Minn. Stat. » CHAPTER 45. DEPARTMENT OF COMMERCE; GENERAL POWERS
Minnesota Statutes

Minn. Stat. § 45.07 (2026)

[Repealed]

✓ current as of May 2026
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[Renumbered 46.044]

Notes of Decisions
Cited in 12 cases, 1961–1985 · leading case: Blue Water Corp., Inc. v. O'TOOLE, 336 N.W.2d 279 (Minn. 1983).
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Blue Water Corp., Inc. v. O'TOOLE, 336 N.W.2d 279 (Minn. 1983). · cites it 2× “The Commerce Commission, in considering a charter application, is bound by the statutory criteria set out in Minn.Stat. § 45.07 (1982) and given, in this case, to the jury by the trial court.”
O'Connor Bros. State Bank of Renville v. Dep't of Com., 304 N.W.2d 894 (Minn. 1981). · cites it 5× “The major focuses of the controversy at the hearing were the statutorily imposed criteria of “reasonable public demand for this bank” and whether “the probable volume of business in this location is sufficient to insure and maintain the solvency of the new bank and the solvency…”
Bryan v. Cmty. State Bank of Bloomington, 172 N.W.2d 771 (Minn. 1969). · cites it 2× “However, it also provides that “nothing in this section shall be deemed to prevent resort to other means of review, redress, relief, or trial de novo provided by law * * Thus, review under the Administrative Procedure Act is optional, and traditional methods, such as cer- *231…”
Plunkett v. First Nat'l Bank of Austin, 115 N.W.2d 235 (Minn. 1962). · cites it 2× “07 provides that in case of a denial of an application for a certificate for a new bank by the Department of Commerce “the supreme court, upon petition of any person aggrieved, may review by certiorari any such order or determination of the department of commerce.”
First Nat'l Bank of Long Prairie v. Dep't of Com., 350 N.W.2d 363 (Minn. 1984). · cites it 2× “The criteria for establishing a new bank are detailed in Minn.Stat. § 45.07 (Supp.1983): If (1) the applicants are of good moral character and financial integrity, (2) there is a reasonable public demand for this bank in this location, (3) the organization expenses being paid by…”
West St. Paul State Bank v. Signal Hills State Bank, 223 N.W.2d 793 (Minn. 1974). · cites it 16× “The question then becomes: What are the criteria for approving or disapproving the moving of an established bank from one location to another? The criteria for permission to establish a new bank are found in § 45.07, which reads in part: "If the applicants are of good moral…”
In Re Application of Burrill, 114 N.W.2d 688 (Minn. 1962). · cites it 2× “759, 760 , we pointed out that § 45.07 was designed to insure safe banking and was not intended to create a monopoly.”
Suburban Nat'l Bank v. Dep't of Com., 260 N.W.2d 291 (Minn. 1977). · cites it 2× “07, authorizing the acquisition of the Prairie State Bank’s charter from its original applicants and the relocation of the bank to a site nearby Suburban National’s planned location in Eden Prairie.”
In re Change in Corp. Title & Place of Bus. Filed by First State Bank of Dover, 372 N.W.2d 79 (Minn. Ct. App. 1985). · cites it 2× “3 provides that an application by a bank to relocate its main office outside a radius of three miles must be approved or disapproved by the Commissioner as provided by Minn.Stat. §§ 45.”
Gustafson v. Richfield Bank & Trust Co., 133 N.W.2d 843 (Minn. 1965). “The prerequisites for securing a certificate of authority for a state bank charter in Minnesota are set forth in § 45.07, which reads in part as follows: “If the applicants are of good moral character and financial integrity, if there is a reasonable public demand for this bank…”
Plunkett v. First Nat'l Bank, 107 N.W.2d 220 (Minn. 1961). “It appears that there are substantial questions involved here, including issues as to whether respondent trust company is subject to the statutes applicable to banks, whether § 45.07 authorizes review of an order authorizing establishment of a bank as well as of an order denying…”
Wesely v. Minnetonka State Bank, 198 N.W.2d 158 (Minn. 1972). · cites it 2× “Under our limited scope of review, 2 a careful reading of the record demonstrates that there is substantial evidence to support the commission’s conclusionary finding that relators’ evidence failed to satisfy three of the five express statutory requirements specified in § 45.07…”
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