A. No insurance policy form or application form, where written application is required and is to be made a part of the policy, rider or endorsement form other than surety bond forms and such other insurance policy forms as are hereinafter specifically otherwise provided for shall be issued, delivered, or used unless filed with and approved by the Insurance Commissioner. This section shall not apply to policies, riders or endorsements of unique character designed for and used with relation to insurance upon a particular subject or which relate to the manner of distribution of benefits or to the reservation of rights and benefits under life or accident and health policies, and are used at the request of the individual policyholder, contract holder, or certificate holder. B. Every such filing shall be made not less than sixty (60) days in advance of any such delivery. At the expiration of such sixty (60) days the form so filed shall be deemed approved unless
prior thereto it has been affirmatively approved or disapproved by order of the Insurance Commissioner. Approval of any such form by the Commissioner shall constitute a waiver of any unexpired portion of such waiting period. The Insurance Commissioner may extend by not more than an additional thirty (30) days the period within which he may so affirmatively approve or disapprove any such form, by giving notice of such extension before expiration of the initial sixty-day period. At the expiration of any such period as so extended, and in the absence of such prior affirmative approval or disapproval, any such form shall be deemed approved. The Insurance Commissioner may at any time, after notice and for cause shown, withdraw any such approval. C. Any order of the Insurance Commissioner disapproving any such form or withdrawing a previous approval shall state the grounds therefor. D. The Insurance Commissioner may, by order, exempt from the requirements of this section for so long as he deems proper any insurance document or form or type thereof as specified in such order, to which, in his discretion this section may not practicably be applied, or the filing and approval of which are, in his opinion, not desirable or necessary for the protection of the public. E. This section shall apply also to any such form used by domestic insurers for delivery in a jurisdiction outside Oklahoma, if the insurance supervisory official of such jurisdiction informs the Insurance Commissioner that such form is not subject to approval or disapproval by such official, and upon the Commissioner's order requiring the form to be submitted to him for the purpose. Amended by Laws 1987, c. 210, § 35, eff. July 1, 1987.
Notes of Decisions
Gary v. Am. Cas. Co. of Reading, Pa., 753 F. Supp. 1547 (W.D. Okla. 1990).
· cites it 4× “The court’s statement that it was not persuaded that exclusion from evidence was the legislature’s intent as to the proper punishment for noncompliance with Okla. Stat. tit. 36, § 3610 and its citation to Southern Casualty Co.”
Powell v. Am. Cas. Co. of Reading, Pa., 772 F. Supp. 1188 (W.D. Okla. 1991).
· cites it 2× “Plaintiffs also state that the regulatory endorsement should be void and unenforceable based on Defendants’ failure to comply with 36 O.S. § 3610(A). Under Title 36 O.S. § 3610(A), an insurance company is proscribed against issuance, delivery or use of any endorsements which are…”
Hill v. Agri-Risk Servs., 827 P.2d 904 (Okla. Civ. App. 1992).
· cites it 3× “In that regard, we tend to agree with Insurers that the purpose behind the Oklahoma Insurance Code, and particularly 36 O.S. §§ 3610 and 3620, are of “inclusionary” intent, i.”
Davis v. Progressive N. Ins. Co., 288 P.3d 270 (Okla. Civ. App. 2012).
· cites it 2× “"Plaintiffs also state that the regulatory endorsement should be void and unenforceable based on Defendants' failure to comply with 36 O.S. § 3610(A). Under Title 36 O.S. § 3610(A), an insurance company is proscribed against issuance, delivery or use of any endorsements which…”
Cage v. Litchfield Mut. Ins., 713 A.2d 281 (Conn. Super. Ct. 1997).
“1992), the Tenth Circuit Court of Appeals stated that “we do not believe that the Oklahoma legislature intended that otherwise lawful exclusions be voided simply for failure to comply with [ Okla. Stat. tit. 36, § 3610 (A) (1981)]. Voidance of exclusion to an insurance policy is…”
— Okla. Stat. tit. 36, § 3610(A) — 4 cases
Gary v. Am. Cas. Co. of Reading, Pa., 753 F. Supp. 1547 (W.D. Okla. 1990).
“The court’s statement that it was not persuaded that exclusion from evidence was the legislature’s intent as to the proper punishment for noncompliance with Okla. Stat. tit. 36, § 3610 and its citation to Southern Casualty Co.”
Powell v. Am. Cas. Co. of Reading, Pa., 772 F. Supp. 1188 (W.D. Okla. 1991).
“Plaintiffs also state that the regulatory endorsement should be void and unenforceable based on Defendants’ failure to comply with 36 O.S. § 3610(A). Under Title 36 O.S. § 3610(A), an insurance company is proscribed against issuance, delivery or use of any endorsements which are…”
Davis v. Progressive N. Ins. Co., 288 P.3d 270 (Okla. Civ. App. 2012).
“"Plaintiffs also state that the regulatory endorsement should be void and unenforceable based on Defendants' failure to comply with 36 O.S. § 3610(A). Under Title 36 O.S. § 3610(A), an insurance company is proscribed against issuance, delivery or use of any endorsements which…”
Hill v. Agri-Risk Servs., 827 P.2d 904 (Okla. Civ. App. 1992).
“In that regard, we tend to agree with Insurers that the purpose behind the Oklahoma Insurance Code, and particularly 36 O.S. §§ 3610 and 3620, are of “inclusionary” intent, i.”
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