Missouri Revised Statutes

Mo. Rev. Stat. § 375.930 (2026)

Citation of law

✓ current as of May 2026
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  375.930.  Citation of law — purpose — construction. — 1.  Sections 375.930 to 375.948 may be cited as the "Unfair Trade Practice Act".

  2.  The purpose of sections 375.930 to 375.948 is to regulate trade practices in the business of insurance in accordance with the Act of Congress of March 9, 1945 (Public Law 15, 79th Congress), by defining, or providing for the determination of, all such practices in this state which constitute unfair methods of competition or unfair or deceptive acts or practices and by prohibiting the trade practices so defined or determined.  Nothing in sections 375.930 to 375.948 shall be construed to create or imply a private cause of action for a violation of sections 375.930 to 375.948.

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(L. 1959 H.B. 251 § 1, A.L. 1978 H.B. 1447, A.L. 1991 S.B. 53)

Notes of Decisions
Cited in 14 cases, 1971–2010 · leading case: Farm Bureau Town & Country Ins. Co. v. Angoff, 909 S.W.2d 348 (Mo. 1995).
Farm Bureau Town & Country Ins. Co. v. Angoff, 909 S.W.2d 348 (Mo. 1995). · cites it 2× “936 if: (1) It is committed in conscious disregard of sections 375.930 to 375.948 or of any rules promulgated under sections 375.”
Fischer, Spuhl, Herzwurm & Assocs., Inc. v. Forrest T. Jones & Co., 586 S.W.2d 310 (Mo. 1979). · cites it 2× “In sharp contrast, respondents contend that they are exempted from the Act because their allegedly anticompetitive conduct may violate insurance regulations that prohibit unfair practices and fraud under §§ 375.930 to 375.948, RSMo 1978. Respondents thus contend that these…”
Wenthe v. Willis Corroon Corp., 932 S.W.2d 791 (Mo. Ct. App. 1996). · cites it 4× “Wenthe's last argument attacking the summary judgment is that the release provides for an illegal rebate of insurance premiums under § 375.930(2), RSMo 1994. We find the argument unavailing because the statute does not allow a private cause of action for alleged violations.”
Grisamore v. State Farm Mut. Auto. Ins. Co., 306 S.W.3d 570 (Mo. Ct. App. 2010). · cites it 4× “Further, State Farm states it and its claim representative Randall Sisk have only an adversarial relationship with Plaintiff; therefore, they have no contractual obligation, duties, and/or responsibility beyond those imposed by law, and that any such duty or obligations to…”
Vickers v. Progressive Cas. Ins. Co., 979 S.W.2d 200 (Mo. Ct. App. 1998). · cites it 2× “In their third point, plaintiffs contend that the trial court abused its discretion in denying them leave to amend Count VIII to state a claim for common law fraud, on the basis that common law fraud is displaced by Section 375.930, the Unfair *205 Trade Practices Act, which…”
Klinginsmith v. Missouri Dep't of Consum. Affairs, 693 S.W.2d 226 (Mo. Ct. App. 1985). · cites it 3× “The statutes conflicting with the foregoing are to be found in §§ 375.930 et seq., the Unfair Practices and Frauds Act, an act ostensibly designed to regulate the business of insurance companies.”
Tufts v. Madesco Inv. Corp., 524 F. Supp. 484 (E.D. Mo. 1981). “That section reads as follows: No order of the director under sections 375.930 to 375.948 or order of a court to enforce the same shall in any way relieve *487 or absolve any person affected by such order from any liability under any other laws of this state.”
Seasongood v. K & K INS. AGCY., 414 F. Supp. 698 (E.D. Mo. 1976). · cites it 6× “Count III of plaintiff's complaint is based on sections 375.930, et seq., R.S.Mo.1969, which prohibit unfair practices in the insurance industry, and specifically on section 375.”
Prof'l Ins. Managers, Inc. v. RCA Mut. Ins. Co., 884 S.W.2d 332 (Mo. Ct. App. 1994). · cites it 2× “-936 if: (1) It is committed in conscious disregard of sections 375.930 to 375.948 or any rules promulgated under sections 375.”
Nat'l City Lines, Inc. v. LLC Corp., 524 F. Supp. 906 (W.D. Mo. 1981). “” Sections 375.930 through 375.-948 protect policyholders from deceptive practices.”
Mathis v. Auto. Club Inter-Ins. Exch., 410 F. Supp. 1037 (W.D. Mo. 1976). · cites it 2× “§ 375.930 et seq., which expressly regulates “trade practices in the business of insurance in accordance with the intent of Congress as expressed in [the McCarran-Ferguson Act].”
Risk Control Assocs., Inc. v. Melahn, 822 S.W.2d 531 (Mo. Ct. App. 1991). · cites it 2× “934 which prohibits any person from engaging in any trade practice which is defined in § 375.930 to § 375.948 as an unfair method of competition or an unfair or deceptive act or practice in the business of insurance.”
— Mo. Rev. Stat. § 375.930(2) — 1 case
Wenthe v. Willis Corroon Corp., 932 S.W.2d 791 (Mo. Ct. App. 1996). “Wenthe's last argument attacking the summary judgment is that the release provides for an illegal rebate of insurance premiums under § 375.930(2), RSMo 1994. We find the argument unavailing because the statute does not allow a private cause of action for alleged violations.”
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