Oklahoma Statutes
Okla. Stat. tit. 36, § 4004 (2026)
Incontestability
✓ current as of July 2026
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There shall be a provision that the policy (exclusive of provisions relating to disability benefits or to additional benefits in the event of death by accident or accidental means) shall be incontestable, except for nonpayment of premiums, after it has been in force during the lifetime of the insured for a period of two (2) years from its date of issue. Laws 1957, p. 371, § 4004.
Notes of Decisions
Cited in 3
cases, 1991–2012 · leading case: Markham v. Nat'l States Ins., 122 F. App'x 392 (10th Cir. 2004).
Markham v. Nat'l States Ins., 122 F. App'x 392 (10th Cir. 2004). “See Okla. Stat. tit. 36, § 4004 . Of the policies that could be rescinded, National States rescinded one-third.”
Toppins v. Minnesota Life Ins. Co., 460 F. App'x 768 (10th Cir. 2012). “130; see also Okla. Stat. tit. 36, § 4004 (“There shall be a provision that the policy .”
Marshall v. Universal Life Ins. Co., 831 P.2d 651 (Okla. Civ. App. 1991). “The life insurance policy was issued on June 13, 1983, and, pursuant to 36 O.S.1981 § 4004, contained a two year incontestable provision.”
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