Minnesota Statutes

Minn. Stat. § 61A.05 (2026)

Life Policies To Contain Entire Contract

✓ current as of May 2026

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Every policy of insurance issued or delivered within this state on or after the first day of January, 1908, by any life insurance corporation doing business within the state, shall contain the entire contract between the parties.

Every policy which contains a reference to the application, either as a part of the policy or as having any bearing thereon, shall have a copy of such application attached thereto or set out therein.

Notes of Decisions

Cited in 2 cases, 1979–1986 · leading case: Carole Luta Goshey, a Citizen of Florida v. Itt Life Ins. Corp., & Minnesota Nat'l Life Ins. Co., 590 F.2d 737 (8th Cir. 1979).

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Carole Luta Goshey, a Citizen of Florida v. Itt Life Ins. Corp., & Minnesota Nat'l Life Ins. Co., 590 F.2d 737 (8th Cir. 1979). · cites it 2× “Carole Goshey also contends that Goshey’s attempted modification was ineffective because it did not comply with the provisions of Minn.Stat.Ann. § 61A.05. Minn. Stat.Ann. § 61A.”

Est. of Wigley Ex Rel. Holasek v. Great-West Life Assurance Co., 396 N.W.2d 664 (Minn. Ct. App. 1986). · cites it 3× “Every policy which contains a reference to the application, either as a part of the policy or as having any bearing thereon, shall have a copy of such application attached thereto or set out therein.”

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