Ohio Rev. Code » Chapter 1349
Ohio Revised Code

Ohio Rev. Code § 1349.29 (2026)

Right to rescind

✓ current as of May 2026
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Effective:
May 24, 2002
Latest Legislation:
House Bill 386 - 124th General Assembly
PDF:
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If a covered loan transaction includes any term prohibited by section 1349.27 of the Revised Code, the consumer shall have the right to rescind the transaction in accordance with section 129(j) of the "Home Ownership and Equity Protection Act of 1994," 108 Stat. 2190, 15 U.S.C.A. 1639(j), as amended, and the regulations adopted thereunder by the federal reserve board, as amended.
Notes of Decisions
Cited in 2 cases, 2005–2006 · leading case: Am. Fin. Servs. Ass'n v. City of Cleveland, 112 Ohio St. 3d 170 (Ohio 2006).
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Am. Fin. Servs. Ass'n v. City of Cleveland, 112 Ohio St. 3d 170 (Ohio 2006). “R.C. 1349.29. {¶ 60} Creditors who violate the Ohio statutes face felony criminal charges.”
Am. Fin. Servs. Ass'n v. City of Toledo, 830 N.E.2d 1233 (Ohio Ct. App. 2005). “27), provides the remedy of rescission to *491 predatory-lending victims (R.C. 1349.29), and authorizes the Superintendent of Financial Institutions to investigate and penalize creditors who violate the law (R.”
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