Nebraska Revised Statutes

Neb. Rev. Stat. § 44-6410 (2026)

Stacking of coverage; prohibited; exception

✓ current as of July 2026
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Regardless of the number of vehicles involved, persons covered, claims made, vehicles or premiums shown on the policy, or premiums paid, the limits of liability for uninsured or underinsured motorist coverage for two or more motor vehicles insured under the same policy or separate policies shall not be added together, combined, or stacked to determine the limit of insurance coverage available to an injured person for any one accident except as provided in section 44-6411.

Notes of Decisions
Cited in 4 cases, 1998–2009 · leading case: Rasmussen v. State Farm Mut. Auto. Ins., 770 N.W.2d 619 (Neb. 2009).
Rasmussen v. State Farm Mut. Auto. Ins., 770 N.W.2d 619 (Neb. 2009). · cites it 2× “Nebraska law provides: Regardless of the number of vehicles involved, persons covered, claims made, vehicles or premiums shown on the policy, or premiums paid, the limits of liability for uninsured or underinsured motorist coverage for two or more motor vehicles insured under…”
Beckler v. State Farm Mut. Auto. Ins., 987 P.2d 768 (Ariz. Ct. App. 1999). · cites it 2× “Arizona has a strong interest in having its law applied equally and for that purpose.”
Am. States Ins. v. Farm Bureau Ins., 583 N.W.2d 358 (Neb. Ct. App. 1998). · cites it 3× “” Section 44-6410 (Cum. Supp. 1996) provides that policies shall not be stacked, and § 44-6411 (Cum.”
Weston v. Cont'l W. Ins., 720 N.W.2d 904 (Neb. Ct. App. 2006). · cites it 9× “Relevant to the present case, § 44-6410 specifically provides: Regardless of the number of vehicles involved, persons covered, claims made, vehicles or premiums shown on the policy, or premiums paid, the limits of liability for uninsured or underinsured motorist coverage for two…”
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