Ohio Rev. Code » Chapter 4509
Ohio Revised Code

Ohio Rev. Code § 4509.53 (2026)

Provisions incorporated into policy by law

✓ current as of May 2026
Find cases: SyfertCases citing this section ORCcodes.ohio.gov (official) Justiaon Justia CornellLII Search CasesGoogle Scholar
Effective:
February 12, 2004
Latest Legislation:
House Bill 139 - 125th General Assembly
PDF:
Download Authenticated PDF
 

Every motor-vehicle liability policy is subject to the following provisions which need not be contained therein:

(A) Subject to the terms and conditions of the policy, the liability of the insurance carrier with respect to the insurance required by sections 4509.01 to 4509.78 of the Revised Code, shall become conclusive whenever injury or damage covered by the policy occurs; the policy shall not be canceled or annulled as to such liability by any agreement between the insurance carrier and the insured after the occurrence of the injury; no statement made by the insured or on the insured's behalf shall defeat or void the policy.

(B) The satisfaction by the insured of a judgment for such injury or damage shall not be a condition precedent to the right or duty of the insurance carrier to make payment on account of such injury or damage.

(C) The insurance carrier may settle any claim covered by the policy, and if such settlement is made in good faith, the amount thereof shall be deductible from the limits of liability specified in division (B) of section 4509.51 of the Revised Code.

(D) The policy, the written application therefor, and any rider or indorsement which does not conflict with sections 4509.01 to 4509.78 of the Revised Code, shall constitute the entire contract between the parties.
Notes of Decisions
Cited in 6 cases, 1987–2015 · leading case: Bigler v. Pers. Serv. Ins. Co., 2014 Ohio 1467 (Ohio Ct. App. 2014).
Sort: Relevance Newest Treatment
Bigler v. Pers. Serv. Ins. Co., 2014 Ohio 1467 (Ohio Ct. App. 2014). · cites it 3× “Pursuant to the version of R.C. 4509.53 in effect at the time: {¶70} “Every motor-vehicle liability policy is subject to the following provisions which need not be contained therein: {¶71} (A) The liability of the insurance carrier with respect to the insurance required by…”
Progressive N. Ins. Co. v. Corder, 15 S.W.3d 381 (Ky. 2000). · cites it 2× “1-1 l(6)(a); Ohio Rev. Code Ann. § 4509.53 (A); Okla.Stat.”
West Am. Ins. v. Maurer, 535 N.E.2d 388 (Ohio Ct. App. 1987). “Appellant’s arguments as to the intent of R.C. 4509.53(D) cannot be extended to lessees of insured parties.”
Torres Vs. Nev. Direct Ins. Co. c/w 61640, 2015 NV 54 (Nev. 2015). “1-11 (6)(a) (2008); Ohio Rev. Code Ann. § 4509.53 (A) (LexisNexis 2014); Okla.”
Torres Vs. Nev. Direct Ins. Co. c/w 61640, 2015 NV 54 (Nev. 2015). “1-11 (6)(a) (2008); Ohio Rev. Code Ann. § 4509.53 (A) (LexisNexis 2014); Okla.”
Torres Vs. Nev. Direct Ins. Co. c/w 61640, 2015 NV 54 (Nev. 2015). “1-11 (6)(a) (2008); Ohio Rev. Code Ann. § 4509.53 (A) (LexisNexis 2014); Okla.”
— Ohio Rev. Code § 4509.53(A) — 2 cases
Bigler v. Pers. Serv. Ins. Co., 2014 Ohio 1467 (Ohio Ct. App. 2014). “Pursuant to the version of R.C. 4509.53 in effect at the time: {¶70} “Every motor-vehicle liability policy is subject to the following provisions which need not be contained therein: {¶71} (A) The liability of the insurance carrier with respect to the insurance required by…”
Progressive N. Ins. Co. v. Corder, 15 S.W.3d 381 (Ky. 2000). “1-1 l(6)(a); Ohio Rev. Code Ann. § 4509.53 (A); Okla.Stat.”
— Ohio Rev. Code § 4509.53(D) — 1 case
West Am. Ins. v. Maurer, 535 N.E.2d 388 (Ohio Ct. App. 1987). “Appellant’s arguments as to the intent of R.C. 4509.53(D) cannot be extended to lessees of insured parties.”
Annotations are extracted automatically from the opinions in the Syfert caselaw corpus and ranked by authority, recency, and treatment. Dots show Syfertize treatment of the citing case itself.