Oklahoma Statutes

Okla. Stat. tit. 36, § 3615 (2026)

Charter or bylaw provisions; incorporation into policy

✓ current as of July 2026

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No policy shall contain any provisions purporting to make any portion of the charter, bylaws or other constituent document of the

insurer a part of the contract unless such portion is set forth in full in the policy, provided, however, this section shall not apply to the subscriber's agreement or power of attorney of a reciprocal insurer. Any policy provision in violation of this section shall be invalid. Laws 1957, p. 367, § 3615.

Notes of Decisions

Cited in 2 cases, 1990–1991 · leading case: Gary v. Am. Cas. Co. of Reading, Pa., 753 F. Supp. 1547 (W.D. Okla. 1990).

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Gary v. Am. Cas. Co. of Reading, Pa., 753 F. Supp. 1547 (W.D. Okla. 1990). “See Okla.Stat. tit. 36, § 3615; Okla.Stat. tit.”

Powell v. Am. Cas. Co. of Reading, Pa., 772 F. Supp. 1188 (W.D. Okla. 1991). “See 36 O.S. § 3615 and 3617. This Court will not engraft upon Section 3610 language imposing a drastic sanction which the Oklahoma Legislature knew how to use and did not.”

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