Ohio Rev. Code » Chapter 3911
Ohio Revised Code

Ohio Rev. Code § 3911.01 (2026)

Authorized types of business

✓ current as of May 2026
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Effective:
March 20, 1972
Latest Legislation:
Senate Bill 444 - 109th General Assembly
PDF:
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No life insurance company, organized under the laws of this state, shall undertake any business or risk except as provided in this section, and no company, partnership, or association, organized or incorporated by act of congress, or under the laws of this or any other state of the United States, or by any foreign government, transacting the business of life insurance in this state, shall be permitted to take any kind of risks, except those connected with the making of insurance on life or against accidents to persons, sickness, or temporary or permanent physical disability, and with the granting, purchasing, and disposing of annuities. A life insurance company may also assume reinsurance of medical payments, accidental death, dismemberment, or disability coverages written by any insurance company other than life as supplementary coverages to any policy of liability insurance as described in division (A) of section 3923.20 of the Revised Code. The business of life insurance, or life and accident insurance, in this state, shall not be in any way transacted by any company, partnership, or association which in this state, or in any other state or country, makes insurance on marine, fire, inland, or any other risk, or does a banking or any other kind of business in connection with insurance.
Notes of Decisions
Cited in 3 cases, 1975–2008 · leading case: Trangenstein v. Wheaton Coll. Bd. of Trs., 773 N.E.2d 602 (Ohio Ct. App. 2002).
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Trangenstein v. Wheaton Coll. Bd. of Trs., 773 N.E.2d 602 (Ohio Ct. App. 2002). · cites it 6× “” {¶ 7} Though Trangenstein cites a number of insurance statutes, her claim is founded on the provisions of R.C. 3911.01. That section provides, inter alia: “No life insurance company * * * and no company, partnership, or association, organized or incorporated * * * under the…”
Rhiel v. OhioHealth Corp. (In Re Hunter), 380 B.R. 753 (Bankr. S.D. Ohio 2008). · cites it 2× “15(A) (West 2007) (emphasis added); see also Ohio Rev.Code Ann. § 3911.01 (“The business of life insurance .”
Bus. Data Servs., Inc. v. Kosydar, 330 N.E.2d 671 (Ohio 1975). · cites it 2× “01: “No life insurance company organized by act of Congress, or under the laws of any other state of the United States, shall transact any business of insurance defined in Section 3911.01 of the Revised Code, on the capital stock or mutual plan, in this state, until it procures…”
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