NC General Statutes

N.C. Gen. Stat. § 53-244.010 (2026)

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✓ current as of July 2026

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This Article may be cited as the "North Carolina Secure and Fair Enforcement (S.A.F.E.) Mortgage Licensing Act." (2009-374, s. 2; 2025-43, s. 1.)

Notes of Decisions

Cited in 9 cases (2 in the last 5 years), 2011–2022 · leading case: Arnesen v. Rivers Edge Golf Club & Plantation, Inc., 781 S.E.2d 1 (N.C. 2015).

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Arnesen v. Rivers Edge Golf Club & Plantation, Inc., 781 S.E.2d 1 (N.C. 2015). · cites it 12× “) Mortgage Licensing Act”) (codified as amended at N.C.G.S. §§ 53-244.010 to 53-244.121). -15- ARNESEN V.”

Mansfield v. Vanderbilt Mortg. & Fin., Inc., 29 F. Supp. 3d 645 (E.D.N.C. 2014). · cites it 2× “1F; (2) breach of the Secure and Fair Enforcement Mortgage Licensing Act (“SAFE Act”), N.C. Gen.Stat. § 53-244.010 et seq.; (3) violation of the North Carolina Unfair and Deceptive Trade Practices Act (“UDPTA”) N.”

Dallaire v. Bank of Am., N.A., 738 S.E.2d 731 (N.C. Ct. App. 2012). · cites it 2× “Laws 681 (codified at N.C. Gen. Stat. § 53-244.010 to 53-244.121 (2011)).”

Countrywide Home Loans, Inc. v. Reed, 725 S.E.2d 667 (N.C. Ct. App. 2012). · cites it 2× “The Secure and Fair Enforcement Mortgage Licensing Act, N.C. Gen. Stat. § 53-244.010 , et seq., was codified.”

Anderson v. Coastal Cmtys. at Ocean Ridge Plantation, Inc., 2012 NCBC 33 (N.C. Bus. Ct. 2012). “69 Plaintiffs contend that Coastal Defendants warranted through recorded restrictive 67 In 2009, the MLA was repealed and replaced by the Secure and Fair Enforcement Mortgage Licensing Act, G.S. 53-244.010, et seq. 68 Compl. ¶ 416.”

Cordaro v. Harrington Bank, FSB, 817 S.E.2d 247 (2018). “3 See N.C. Gen. Stat. § 53-244.010 , et seq. (2017).”

Norment v. Rabon, 2021 NCBC 1 (N.C. Bus. Ct. 2021). · cites it 2× “G.S. § 53-244.010 et seq.) requires individuals and businesses engaging in the mortgage business as a mortgage loan originator, transitional mortgage loan originator, mortgage lender, mortgage broker, or mortgage servicer to be licensed through the North Carolina Commissioner of…”

Pike v. Wells Fargo Bank, N.A. (E.D.N.C. 2022). “§ 53-244.010, et seq. 16 2 by alleging Wells Fargo’s superior knowledge, Wells Fargo’s obligations under the NFIA, or any duty Wells Fargo may have owed them.”

Anderson v. Coastal Communities at Ocean Ridge Plantation, Inc, 2011 NCBC 14 (N.C. Bus. Ct. 2011). “(repealed and replaced by the Secure and Fair Enforcement Mortgage Licensing Act G.S. 53-244.010, et seq.), to inform Plaintiffs about Saunders' selection of JPA as the appraiser, BB&T's decision to use an outside appraiser and BB&T's reliance on "clearly deficient appraisals…”

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