Missouri Revised Statutes
Mo. Rev. Stat. § 380.031 (2026)
Exemption from insurance laws, exceptions
✓ current as of May 2026
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380.031. Exemption from insurance laws, exceptions. — Any Missouri mutual insurance company operating under the provisions of sections 380.011 to 380.151 shall be exempt from all provisions of other insurance laws of this state unless such laws shall expressly declare that they are applicable to such Missouri mutual insurance companies.
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(L. 1984 H.B. 1498)
Effective 1-01-85
Notes of Decisions
Cited in 3
cases (1 in the last 5 years), 1987–2023 · leading case: Catron v. Columbia Mut. Ins. Co., 723 S.W.2d 5 (Mo. 1987).
Catron v. Columbia Mut. Ins. Co., 723 S.W.2d 5 (Mo. 1987). “The principal opinion exhibits an almost total lack of understanding of the farmers' mutual insurance law of Missouri. If the vexatious delay statute, § 375.”
Farmers' & Laborers' Co-Operative Ins. Ass'n v. Dir. of Revenue, 742 S.W.2d 141 (Mo. 1987). “1498, replaced by sections 380.031, 380.511, RSMo 1986) requires express reference to a farm mutual company in the corporate income tax law before such a law can be applied.”
Lee v. State Farm Fire & Cas. Co. (E.D. Mo. 2023). “§ 380.031 and MO. REV. STAT. § 380.511 explicitly exempt Missouri Mutual Insurance companies from all other insurance laws of the state.”
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