Missouri Revised Statutes

Mo. Rev. Stat. § 375.035 (2026)

Renewal after termination of producer's contract

✓ current as of May 2026

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375.035. Renewal after termination of producer's contract. — 1. Any insurer in this state shall, upon termination or cancellation of an independent insurance producer's contract, permit the renewal of all contracts of insurance written by the independent insurance producer for a period of one year from the date of termination, as determined by the underwriting requirements of the insurer. If any insured fails to meet the current underwriting requirements of the insurer, the insurer shall give the terminated independent insurance producer and the insured thirty days' notice of its intention not to renew the contract of insurance.

2. Any insurer renewing contracts of insurance in accordance with this section shall pay commissions for the renewals to the terminated or cancelled independent insurance producer in the same amount and manner as paid to the independent insurance producer under the terminated or cancelled contract.

3. When the insurer renews a contract of insurance pursuant to this section, the renewal shall be for a time period equal to the greater of one year or one additional term of the term specified in the original contract.

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(L. 1979 H.B. 506 § 3, A.L. 2001 S.B. 193)

Effective 1-01-03

Notes of Decisions

Cited in 3 cases (1 in the last 5 years), 1993–2023 · leading case: R.L. Nichols Ins. Inc. v. Home Ins. Co., 865 S.W.2d 665 (Mo. 1993).

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R.L. Nichols Ins. Inc. v. Home Ins. Co., 865 S.W.2d 665 (Mo. 1993). · cites it 9× “, filed suit against The Home Insurance Company seeking actual and punitive damages for the alleged violation of § 375.035, RSMo 1986 1 , by Home Insurance.”

Prof'l Ins. Managers, Inc. v. RCA Mut. Ins. Co., 884 S.W.2d 332 (Mo. Ct. App. 1994). · cites it 10× “-033(1), RSMo to the Petitioners”; “RCA *335 failed to pay Petitioners commissions for the insurance policies it renewed for Petitioners’ customers pursuant to section 375.035, RSMo.”; and “RCA did not violate section 375.”

Patterson v. Bank of Am. N.A. (E.D. Mo. 2023). “] § 375.035 and has not created a private cause of action for the violation of that section, the court properly sustained the motion for judgment on the pleadings”); and Johnson, 885 S.”

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