Mississippi Code

Miss. Code Ann. § 85-3-2 (2026)

Certain federal exemptions prohibited

✓ current as of July 2026

Find cases: SyfertCases citing this section JustiaMiss. Code CornellLII Search CasesGoogle Scholar

In accordance with the provisions of Section 522(b) of the Bankruptcy Reform Act of 1978, as amended (11 U.S.C.S. 522(b)), residents of the State of Mississippi shall not be entitled to the federal exemptions provided in Section 522(d) of the Bankruptcy Reform Act of 1978, as amended (11 U.S.C.S. 522(d)). Nothing in this section shall affect the exemptions given to individuals of Mississippi by the Constitution and statutes of the State of Mississippi.

Laws, 1991, ch. 614, § 1, eff. 7/1/1991.

Notes of Decisions

Cited in 12 cases (7 in the last 5 years), 1992–2026 · leading case: In re Evans, 548 B.R. 449 (Bankr. N.D. Miss. 2016).

Sort: Relevance Newest Treatment

In re Evans, 548 B.R. 449 (Bankr. N.D. Miss. 2016). · cites it 2× “Miss Code Ann § 85-3-2. Mississippi’s statute on personal property exemptions provides in pertinent part: There shall be exempt from seizure under execution or attachment: (a) Tangible personal property of the following kinds selected by the debt- or, not exceeding Ten Thousand…”

In re Pace, 521 B.R. 124 (Bankr. N.D. Miss. 2014). · cites it 2× “Miss.Code Ann. § 85-3-2. C. Other States’ Homestead Exemptions.”

In the Matter of James A. Maddox, Debtors. Tower Loan of Mississippi, Inc. v. James A. Maddox, Jr., & Harold J. Barkley, Jr., Tr., 15 F.3d 1347 (5th Cir. 1994). “Miss.Code Ann. § 85-3-2. 13 . See In re Allen, 725 F.”

Barkley v. Tower Loan of Mississippi, Inc. (In Re Kennedy), 139 B.R. 389 (Bankr. N.D. Miss. 1992). “(d) Nothing in this section shall in any way affect the rights or remedies of the holder or owner of a statutory lien or voluntary security interest, (underling added) The State of Mississippi has elected to “opt-out” of the federal exemptions scheme, set forth in § 522(d),…”

Bryan Peter Fernandes (Bankr. N.D. Miss. 2019). · cites it 2× “5 Miss. Code Ann. § 85-3-2 . 4 may be claimed as exempt up to certain limits.”

Elizabeth S. Clemons (Bankr. N.D. Miss. 2021). · cites it 2× “10 Miss. Code Ann. § 85-3-2 . 11 Miss. Code Ann.”

Vasser v. Thomas Autobody & Repairs (Bankr. N.D. Miss. 2023). · cites it 2× “” (citing Miss. Code Ann. § 85-3-2 )). 14 (Dkt. # 1, p.”

Sean Rene Michael Burdette (Bankr. S.D. Miss. 2023). · cites it 2× “§ 522 (b)(2) (providing for exemptions listed in the Bankruptcy Code unless not authorized by applicable state law); Miss. Code Ann. § 85-3-2 (federal exemptions prohibited).”

John E. Farris & Jaime L. Farris (Bankr. S.D. Miss. 2022). · cites it 2× “§ 522 (b)(2) (permitting states to opt out of Bankruptcy Code’s exemptions); Miss. Code Ann. § 85-3-2 (providing that Miss.”

Quinton Strong v. Acara Solutions, Inc. (Miss. 2026). · cites it 2× “While it does not follow that the elements are the same, Mississippi chose to adopt the Fifth Circuit’s elements for judicial estoppel: “(1) the party is judicially estopped only if its position is clearly inconsistent with the previous one; (2) the court must have accepted the…”

Paula Reed (Bankr. N.D. Miss. 2022). “§ 85-3-2 18 , 500 U.S. 305, 308 (1991). 19 11 U.”

Nicole A. Cole (Bankr. N.D. Miss. 2025). “§ 85-3-4 , under which the debtor claims her exemption, within the context of section 522. The Court concludes that the debtor is not entitled to an exemption under Miss.”

Annotations are extracted automatically from the opinions in the Syfert caselaw corpus and ranked by authority, recency, and treatment. Dots show Syfertize treatment of the citing case itself.