Missouri Revised Statutes

Mo. Rev. Stat. § 365.145 (2026)

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✓ current as of May 2026

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365.145. Default — discrimination, law applicable to retail installment transactions. — Sections 408.551 to 408.562 shall apply to any retail installment transaction made pursuant to sections 365.010 to 365.160.

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(L. 1984 H.B. 1170)

Notes of Decisions

Cited in 4 cases, 1991–2020 · leading case: Fielder v. Credit Acceptance Corp., 19 F. Supp. 2d 966 (W.D. Mo. 1998).

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Fielder v. Credit Acceptance Corp., 19 F. Supp. 2d 966 (W.D. Mo. 1998). · cites it 12× “” Mo.Rev.Stat. § 365.145. Section 408.562 states: In addition to any other civil remedies or penalties provided for by law, any person who suffers any loss of money or property as a result of any act, method or practice in violation of the provisions of sections 408.”

Lankheit v. Est. of Scherer, 811 S.W.2d 853 (Mo. Ct. App. 1991). · cites it 7× “Section 365.145 reads: “Sections 408.551 to 408.”

Shelby v. Oak River Ins. Co. (W.D. Mo. 2018). “The counterclaim sought “statutory minimum damages in the amount provided by § 9-625(c)(2) of the UCC,” damages equal to the “time price differential, delinquency and collection charges” under § 365.145 Mo. Rev. Stat., and prejudgment interest.”

Roberts v. Harley Davidson Finanical Servs. Inc (W.D. Mo. 2020). “562 which, pursuant to § 365.145, permits a court to discretionarily award equitable relief as it deems necessary and proper when a person suffers a loss of any money or property as the result of an unlawful act or practice relating to a retail installment transaction.”

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