Nebraska Revised Statutes

Neb. Rev. Stat. § 44-6407 (2026)

Uninsured or underinsured motor vehicle; exclusions

✓ current as of July 2026
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An uninsured or underinsured motor vehicle shall not include a motor vehicle:

(1) Insured under the liability coverage of the same policy of which the uninsured or underinsured motorist coverage is a part;

(2) Owned by, furnished, or available for the regular use of the named insured or any resident of the insured's household;

(3) Which is self-insured under sections 60-562 to 60-564 or is self-insured within the meaning of the motor vehicle financial responsibility law of any other state in which the motor vehicle is registered or any federal law which requires maintenance of financial responsibility;

(4) Which is owned by any government, political subdivision, or agency thereof; or

(5) Which is located and used as a residence or premises and not as a vehicle.

Notes of Decisions
Cited in 7 cases, 1998–2020 · leading case: Cont'l W. Ins. Co. v. Conn, 629 N.W.2d 494 (Neb. 2001).
Cont'l W. Ins. Co. v. Conn, 629 N.W.2d 494 (Neb. 2001). · cites it 15× “Under Nebraska law, pursuant to Neb. Rev. Stat. § 44-6407 (Cum. Supp. 1994) of the Uninsured and Underinsured Motorist Insurance Coverage Act, an “uninsured or underinsured motor vehicle shall not include a motor vehicle .”
Steffen v. Progressive N. Ins. Co., 754 N.W.2d 730 (Neb. 2008). · cites it 3× “" [10] Certain exclusions to "underinsured motor vehicle" are set forth in § 44-6407, which are not applicable here.”
Kline v. Farmers Ins. Exch., 766 N.W.2d 118 (Neb. 2009). · cites it 2× “See, also, § 44-6407. [13] § 44-6406. See, also, § 44-6407.”
Am. States Ins. v. Farm Bureau Ins., 583 N.W.2d 358 (Neb. Ct. App. 1998). · cites it 2× “” Section 44-6407 (Cum. Supp. 1996) provides for exclusions from the definition of “uninsured motor vehicle” and includes a vehicle covered by the same policy as the insured; a vehicle owned by, furnished, or available for the regular use of the named insured or any resident of…”
Adams v. State, 625 N.W.2d 190 (Neb. 2001). · cites it 2× “§ 60-575 (Reissue 1993) (now codified at Neb. Rev. Stat. § 44-6407 (4) (Reissue 1998)) of the Underinsured Motorist Insurance Coverage Act, and because they are not, an underinsured motorist insurer does not have a right of subrogation against the State as it otherwise would…”
Sawo v. Battle Creek Mut. Ins. Co. (Neb. Ct. App. 2020). · cites it 3× “Section 44-6407 states, in relevant part, that an uninsured motor vehicle “shall not include a motor vehicle: (1) Insured under the liability coverage of the same policy of which the uninsured or underinsured motorist coverage is a part.”
Shelter Ins. Co. v. Gomez, 306 Neb. 607 (Neb. 2020). “40 See §§ 44-6407 and 44-6413. 41 See § 44-6411.”
— Neb. Rev. Stat. § 44-6407(4) — 1 case
Cont'l W. Ins. Co. v. Conn, 629 N.W.2d 494 (Neb. 2001). “Under Nebraska law, pursuant to Neb. Rev. Stat. § 44-6407 (Cum. Supp. 1994) of the Uninsured and Underinsured Motorist Insurance Coverage Act, an “uninsured or underinsured motor vehicle shall not include a motor vehicle .”
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