Nev. Rev. Stat. » NRS: CHAPTER 107 - DEEDS OF TRUST
Nevada Revised Statutes

Nev. Rev. Stat. § 107.015 (2026)

Definitions

✓ current as of July 2026
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NRS 107.015  Definitions.  As used in this chapter:

      1.  “Association” and “unit-owners’ association” have the meanings ascribed to them in NRS 116.011.

      2.  “Beneficiary” means the beneficiary of the deed of trust or the successor in interest of the beneficiary or any person designated or authorized to act on behalf of the beneficiary or its successor in interest.

      3.  “Cooperative” has the meaning ascribed to it in NRS 116.031.

      4.  “Facsimile machine” means a device which receives and copies a reproduction or facsimile of a document or photograph which is transmitted electronically or telephonically by telecommunications lines.

      5.  “Noncommercial lender” means a lender which makes a loan secured by a deed of trust on owner-occupied housing and which is not a bank, financial institution or other entity regulated pursuant to title 55 of NRS.

      6.  “Owner-occupied housing” means housing that is occupied by an owner as the owner’s primary residence. The term does not include vacant land or any time share or other property regulated under chapter 119A of NRS.

      7.  “Person with an interest” means any person who has or claims any right, title or interest in, or lien or charge upon, the real property described in a deed of trust, as evidenced by any document or instrument recorded in the office of the county recorder of the county in which any part of the real property is situated.

      8.  “Proprietary lease” has the meaning ascribed to it in NRS 116.077.

      9.  “Residential foreclosure” means the sale of a single-family residence under a power of sale granted by NRS 107.0805.

      10.  “Sale in lieu of a foreclosure sale” has the meaning ascribed to it in NRS 40.429.

      11.  “Single-family residence” means a structure that is comprised of not more than four units. The term does not include vacant land or any time share or other property regulated under chapter 119A of NRS.

      12.  “Title insurer” has the meaning ascribed to it in NRS 692A.070.

      13.  “Trustee” means the trustee of record.

      14.  “Unit” has the meaning ascribed to it in NRS 116.093.

      (Added to NRS by 1995, 1518; A 2019, 1344; 2023, 604)

     

Notes of Decisions
Cited in 2 cases (1 in the last 5 years), 2020–2023 · leading case: Wishengrad v. Carrington Mortg. Servs., 529 P.3d 880 (Nev. 2023).
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Wishengrad v. Carrington Mortg. Servs., 529 P.3d 880 (Nev. 2023). · cites it 4× “015 defines "[o]wner occupied housing" as "housing that is occupied by an owner as the owner's primary residence.”
Agio, Llc Vs. Quality Loan Serv. Corp., 472 P.3d 186 (Nev. 2020). “At the time Quality conducted its sale, the property was no longer owner-occupied because Agio owned it and did not occupy the property as its primary residence, thus NRS 107.”
— Nev. Rev. Stat. § 107.015(6) — 2 cases
Wishengrad v. Carrington Mortg. Servs., 529 P.3d 880 (Nev. 2023). “015 defines "[o]wner occupied housing" as "housing that is occupied by an owner as the owner's primary residence.”
Agio, Llc Vs. Quality Loan Serv. Corp., 472 P.3d 186 (Nev. 2020). “At the time Quality conducted its sale, the property was no longer owner-occupied because Agio owned it and did not occupy the property as its primary residence, thus NRS 107.”
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