Mississippi Code
Miss. Code Ann. § 63-15-53 (2026)
Self-insurance
✓ current as of July 2026
- (1) Any person in whose name more than twenty-five (25) motor vehicles are licensed may qualify as a self-insurer by obtaining a certificate of self-insurance issued by the department as provided in subsection (2) of this section.
- (2) The department may, in its discretion, upon the application of a person, issue a certificate of self-insurance when it is satisfied that such person is possessed and will continue to be possessed of ability to pay judgments obtained against such person.
- (3) Upon not less than five (5) days notice and a hearing pursuant to such notice, the department may upon reasonable grounds cancel a certificate of self-insurance. Failure to pay any judgment within thirty (30) days after such judgment shall have become final shall constitute a reasonable ground for the cancellation of a certificate of self-insurance.
Codes, 1942, § 8285-34; Laws, 1952, ch. 359, § 33, eff. 1/1/1953.
Amended by Laws, 2023, ch. 443, HB 1003,§ 30, eff. 7/1/2023.
Notes of Decisions
Cited in 6
cases, 1984–2015 · leading case: Katrice Jones-Smith v. Safeway Ins. Co., 174 So. 3d 240 (Miss. 2015).
Katrice Jones-Smith v. Safeway Ins. Co., 174 So. 3d 240 (Miss. 2015). “Miss. Code Ann. § 63-15-53 (Rev. 2013). 18”
Enter. Leasing Co.-South Cent., Inc. v. Bardin, 8 So. 3d 866 (Miss. 2009). “Miss.Code Ann. § 63-15-53 (Rev.2004). The Mississippi Department of Public Safety (“MDPS”) has issued Enterprise a certificate of self-insurance.”
Mccoy v. South Cent. Bell Tel. Co., 688 So. 2d 214 (Miss. 1996). “SCB operates as a self-insurer pursuant to Miss. Code Ann. § 63-15-53 and complies with the Mississippi Motor Vehicle Safety Law by maintaining a certificate of self-insurance pursuant to Miss.”
Thomas v. Deviney Const. Co., 458 So. 2d 694 (Miss. 1984). “) [specifically § 63-15-53], providing for application of any owner in whose name more than twenty-five motor vehicles are licensed.”
Alma McCoy v. South Cent Bell Telph Co (Miss. 1994). “SCB operates as a self-insurer pursuant to Miss. Code Ann. § 63-15-53 and complies with the Mississippi Motor Vehicle Safety Law by maintaining a certificate of self-insurance pursuant to Miss.”
Enter. Leasing Co.-South Cent., Inc. v. William H. Bardin (Miss. 2007). “Miss. Code Ann. § 63-15-53 (Rev. 2004). The Mississippi Department of Public Safety (“MDPS”) has issued Enterprise a certificate of self-insurance.”
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