Oklahoma Statutes

Okla. Stat. tit. 36, § 1250.1 (2026)

Short title

✓ current as of July 2026

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Sections 1250.1 through 1250.16 of this title shall constitute a part of the Oklahoma Insurance Code and shall be known and may be cited as the "Unfair Claims Settlement Practices Act". Added by Laws 1986, c. 315, § 5, emerg. eff. June 24, 1986. Amended by Laws 1994, c. 342, § 1, eff. Sept. 1, 1994. Renumbered from §

1221 of this title by Laws 1994, c. 342, § 20, eff. Sept. 1, 1994. Amended by Laws 1997, c. 5, § 1, emerg. eff. March 25, 1997.

Notes of Decisions

Cited in 6 cases (2 in the last 5 years), 1999–2024 · leading case: Lewis v. Aetna U.S. Healthcare, Inc., 78 F. Supp. 2d 1202 (N.D. Okla. 1999).

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Lewis v. Aetna U.S. Healthcare, Inc., 78 F. Supp. 2d 1202 (N.D. Okla. 1999). · cites it 2× “5 *1206 It is settled law that Oklahoma does not recognize a private right of action for a violation of the Unfair Settlement Practices Act, Okla. Stat. tit. 36 § 1250.1 et seq. See Gianfillippo v.”

Zaloudek Grain Co. v. Compsource Oklahoma, 298 P.3d 520 (Okla. 2012). “2(7), provides as follows: "Insurer” means a person licensed by the Commissioner to issue or who issues any insurance policy or insurance contract in this state, including Compsource, and also includes health maintenance organizations.”

Hellard v. Mid Century Ins. Co. (N.D. Okla. 2021). “Cary asserts “[MCIC] clearly failed to comply with,” as well as recitation of provisions of the Oklahoma Unfair Claim Settlement Practices Act, Okla. Stat. tit. 36, § 1250.1 , et seq. (OUCSPA), he asserts were violated.”

Daniels v. CSAA Gen. Ins. Co. (W.D. Okla. 2019). “Neither expert shall: (a) make statements regarding Oklahoma’s Unfair Claims Settlement Practices Act, 36 O.S. § 1250.1 et seq.; (b) give opinions that constitute legal conclusions; (c) interpret any laws that govern bad faith claims and, in particular, make any statements that…”

Morgan v. Provident Life & Accident Ins. Co. (W.D. Okla. 2024). “lden Rule” arguments; 6) Defendant’s post-decision or post- litigation conduct; 7) medical reviews of other insureds’ disability claims; 8) definitions of “bad faith” conduct, such as characterizing certain claim-handling practices as unfair or unreasonable and invoking…”

Council Oaks v. Farmington Cas. (10th Cir. 2000). “The court rejected plaintiff’s waiver and estoppel arguments, and its contention that Farmington’s alleged failure to comply with the Oklahoma Unfair Claims Settlement Practices Act (UCSPA), Okla. Stat. tit. 36, §§ 1250.1 -.16, precluded it from raising the limitations defense.”

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