fire, but an examination of his cell phone records revealed he had been in the area of his home less than an hour before the fire was reported, and he purchased a gasoline can and utility gloves a few hours…”
People of Michigan v. Ala Elia Dabish (Mich. Ct. App. 2021).
· cites it 3× “Arson of insured real property, MCL 750.76, adds two additional elements to third-degree arson and provides, in relevant part: (1) A person who willfully or maliciously burns, damages, or destroys by fire or explosive any of the following or the contents of any of the following…”
People of Michigan v. Sharyl Kay Watkins (Mich. Ct. App. 2019).
· cites it 2× “The trial court sentenced her to serve 30 to 240 months in prison for the second-degree arson conviction, and 30 to 120 months each for the arson of insured personal property and intent to commit arson convictions.”
Karascon v. Shaver (E.D. Mich. 2022).
· cites it 2× “) The petition sought relief from Karacson’s convictions and sentence of seven years to seven years, one day, for arson of an insured dwelling, Mich. Comp. Laws § 750.76 (1)(a), and insurance fraud, Mich.”
Karascon v. Shaver (E.D. Mich. 2024).
· cites it 2× “) Karacson seeks relief from his state-court convictions for arson of an insured dwelling, Mich. Comp. Laws § 750.76 (1)(a), and insurance fraud, Mich.”
Charlie’s Fam. Grill, LLC v. State Farm Fire & Cas. Co. (W.D. Mich. 2026).
· cites it 2× “) Following a jury trial in state court, David and Ryan were found guilty of arson of insured real property under Mich. Comp. Laws § 750.76 (1)(b). That statute prohibits intentionally destroying by fire any insured real property with intent to defraud the insurer.”
People of Michigan v. Rita Johnson (Mich. Ct. App. 2015).
· cites it 3× “] The crime of arson of an insured dwelling is codified in MCL 750.76, in relevant part, as follows: (1) A person who willfully or maliciously burns, damages, or destroys by fire or explosive any of the following or the contents of any of the following is guilty of arson of…”
People of Michigan v. Joshua Mark Burger (Mich. Ct. App. 2020).
“RELEVANT FACTUAL BACKGROUND This case arises out of a fire that occurred on April 12, 2017, at defendant’s pawn shop, for which defendant made an insurance claim.”
People of Michigan v. Patrick Michael Nolan (Mich. Ct. App. 2025).
“BASIC FACTS AND PROCEDURAL HISTORY This case arises out of a residential fire at defendant’s home during the early-morning hours of January 1, 2019.”
People of Michigan v. Daniel Willard Wells (Mich. Ct. App. 2015).
“The trial court sentenced defendant to serve concurrent prison terms of 7 to 20 years for the arson and conspiracy convictions and 7 to 15 years for the larceny conviction.”
— Mich. Comp. Laws § 750.76(1)(a) — 3 cases
People of Michigan v. Steve Ellis Karacson (Mich. Ct. App. 2020).
“Defendant initially claimed he was in Kentucky at the time of the fire, but an examination of his cell phone records revealed he had been in the area of his home less than an hour before the fire was reported, and he purchased a gasoline can and utility gloves a few hours…”
People of Michigan v. Rita Johnson (Mich. Ct. App. 2015).
“] The crime of arson of an insured dwelling is codified in MCL 750.76, in relevant part, as follows: (1) A person who willfully or maliciously burns, damages, or destroys by fire or explosive any of the following or the contents of any of the following is guilty of arson of…”
People of Michigan v. Patrick Michael Nolan (Mich. Ct. App. 2025).
“BASIC FACTS AND PROCEDURAL HISTORY This case arises out of a residential fire at defendant’s home during the early-morning hours of January 1, 2019.”
— Mich. Comp. Laws § 750.76(1)(b) — 3 cases
People of Michigan v. Yas Yatoma (Mich. Ct. App. 2019).
“” But even assuming the accuracy of this contention, Bell, beyond testifying about the individual conspiracies and individual fires, stated that he and Dabish were in a “partnership” with regard to setting fires.”
People of Michigan v. Joshua Mark Burger (Mich. Ct. App. 2020).
“RELEVANT FACTUAL BACKGROUND This case arises out of a fire that occurred on April 12, 2017, at defendant’s pawn shop, for which defendant made an insurance claim.”
People of Michigan v. Ala Elia Dabish (Mich. Ct. App. 2021).
“Arson of insured real property, MCL 750.76, adds two additional elements to third-degree arson and provides, in relevant part: (1) A person who willfully or maliciously burns, damages, or destroys by fire or explosive any of the following or the contents of any of the following…”
— Mich. Comp. Laws § 750.76(1)(c) — 2 cases
People of Michigan v. Sharyl Kay Watkins (Mich. Ct. App. 2019).
“The trial court sentenced her to serve 30 to 240 months in prison for the second-degree arson conviction, and 30 to 120 months each for the arson of insured personal property and intent to commit arson convictions.”
People of Michigan v. Yas Yatoma (Mich. Ct. App. 2019).
“” But even assuming the accuracy of this contention, Bell, beyond testifying about the individual conspiracies and individual fires, stated that he and Dabish were in a “partnership” with regard to setting fires.”
— Mich. Comp. Laws § 750.76(3)(a) — 1 case
People of Michigan v. Steve Ellis Karacson (Mich. Ct. App. 2020).
“Defendant initially claimed he was in Kentucky at the time of the fire, but an examination of his cell phone records revealed he had been in the area of his home less than an hour before the fire was reported, and he purchased a gasoline can and utility gloves a few hours…”
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